Software Alternatives & Startups

Square VS Papertools.app

Compare Square VS Papertools.app and see what are their differences

Square

Square helps millions of sellers run their business-from secure credit card processing to point of sale solutions. Get paid faster with Square. Sign up today!

Rating
0 reviews
Papertools.app

Accounting and invoicing software for small businesses. Manage invoices, bills, expenses, payroll and reports, with plain-language tools and proper double-entry bookkeeping underneath.

Rating
5.0 · 3 reviews
Pricing
Freemium $25 / Monthly (Business: 5 members, 250 invoices + receipts/month, 100 GB)
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Square seems to be more popular. It has been mentioned 41 times since March 2021.

social mentions
41 vs 0
Payments Processing popularity
100% vs 0%
alternatives listed
240+ vs 21

Base details

Website, pricing, platforms and company facts side by side.

Square
Papertools.app
Website squareup.com papertools.app
Pricing —
Freemium $25 / Monthly (Business: 5 members, 250 invoices + receipts/month, 100 GB) Official pricing
Platforms —
SaaS PWA Web Mobile Android iOS Windows Mac +5
Company Startup from the United States Startup from Australia · 1 - 9 employees · 2026
Listed in

About Square and Papertools.app

In their own words, as submitted to SaaSHub.

Square
Papertools.app

No description of Square yet.

Papertools is accounting and invoicing software for small businesses, freelancers, sole traders and owner-operators. Plain-language tools make everyday paperwork easier, with proper double-entry bookkeeping underneath. Create estimates and invoices, track payments and send overdue reminders....

Read more about Papertools.app

Features and specs

What each product offers, as listed by its team.

Square 6 features
Papertools.app 23 features
  • Ease of Use
    Square's platform is known for being user-friendly and easy to set up, making it accessible for small business owners with little technical expertise.
  • Transparent Pricing
    Square offers straightforward, flat-rate pricing with no hidden fees, which helps businesses understand their costs upfront.
  • Integrated Solutions
    Square provides a comprehensive suite of tools including POS systems, online store, invoicing, payroll, and more, enabling seamless business operations.
  • No Long-Term Contracts
    Square does not require long-term contracts or commitments, allowing businesses flexibility in choosing their service provider.
  • Omnichannel Capabilities
    Square supports sales across various channels, including in-person, online, and mobile, offering versatility for different business models.
  • Next-Day Deposits
    Square offers next-day deposits, ensuring that businesses have quick access to their funds, which is critical for cash flow management.

Possible disadvantages

  • Processing Fees
    While the pricing is transparent, the fees per transaction can add up, especially for businesses with high sales volumes or low margins.
  • Account Stability
    Some users have reported sudden holds or terminations of their Square accounts, which can disrupt business operations.
  • Limited Customer Support
    Square's customer support can be limited, particularly for smaller businesses or during high-demand periods, which can affect issue resolution time.
  • Additional Costs for Advanced Features
    Some advanced features and integrations may incur additional costs, making it more expensive for businesses that need these functionalities.
  • Geographic Limitations
    Square is primarily available in certain countries, which may be restrictive for businesses with international operations or customers.
  • Double-entry bookkeeping
    Connected books with a chart of accounts, manual journals and a general ledger behind everyday business transactions.
  • Quick Journal
    Record business events through plain-language questions that create the corresponding bookkeeping entries.
  • Starting Position
    Establish opening account balances, assets and debts so an existing business can bring its financial position into Papertools.
  • Paper-Ai voice and chat
    Speak or type to Paper-Ai to draft documents and ask questions about your business records, with spoken responses available. Review proposed changes before saving.
  • Estimates and invoicing
    Create branded estimates and invoices, convert estimates to invoices, and track document status, amounts due and payments.
  • Payments and overdue reminders
    Record full or partial payments, track outstanding and overdue invoices, and send payment reminders.
  • Supplier bills and expenses
    Record supplier bills and business expenses, attach supporting documents and see what needs paying.
  • Receipt and document scanning
    Scan receipts or upload supported supplier invoice images and PDFs to prepare records for review. Document reading is available on paid plans.
  • PDF and CSV statement imports
    Import bank and cash transactions from CSV files or read supported PDF bank statements into transaction lines for review. PDF reading is available on paid plans.
  • Bank and cash matching
    Review imported bank and cash transactions alongside existing invoices, bills, payments and expenses, then confirm the appropriate matches.
  • Financial reports
    Review profit and loss, balance sheet, cash flow, receivables, payables, trial balance and general ledger reports.
  • Payroll and payslips
    Manage hourly or salaried staff, prepare pay runs, generate payslips and link labour costs to projects.
  • Projects and job profitability
    Link invoices, supplier bills, expenses and labour to projects to understand each job's income, costs and profitability.
  • Contracts
    Create and manage business contracts within the same workspace as your other business records.
  • Products, services and inventory
    Maintain a catalogue of products and services with prices, costs and categories. Track stock levels and cost of goods sold.
  • Recurring workflows
    Schedule recurring invoices, supplier bills and pay runs to reduce repeat work. Available on paid plans.
  • Customer and vendor records
    Keep customer and vendor contact details, payment terms, balances and transaction history together.
  • Team roles and permissions
    Invite team members and control their access through roles and permissions, within the selected plan's member limit.
  • CSV imports and exports
    Import customers, vendors, products and services from CSV files. Export business records to share with an accountant.
  • Online invoice payments
    Let customers pay invoices online through your connected Stripe account.
  • Customizable branding and templates
    Customize company branding, document and email templates, and tax settings for your business.
  • Installable web app
    Use Papertools in a browser or install it as a progressive web app on supported phones, tablets and computers.
  • Free Essential plan
    Papertools Essential is free forever. Plan limits and Terms & Conditions apply.

