Software Alternatives, Accelerators & Startups

Binance VS NETTEN

Compare Binance VS NETTEN and see what are their differences

Binance logo Binance

Cryptocurrencies exchange platform

NETTEN logo NETTEN

The payment platform for freelancers and small businesses with cross-border clients. Pay links, invoicing, and rewards that pay you back every 10 transactions. Get paid in seconds, not days. Free to start. Beta opens July 7.
  • Binance Landing page
    Landing page //
    2023-05-09
  • NETTEN Merchant Dashboard
    Merchant Dashboard //
    2026-04-17
  • NETTEN Payments
    Payments //
    2026-04-17
  • NETTEN Invoice
    Invoice //
    2026-04-17
  • NETTEN Rewards
    Rewards //
    2026-04-17

NETTEN is the payment platform built for freelancers, creators, and small businesses with cross-border clients. Send a payment link. Your client pays however they prefer: by card, bank transfer, or cryptocurrency. The money lands in your wallet in seconds, not days.

Pay links, invoicing, and merchant rewards are built in from day one. Every 10 confirmed transactions, RLUSD is deposited directly into your wallet. No claims, no thresholds, no waiting. Your rewards rate grows as your business grows.

NETTEN runs on the XRP Ledger and settles in RLUSD, a regulated USD stablecoin. The platform is fully non-custodial. Your money is always in your wallet, never ours. Even if NETTEN disappeared tomorrow, your funds are still yours.

Beta launches July 7, 2026. Free to start. The first 777 Pro members lock in $44/mo for life.

Binance

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-

NETTEN

Website
netten.app
$ Details
freemium $55.0 / Monthly (Pro tier (Free Entry available))
Platforms
Web Mobile
Release Date
2026 July
Startup details
Country
United States
State
Oregon
City
Portland
Founder(s)
Jermaine Ulinwa
Employees
1 - 9

Binance features and specs

  • Wide Range of Cryptocurrencies
    Binance offers a vast array of cryptocurrencies, including popular ones like Bitcoin and Ethereum, and many lesser-known altcoins.
  • Low Trading Fees
    The platform has some of the lowest trading fees in the industry, which can be further reduced by using Binance Coin (BNB) to pay for fees.
  • High Liquidity
    Binance is one of the largest cryptocurrency exchanges in terms of trading volume, providing high liquidity and making it easier to execute trades quickly.
  • Advanced Trading Features
    The platform offers advanced trading tools, including futures and margin trading, along with various technical analyses charts.
  • Staking and Earning Programs
    Binance offers options for earning passive income through staking, savings accounts, and other yield-generating programs.
  • Strong Security Measures
    Binance employs rigorous security measures such as Two-Factor Authentication (2FA), Secure Asset Fund for Users (SAFU), and regular security audits.
  • Global Reach
    Binance is available in multiple languages and serves users globally, making it accessible to a wide range of traders and investors.

Possible disadvantages of Binance

  • Regulatory Challenges
    Binance has faced regulatory scrutiny in various countries, which can lead to sudden changes in service availability and regulatory compliance.
  • Complexity for Beginners
    The wide range of features, advanced trading options, and a plethora of available cryptocurrencies can be overwhelming for novice traders.
  • Customer Support
    While improving, Binance's customer support has been criticized for being slow to respond and lacking in personalized assistance.
  • KYC/AML Requirements
    Increased regulatory pressures have led Binance to implement stricter Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures, which can be cumbersome for some users.
  • Service Outages
    Binance has occasionally experienced system overloads and outages during periods of high trading volume, which can disrupt trading activities.
  • Withdrawal Fees
    While trading fees are low, Binance's withdrawal fees for certain cryptocurrencies can be relatively high compared to other exchanges.
  • Geographical Restrictions
    Some features and services on Binance are restricted or unavailable in certain countries due to local regulations.

