Coinbase VS NETTEN
Compare Coinbase VS NETTEN and see what are their differences
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Coinbase
Binance
BitPay
Kraken
Bitfinex
Crypto.com
Coinbase Pro
CoinMarketCap
NETTEN
PayPal
Stripe
Ripple (XRP)
XGo
BitPay
NOWPayments
CoinGate
NETTEN is the payment platform built for freelancers, creators, and small businesses with cross-border clients. Send a payment link. Your client pays however they prefer: by card, bank transfer, or cryptocurrency. The money lands in your wallet in seconds, not days.
Pay links, invoicing, and merchant rewards are built in from day one. Every 10 confirmed transactions, RLUSD is deposited directly into your wallet. No claims, no thresholds, no waiting. Your rewards rate grows as your business grows.
NETTEN runs on the XRP Ledger and settles in RLUSD, a regulated USD stablecoin. The platform is fully non-custodial. Your money is always in your wallet, never ours. Even if NETTEN disappeared tomorrow, your funds are still yours.
Beta launches July 7, 2026. Free to start. The first 777 Pro members lock in $44/mo for life.
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NETTEN's answer:
Netten is the only payment platform built natively on the XRP Ledger that combines professional crypto invoicing, instant RLUSD stablecoin settlement, and a built-in loyalty mechanic โ the Net Ten Effect โ that automatically rewards merchants every 10 transactions. Unlike custodial platforms, Netten never holds your funds. Every payment settles directly to your XRPL wallet in 3โ5 seconds. The name itself contains the mechanic: Net Ten. It reads the same forwards and backwards.
NETTEN's answer:
Freelancers, independent creators, and small business owners who want to accept cryptocurrency payments professionally without sharing a raw wallet address, without custodial risk, and without paying 3โ5% to platforms that didnโt do the work. Early adopters include photographers, designers, developers, consultants, and merchants ready to accept digital assets before mainstream adoption arrives.
NETTEN's answer:
Netten was built from a single observation: the freelance economy generates over $1.27 trillion annually in the United States alone, and the people doing that work are systematically overcharged to receive payment for it. The founder, a systems architect and creative professional, built Netten to solve a problem he experienced directlyโฆ wanting a professional, non-custodial way to accept crypto payments without the friction of existing tools. Built solo on the XRP Ledger with no external funding, Netten launched as a live early-access product with verified XRPL test-net integration, 19/19 tests passing, and zero security vulnerabilities.
NETTEN's answer:
- Next.js (React) - frontend
- Fastify - API server, hosted on Railway
- Prisma + Neon PostgreSQL - database
- XRP Ledger - settlement layer (mainnet + testnet)
- RLUSD - regulated USD-pegged stablecoin settlement asset
- XRPL Webhooks with idempotent reconciliation queue
- Automated RLUSD trust line management for new wallets
NETTEN's answer:
Currently onboarding founding beta testers via netten.app - Initial cohort includes freelancers and independent creators - Small business merchant segment launching with POS integration
NETTEN's answer:
Netten helps freelancers, creators, merchants, and small business owners keep more of their earnings. Most payment platforms take 3โ5% of every transaction and hold your funds for days. Netten charges a flat platform fee starting at 1% and never holds your money. Every payment settles directly to your XRPL wallet in seconds.
Every 10 transactions, the Net Ten Effect automatically deposits RLUSD rewards to your wallet - no claiming, no notification. You just find money there. The reward doubles each quarter, capping at $2.00 per 10 transactions.
Your funds are yours the moment payment confirms. Sweep to your bank, let it accumulate, or earn yield on the XRP Ledger. No intermediary stands between you and your earnings.
One of the main benefits of Coinbase is its extensive security measures, which include offline storage for a majority of the company's cryptocurrency holdings and advanced security measures for online storage. Additionally, Coinbase is licensed and regulated by several financial authorities, which helps to provide users with a certain level of confidence in the security of their funds.
Based on our record, Coinbase seems to be more popular. It has been mentiond 454 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
- We move at the pace of a startup, with value to full stack skillset, shipping fast, total ownership - Senior Product Manager, ideally ex-engineer, who has built API products before and written documentation - Engineering Manager for our Commerce team ( https://commerce.coinbase.com/ ) Send your github or resume to nemil.dalal+hn /at Coinbase's domain name. - Source: Hacker News / about 2 years ago
I have been trying to regain access to my account FOR OVER TWO FUCKING YEARS... The website only leads me in circles with no resolution, the reset password email NEVER shows up.. Yes I have checked my spam folder, yes I have searched for @coinbase.com in my emails search bar, yes I have contacted my email service provider whom states they cant even locate the emails being sent... I just need to reset my password... Source: over 2 years ago
Late (2am) on the 26th, I received 3 text messages indicating the BTC (and ETH) being sent from my account are being delayed for security reasons. The text had a link (to a coinbase.com domain) to disable my account by clicking on the link. I did so for all 3 transactions (no login was required as it was a token based string) at around 6am when I saw the texts. Source: almost 3 years ago
I got an e-mail that my account will be discontinued on Sept 25, and I should withdraw my funds. But after log in, I'm stuck on accept term, using app mobile, coinbase.com (firefox, google chrome , and safari) I tried also to connect to VPN but nothing happens. Source: almost 3 years ago
I do have an existing Coinbase.com account if that makes any difference? Source: almost 3 years ago
Binance - Cryptocurrencies exchange platform
PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller
BitPay - Bitcoin payment gateway. Enterprise-grade solutions, from the pioneer of bitcoin payments.
Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโs payment platform to accept and process payments online for easy-to-use commerce solutions.
Kraken - One of the largest and oldest Bitcoin exchanges in the world, Kraken is consistently named one of the best places to buy and sell crypto online, thanks to our excellent service, low fees, versatile funding options and rigorous security standards
Ripple (XRP) - Ripple is known as RTGS (real-time gross settlement system), exchange currency and a remittance network operated by the Ripple company.