Software Alternatives & Reviews

TransUnion VS myFICO

Compare TransUnion VS myFICO and see what are their differences

TransUnion logo TransUnion

Transunion offers total credit protection all in one place from credit alerts, credit reports, and credit scores

myFICO logo myFICO

myFICO offers credit reporting and monitoring solutions.
  • TransUnion Landing page
    Landing page //
    2022-01-05
  • myFICO Landing page
    Landing page //
    2023-10-09

TransUnion

Categories
  • APIs
  • Fintech
  • Finance
  • User Onboarding
Website transunion.com
Pricing URL-

myFICO

Categories
  • Cash Flow
  • Credit Builder
  • Personal Finance
  • Finance
Website myfico.com
Pricing URL Official myFICO Pricing

TransUnion videos

Transunion Review | Free Identity Protection

More videos:

  • Review - TransUnion Review - Top 10 Credit Report

myFICO videos

MyFICO Review [Is MyFICO A Credit App Worth Using?]

More videos:

  • Review - Is myFICO worth it? I bought MY credit scores to see!
  • Review - myFICO | What I Learned About My Credit Score While In The Bathroom | Top 3 Credit Hacks

Category Popularity

0-100% (relative to TransUnion and myFICO)
Finance
43 43%
57% 57
Credit Builder
27 27%
73% 73
APIs
100 100%
0% 0
Personal Finance
0 0%
100% 100

User comments

Share your experience with using TransUnion and myFICO. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, myFICO seems to be a lot more popular than TransUnion. While we know about 96 links to myFICO, we've tracked only 7 mentions of TransUnion. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

TransUnion mentions (7)

View more

myFICO mentions (96)

  • APR for Credit Cards - Discover It Card; False Advertising and Lies?
    You appear naiive in every sense of the word. Stop getting your info from your "trusted adult" or reddit for that matter. Get your credit report and scores from the only trusted sources: MyFico or Annual Credit Report. Read the government housing websites, or even go over to the forum community on MyFico, which I personally like. If you follow through, you won't need to ask questions like this. Source: 4 months ago
  • Stuck at 741 - Card Recommendation Please
    Yeah, we all have 40+ different credit scores. Your CK scores are "legit" in terms that they're accurate VS3 (VantageScore 3.0) it's just that VS3 is rarely used in lending decisions which makes them nearly irrelevant. Fico scores are used the the majority of lending decisions, with Fico 8 being the most commonly used model today. The Fico 9 you are getting is lesser used than Fico 8 since few lenders adopted... Source: 10 months ago
  • What information shows up on a "hard pull" and "soft pull" of a credit report?
    When a company does an inquiry without your requesting it, like for a "pre-qualified" offer for a credit card, that's a soft inquiry and it doesn't show as a hard inquiry on your credit report. You can also check your OWN credit like on myfico.com, and that's a soft inquiry. Background checks are also in this category. Source: 9 months ago
  • Have 3 Credit Cards Maxed out. What's my best course of action?
    You should go to myfico.com for credit help. This subreddit is know for some awful advice lol. Source: 10 months ago
  • Confusion on Bank of America card recommending service.
    Go sign up for an account on myfico.com or experian.com to see what your actual FICO scores are. You should also pull your credit report from annualcreditreport.com. Source: 10 months ago
View more

What are some alternatives?

When comparing TransUnion and myFICO, you can also consider the following products

Digitap Alternate Data Suite - A well-designed solution to extract financial and non-financial information of your customer from multiple data points such as bank statements, telecom, e-commerce sites, mobile devices, employment records etc.

Experian - Your credit report, FICO Score, and more. All free.

Surepass.io - End-to-End user OnBoarding & Digital Identity Verification solutions for Enterprises | Digital KYC | Background Verification | Banking

Anytime Collect - Anytime Collect is an automated accounts receivable credit and collections software.

Setu - Setu’s APIs and software is used by hundreds of businesses from startups to large enterprises to reimagine onboarding, payments, deposits, lending and data empowerment for their end customers.We’re hiring across the board!

YayPay - YayPay is AI to accelerate cash flow and automate accounts receivables.