Analysis

An editorial look at what each product does well and who it suits.

Square
Papertools.app

Overall verdict

  • Yes, Square is generally considered a good choice for businesses looking for an all-in-one payment and business management solution. It is particularly praised for its user-friendly interface, competitive pricing, and reliable customer support.

Why this product is good

  • Square, known for its point of sale solutions, has built a strong reputation for its ease of use, transparent pricing, and comprehensive features suited for small to medium-sized businesses. It offers seamless integration with various hardware, software, and payment processing services, which are particularly appreciated by users who want a straightforward setup. The platform also provides useful analytics, invoicing, and inventory management features that help businesses efficiently manage their operations.

Recommended for

    Square is recommended for small to medium-sized businesses, especially in the retail, food and beverage, and service industries, who need a versatile and scalable payment processing and business management solution. It is particularly beneficial for those who prefer a cloud-based service with seamless integration across multiple devices.

No analysis of Papertools.app yet.

Videos

Walkthroughs and reviews on video.

Square 9 videos + Add
Papertools.app 8 videos + Add

Square vs PayPal 2020: A Side by Side Comparison

More videos

  • - Square Mobile Credit Card Reader Review | Squareup Demo | Pros & Cons
  • - I switched from Square to Paymentech. IMO, Squareup merchant services is garbage.
  • - What is Square - Square Review - Square Pricing Plans Explained
  • - 6 days left to dump Square merchant services before they begin screwing small businesses
  • - Square Eftpos Terminal Review 2023
  • - Square Review | Is It the BEST POS System for Online Payments & Invoicing?
  • - Square For Small Business: Is Square Right For You? [Square Explained]

Papertools Product Tour | Small Business Invoicing & Paperwork Software

More videos

  • - Record Business Events Without Choosing Debits and Credits | Papertools
  • - How to Create, Review and Send an Invoice in Papertools.app
  • - Switching Business Software? Start With the Truth | Papertools
  • - How to Record Manual & Partial Invoice Payments | Papertools.app
  • - How to Set Up Recurring Invoices in Papertools.app | Invoice Automation Tutorial
  • - How to Create, Review and Pay a Bill in Papertools.app
  • - How to Record, Review and Reimburse an Expense in Papertools.app

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Square
Papertools.app
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Square and Papertools.app.

What's the story behind your product?

Papertools.app's answer:

Papertools began with the belief that even the smallest business should have access to professional paperwork and proper bookkeeping.

Founder Adis Smajtic built it in Broome, Western Australia, drawing on more than a decade of experience in purchasing, procurement and business operations. That work exposed the everyday gaps between invoices, supplier records, payments and what actually happened in a business.