NETTEN features and specs

  • Magic Link Authentication
    Passwordless email-based login โ€” no stored credentials, no password breach risk, secure single-use sign-in tokens
  • CSV Export
    tax-ready transaction records
  • Invoice Generation
    create and send professional invoices to clients
  • Merchant Dashboard
    transaction history and volume overview
  • Net Ten Effect
    automatic RLUSD reward every 10 transactions
  • Pay Link
    shareable URL that triggers a crypto payment request
  • QR Code Generation
    merchant generates and displays, client scans and pays in person
  • XRPL Wallet Connection
    connect existing or auto-create new wallet
  • Multi-Cryptocurrency Support
    Accept BTC, ETH, SOL, XRP, RLUSD, XLM, ADA, HBAR โ€” auto-converted to RLUSD at settlement
  • Card Payment Integration
    MoonPay-powered Visa, Mastercard, and Apple Pay acceptance for non-crypto customers
  • RLUSD Settlement
    Settle in regulated USD-backed stablecoin in 3-5 seconds on the XRP Ledger
  • Non-Custodial Architecture
    NETTEN never holds merchant funds โ€” all settlements direct to merchant's own XRPL wallet
  • Recurring Invoices
    Subscription-style automatic billing for retainer and SaaS merchants (Pro+)
  • Custom Branding
    Logo, colors, and fonts on invoices and pay pages (Pro+)
  • Ambassador Referral Program
    Earn $10 RLUSD for each merchant you refer who upgrades to Pro
  • Multi-Wallet Routing
    Route different pay links to different XRPL wallets for project segmentation (Pro+)

Binance videos

Binance US Review: What You NEED to Know!

More videos:

  • Review - Binance Review
  • Review - Binance Review 2019 - Is This the Best Exchange?

NETTEN videos

No NETTEN videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Binance and NETTEN)
Cryptocurrencies
100 100%
0% 0
Payment Platform
0 0%
100% 100
Cryptocurrency Exchange
100 100%
0% 0
Finance
0 0%
100% 100

Questions & Answers

As answered by people managing Binance and NETTEN.

What makes your product unique?

NETTEN's answer:

Netten is the only payment platform built natively on the XRP Ledger that combines professional crypto invoicing, instant RLUSD stablecoin settlement, and a built-in loyalty mechanic โ€” the Net Ten Effect โ€” that automatically rewards merchants every 10 transactions. Unlike custodial platforms, Netten never holds your funds. Every payment settles directly to your XRPL wallet in 3โ€“5 seconds. The name itself contains the mechanic: Net Ten. It reads the same forwards and backwards.

How would you describe the primary audience of your product?

NETTEN's answer:

Freelancers, independent creators, and small business owners who want to accept cryptocurrency payments professionally without sharing a raw wallet address, without custodial risk, and without paying 3โ€“5% to platforms that didnโ€™t do the work. Early adopters include photographers, designers, developers, consultants, and merchants ready to accept digital assets before mainstream adoption arrives.

What's the story behind your product?

NETTEN's answer:

Netten was built from a single observation: the freelance economy generates over $1.27 trillion annually in the United States alone, and the people doing that work are systematically overcharged to receive payment for it. The founder, a systems architect and creative professional, built Netten to solve a problem he experienced directlyโ€ฆ wanting a professional, non-custodial way to accept crypto payments without the friction of existing tools. Built solo on the XRP Ledger with no external funding, Netten launched as a live early-access product with verified XRPL test-net integration, 19/19 tests passing, and zero security vulnerabilities.

Which are the primary technologies used for building your product?

NETTEN's answer:

-   Next.js (React) - frontend
-   Fastify - API server, hosted on Railway
-   Prisma + Neon PostgreSQL - database
-  XRP Ledger - settlement layer (mainnet + testnet)
-   RLUSD - regulated USD-pegged stablecoin settlement asset
-   XRPL Webhooks with idempotent reconciliation queue
-   Automated RLUSD trust line management for new wallets

Who are some of the biggest customers of your product?

NETTEN's answer:

Currently onboarding founding beta testers via netten.app - Initial cohort includes freelancers and independent creators - Small business merchant segment launching with POS integration

Why should a person choose your product over its competitors?

