Wise VS CherryTree

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

• Rich Text Formatting
  CherryTree supports rich text formatting, allowing users to customize their notes with different fonts, colors, and styles. This makes it easier to organize and highlight important information.
• Hierarchical Note Structure
  CherryTree offers a hierarchical structure for organizing notes, which is ideal for users who need to maintain complex sets of information in an easily navigable format.
• Cross-Platform Support
  CherryTree is available for Windows, Mac, and Linux, making it accessible to users regardless of their operating system.
• Syntax Highlighting
  The tool supports syntax highlighting for various programming languages, which is useful for developers who want to include code snippets in their notes.
• Export Options
  CherryTree offers multiple export options, including PDF, HTML, and plain text, which makes it easy to share and backup notes in different formats.
• Password Protection
  Users can protect their notes with a password, adding an extra layer of security for sensitive information.
• Regular Updates
  The application is regularly updated with new features and bug fixes, ensuring that users have access to the latest improvements.

Possible disadvantages

• Learning Curve
  The application has a steep learning curve, especially for users who are new to note-taking software or hierarchical structures.
• No Mobile Version
  CherryTree currently lacks a mobile version, limiting its usability for users who want to access or manage their notes on-the-go.
• Resource Intensive
  The application can be resource-intensive, especially for large sets of notes, which may affect the performance on older or less powerful machines.
• Limited Collaboration Features
  CherryTree does not offer built-in collaboration features, which makes it less suitable for users who need to work on notes with others in real time.
• Complex Backups
  While CherryTree offers various export options, the backup and restore process can be complex and may require manual intervention.
• Design
  The interface design is functional but outdated, which may not appeal to users who prefer modern and sleek UIs.

TransferWise Review - 3 Must Knows (2020)

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• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

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  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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Tracking CherryTree since Mar 2021.