Stuck at 741 - Card Recommendation Please

1

myFICO

Yeah, we all have 40+ different credit scores. Your CK scores are "legit" in terms that they're accurate VS3 (VantageScore 3.0) it's just that VS3 is rarely used in lending decisions which makes them nearly irrelevant. Fico scores are used the the majority of lending decisions, with Fico 8 being the most commonly used model today. The Fico 9 you are getting is lesser used than Fico 8 since few lenders adopted that newer [than Fico 8] model, but it's still good to track because generally speaking as it increases, your Fico 8 would increase as well and vice versa. You can grab two free Fico 8 scores from experian.com and myfico.com if you'd like though!

#Cash Flow #Credit Builder #Personal Finance 96 social mentions

2

Experian

Yeah, we all have 40+ different credit scores. Your CK scores are "legit" in terms that they're accurate VS3 (VantageScore 3.0) it's just that VS3 is rarely used in lending decisions which makes them nearly irrelevant. Fico scores are used the the majority of lending decisions, with Fico 8 being the most commonly used model today. The Fico 9 you are getting is lesser used than Fico 8 since few lenders adopted that newer [than Fico 8] model, but it's still good to track because generally speaking as it increases, your Fico 8 would increase as well and vice versa. You can grab two free Fico 8 scores from experian.com and myfico.com if you'd like though!

#Credit Builder #Personal Finance #Identity Verification And Protection 134 social mentions