NETTEN's answer:

Netten helps freelancers, creators, merchants, and small business owners keep more of their earnings. Most payment platforms take 3โ€“5% of every transaction and hold your funds for days. Netten charges a flat platform fee starting at 1% and never holds your money. Every payment settles directly to your XRPL wallet in seconds.

Every 10 transactions, the Net Ten Effect automatically deposits RLUSD rewards to your wallet - no claiming, no notification. You just find money there. The reward doubles each quarter, capping at $2.00 per 10 transactions.

Your funds are yours the moment payment confirms. Sweep to your bank, let it accumulate, or earn yield on the XRP Ledger. No intermediary stands between you and your earnings.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Binance and NETTEN

Binance Reviews

  1. Best cryptocurrency exchanges on the market

    I have been using Binance for over a year, the user interface is intuitive, which makes it simple for beginners to get started, the fees are competitive. Overall, Binance has been a great choice for my trading needs

    ๐Ÿ Competitors: Bybit, , Coinbase

5 Top Cryptocurrency Exchange APIs for Developers
Quick Overview: Binance API is highly reliable and widely used in the cryptocurrency community. It offers extensive documentation and support for spot and futures trading, with WebSocket and RESTful endpoints ensuring efficient communication. Although it requires a thorough understanding of trading concepts, Binance API remains a stalwart choice for traders seeking a...
Source: bitcoinist.com
Best Crypto Exchanges in Europe in 2022 (Ranked and Reviewed)
Altcoins are any cryptocurrencies other than bitcoin, including Ethereum, Cardano, Solana, and Binance Coin. We can say that the best European cryptocurrency exchanges are also the best altcoin exchanges. You can buy altcoins in Etoro, Coinbase, Binance, Crypto.com, and in many other platforms, such as Kraken, Bitpanda, Nexo, etc.
6 Best Coinbase Alternatives for 2022
Unlike eToro, Binance offers no real education or beginner training. The platform caters to people whoโ€™ve been trading with crypto for at least a while. Its โ€œBinance Walletโ€ supports daily traders well, but new investors may find it tricky to use at first.
BEST 25 Coinbase Alternatives (2021 Update)
Binance is a crypto exchange that offers a platform for trading more than 150 cryptocurrencies. This is a strong coinbase alternative that has an API that helps you to integrate your current trading application.
Source: www.guru99.com
20 BEST Bitcoin Wallets | Top Crypto Wallets in 2021
Binance is one of the best platforms to create bitcoin wallet that offers a platform for trading more than 150 cryptocurrencies. It provides an API that helps you to integrate your current trading application.
Source: www.guru99.com

NETTEN Reviews

We have no reviews of NETTEN yet.
Be the first one to post

Social recommendations and mentions

Based on our record, Binance seems to be more popular. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Binance mentions (2)

  • Withdraw Binance.com to Binance.us account
    Hello support. I'm in the US and have a Binance.com account I opened back in 2017. I recently tried to withdraw from this account and withdrawals have been suspended. I was unaware that I needed to migrate to binance.us. I have not yet filed an appeal. I just opened a binance.us account and am awaiting appeal. I'm unable to verify on binance.com/en because there is no option for US users. If my withdrawals are... Source: over 4 years ago
  • "Verify failed, please reload and try again" - Binance.US
    Same, had a problem with binance.com/en, thinking it was "English", instead of binance.US. So confusing. Now, nothing works. Maybe I am dumb for thinking that binance.com/en is not the US version? Source: about 5 years ago

NETTEN mentions (0)

We have not tracked any mentions of NETTEN yet. Tracking of NETTEN recommendations started around Apr 2026.

What are some alternatives?

When comparing Binance and NETTEN, you can also consider the following products

Coinbase - Bitcoin, safe and easy.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Bitfinex - Bitfinex is the largest and most advanced crypto-currencies trading platform.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโ€™s payment platform to accept and process payments online for easy-to-use commerce solutions.

Kraken - One of the largest and oldest Bitcoin exchanges in the world, Kraken is consistently named one of the best places to buy and sell crypto online, thanks to our excellent service, low fees, versatile funding options and rigorous security standards

Kucoin - Find the Next #Crypto Gem on #KuCoin, the People's Exchange