The first version, PaperTools.io, launched on September 10, 2025. It offered free browser tools for creating business documents, with no login or subscription. Feedback pointed toward the next step: remembering customers, keeping records and connecting the paperwork over time.

Papertools.app followed, entering private beta in June 2026 and developing into a connected accounting and invoicing workspace. Today, invoices, expenses, payments, payroll, projects and reports sit alongside tools such as Starting Position, Quick Journal and Paper-Ai.

The product has grown, while the principle remains: make everyday business work easier and keep proper bookkeeping underneath.

How would you describe the primary audience of your product?

Papertools.app's answer:

Papertools is built for small-business owners who handle the work and the paperwork: freelancers, sole traders, owner-operators and small teams.

That includes consultants sending client invoices, trades and service businesses tracking job costs, businesses managing products and stock, and employers preparing payroll alongside their other financial records.

It suits people starting their first business as well as established businesses bringing existing balances and records into a new system. The common need is clear: professional paperwork, a practical view of the money and proper books, without needing to learn accounting jargon to get through everyday tasks.

Team permissions and accountant exports also support the people helping the owner run the business.

Why should a person choose your product over its competitors?

Papertools.app's answer:

Choose Papertools if you want to manage your business finances without making accounting terminology the starting point for every task.

The everyday workflow follows the work you recognize: send an estimate, create an invoice, record a supplier bill, check who owes you money and understand what a job earned. Connected records help you follow the transaction through to your books and reports.

You can begin with the Essential plan, then move to a paid plan when you need higher limits and additional capabilities. Your existing records stay in the same workspace as your business grows.

Papertools also gives you access to the accounting underneath and CSV exports to share with an accountant. You can work through the screens yourself or use Paper-Ai by voice or text, with proposed changes remaining under your control.

Papertools Essential is free forever. Plan limits and Terms & Conditions apply.

What makes your product unique?

Papertools.app's answer:

Papertools brings plain-language business tools and proper double-entry bookkeeping into the same workspace. Owners can focus on what happened in their business while the accounting structure works underneath.

Quick Journal shows how that works: choose a familiar situation, such as putting your own money into the business or buying equipment, and answer straightforward questions to create the bookkeeping entry. Starting Position helps an existing business bring across its opening balances, assets and debts.

Paper-Ai adds another way to work. Speak or type to draft documents and ask questions about your business records, then review proposed changes before saving.

Invoices, bills, payments, payroll and projects connect with the financial reports behind them. Owners have access to their records, and accountants can work with the journals, general ledger and exports.

Simple on the surface. Proper bookkeeping underneath.

User comments

Share your experience with using Square and Papertools.app. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Square no reviews yet
Papertools.app 5.0 · 3 reviews

View more

  • Easy to implement and simple for the team to use
    SaaSHub review
    · Oct 2026

    Since moving to Papertools, our workflow has become much more streamlined than the system we were using previously. The platform was easy to learn, user permissions were simple to set up, and the team adapted to it...

  • Much better than Excel for my import business
    SaaSHub review
    · Sep 2026

    I have a trading company in Malaysia and we import catering and hotel equipment from China. Before Papertools I was doing everything in Excel. What I like most is the multi-currency. My China suppliers send invoices...

  • Easy to understand, with useful tools for everyday paperwork
    SaaSHub review
    · Sep 2026

    As an Executive F&B Manager, I appreciate software that is straightforward to use. Papertools is easy to understand, the screens are well designed, and the workflow makes sense. The video guides inside the...

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Square 41 mentions
Papertools.app 0 mentions
  • Advertisement - Help Finding a Global Entry Appointment
    This is an advertisement and I want to provide all the details.. I am a software developer and avid traveler. I own this website and am the sole developer who wrote the entire software! This idea came about when I signed up for Global... Source: over 3 years ago
  • How common is card/contactless payment?
    And now with Square it's dirt simple to accept credit card transactions, and the software even integrates into the NFC transceiver in modern iPhones--so even street vendors and local artists accept contactless payment cards. Source: almost 4 years ago
  • FREE GAME 💳💰💰
    Https://squareup.com/us/en - Better with aged account and/or verified business. Do custom amount charges on phone and type in card info manually. Source: almost 4 years ago

View more

Tracking Papertools.app since Sep 2026.

Alternatives to Square and Papertools.app

When comparing Square and Papertools.app, you can also consider the following products.