NETTEN Reviews and Details

Questions & Answers

1. What makes NETTEN unique?

   Netten is the only payment platform built natively on the XRP Ledger that combines professional crypto invoicing, instant RLUSD stablecoin settlement, and a built-in loyalty mechanic — the Net Ten Effect — that automatically rewards merchants every 10 transactions. Unlike custodial platforms, Netten never holds your funds. Every payment settles directly to your XRPL wallet in 3–5 seconds. The name itself contains the mechanic: Net Ten. It reads the same forwards and backwards.

2. How would you describe the primary audience of NETTEN?

   Freelancers, independent creators, and small business owners who want to accept cryptocurrency payments professionally without sharing a raw wallet address, without custodial risk, and without paying 3–5% to platforms that didn’t do the work. Early adopters include photographers, designers, developers, consultants, and merchants ready to accept digital assets before mainstream adoption arrives.

3. What's the story behind NETTEN?

   Netten was built from a single observation: the freelance economy generates over $1.27 trillion annually in the United States alone, and the people doing that work are systematically overcharged to receive payment for it. The founder, a systems architect and creative professional, built Netten to solve a problem he experienced directly… wanting a professional, non-custodial way to accept crypto payments without the friction of existing tools. Built solo on the XRP Ledger with no external funding, Netten launched as a live early-access product with verified XRPL test-net integration, 19/19 tests passing, and zero security vulnerabilities.

4. Which are the primary technologies used for building NETTEN?

   -   Next.js (React) - frontend
   -   Fastify - API server, hosted on Railway
   -   Prisma + Neon PostgreSQL - database
   -  XRP Ledger - settlement layer (mainnet + testnet)
   -   RLUSD - regulated USD-pegged stablecoin settlement asset
   -   XRPL Webhooks with idempotent reconciliation queue
   -   Automated RLUSD trust line management for new wallets
   

5. Who are some of the biggest customers of NETTEN?

   Currently onboarding founding beta testers via netten.app - Initial cohort includes freelancers and independent creators - Small business merchant segment launching with POS integration

6. Why should a person choose NETTEN over its competitors?

   Netten helps freelancers, creators, merchants, and small business owners keep more of their earnings. Most payment platforms take 3–5% of every transaction and hold your funds for days. Netten charges a flat platform fee starting at 1% and never holds your money. Every payment settles directly to your XRPL wallet in seconds.

   Every 10 transactions, the Net Ten Effect automatically deposits RLUSD rewards to your wallet - no claiming, no notification. You just find money there. The reward doubles each quarter, capping at $2.00 per 10 transactions.

   Your funds are yours the moment payment confirms. Sweep to your bank, let it accumulate, or earn yield on the XRP Ledger. No intermediary stands between you and your earnings.