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Splitwise VS Relay GTD

Compare Splitwise VS Relay GTD and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Relay GTD

A complete GTD system with guided weekly and daily reviews, on iPhone, iPad, Mac, Android, Windows and the web.

Rating
0 reviews
Pricing
Paid Free trial €5 / Monthly (Pro)
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boldrouter
A unified, OpenAI-compatible gateway to every major LLM provider. One endpoint, one key, one bill - with automatic routing and failover. sponsored
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Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 22

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Relay GTD
Website splitwise.com relaygtd.com
Pricing —
Paid Free trial €5 / Monthly (Pro) Official pricing
Platforms —
Android iOS MacOS Windows Web +2
Company — Startup from Switzerland · 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Project Management Task Management To-Do Lists GTD Productivity Work Management Todos +4

About Splitwise and Relay GTD

In their own words, as submitted to SaaSHub.

Splitwise
Relay GTD

No description of Splitwise yet.

Relay is a task, project and goal manager built for Getting Things Done. You capture anything into one Inbox, and Relay asks the questions GTD asks to clarify each item: is it a next action, a project, something you are waiting for, or something for later? Relay never files anything for you....

Read more about Relay GTD

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Relay GTD 12 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Guided weekly review
    Twelve steps in order, from clearing your head to the final sweep, with trigger lists and a record of how long each review took.
  • Daily review
    Five minutes to shape the day: your calendar, your shortlist and what fits the time you have.
  • Clarify wizard
    One item at a time through the GTD questions, into a next action, project, waiting for, someday/maybe, reference or the bin.
  • Contexts, energy and time
    Every action can carry a context, an energy level and a time estimate, and Engage filters by all three.
  • Horizons of focus
    Projects link up to areas, goals, vision and purpose, and the weekly review flags projects linked to nothing.
  • Sequential projects
    A project can run its steps in order, showing only the next one until the one before it is done.
  • Capture
    Quick add and email to Inbox on every device, the share sheet on Android, iPhone and iPad, and a capture shortcut on Mac and Windows.
  • Widgets
    Home-screen widgets on Android, iPhone and iPad, and desktop widgets on Mac.
  • Integrations
    Two-way sync with Google Tasks, Microsoft To Do, Todoist, Notion and Linear, plus Apple Reminders on Apple devices. Google and Outlook calendars, and Apple Calendar on Apple devices.
  • Imports
    Bring your system across from Nirvana or Todoist.
  • Platforms
    Native apps for iPhone, iPad, Mac, Android and Windows, plus the web, all on one account.
  • Privacy
    Hosted in Switzerland, with no analytics and no ads. Export your data as JSON whenever you want.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Relay GTD

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Relay GTD yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Relay GTD 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No Relay GTD videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Relay GTD
100% 100%
Personal Finance
0% 0%
0% 0%
GTD
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Project Management
100% 100%

Questions & Answers

As answered by people managing Splitwise and Relay GTD.

What makes your product unique?

Relay GTD's answer:

Relay is built only for Getting Things Done, and it runs the whole method on every device: native apps for iPhone, iPad, Mac, Android and Windows, plus the web. The weekly review is a guided twelve-step sequence rather than a reminder to review, the Clarify wizard asks the GTD questions one item at a time, and projects link up to areas, goals, vision and purpose. Most GTD apps either run only on Apple devices or leave the method for you to build out of lists and tags.

How would you describe the primary audience of your product?

Relay GTD's answer:

People who practise Getting Things Done, or want to, and use more than one kind of device: a Windows PC at work and an iPhone, or an Android phone and a Mac. Many have tried GTD in a general task app and found themselves maintaining the system instead of using it.

What's the story behind your product?

Relay GTD's answer:

Relay is built by one developer in Switzerland. The best-known GTD apps run only on Apple devices, and the cross-platform ones leave the method for you to assemble from lists and tags. Relay set out to be a complete GTD system that works the same on every device, with the weekly review built in. It was released in 2026, on the web first, then on Android, iPhone, iPad, Mac and Windows.

Which are the primary technologies used for building your product?

Relay GTD's answer:

Flutter and Dart for the apps on all six platforms from one codebase. Firebase (Firestore, Authentication, Cloud Storage and Hosting) and Cloud Functions in TypeScript, all in Google Cloud's Zurich region. Swift for the Apple widgets and share extension, and Kotlin for the Android widgets. RevenueCat with the App Store, Google Play and Stripe for subscriptions, Mailgun for email to Inbox, and Google's Gemini API for the optional AI prompts.

Who are some of the biggest customers of your product?

Relay GTD's answer:

Relay is for anyone who uses GTD on their own, and for a family, a couple or a small team sharing a workspace: up to ten people, each with a Relay account of their own.

Why should a person choose your product over its competitors?

Relay GTD's answer:

If your devices are not all Apple, Relay gives you one GTD system across Windows, Android and the Apple apps. If you keep skipping the weekly review, Relay walks you through it step by step. It syncs both ways with Google Tasks, Microsoft To Do, Todoist, Notion and Linear, and with Apple Reminders on Apple devices, so the apps you share with other people can stay as ways in. Everything lands in the Inbox first and nothing is filed for you. If you want a free plan or a one-time price, other apps will suit you better.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Relay GTD no reviews yet

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