Software Alternatives & Startups

Splitwise VS Noloco

Compare Splitwise VS Noloco and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Noloco

Noloco is the operating system for growing agencies to run clients, delivery, and revenue in one place. Replace messy spreadsheets and disconnected tools with one system that fits how your agency actually works.

Rating
0 reviews
Pricing
Freemium Free trial $29 / Monthly
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Noloco seems to be more popular. It has been mentioned 14 times since March 2021.

social mentions
0 vs 14
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 235

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Noloco
Website splitwise.com noloco.io
Pricing —
Freemium Free trial $29 / Monthly Official pricing
Company — Startup from Ireland · 20 - 49 employees · 2021
Listed in

About Splitwise and Noloco

In their own words, as submitted to SaaSHub.

Splitwise
Noloco

No description of Splitwise yet.

Transform your data into a custom operating system, tailor-made to optimize your agency. With Noloco, you can easily create internal tools, client portals, CRMs and other business tools that perfectly fit your workflows Noloco is a no-code platform that helps businesses transform their data into...

Read more about Noloco

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Noloco 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • User-Friendly Interface
    Noloco offers a highly intuitive and easy-to-use interface, making it accessible for users with little to no coding experience.
  • Rapid Development
    The platform enables rapid application development, allowing businesses to quickly prototype and launch custom applications without extensive development cycles.
  • Integration Capabilities
    Noloco supports multiple integrations with various third-party services and APIs, providing flexibility in connecting with existing workflows and tools.
  • Customization Options
    Users can customize their applications to a high degree, ensuring that the final product meets specific business requirements and user needs.
  • Scalability
    Noloco is designed to scale with your business, supporting growth without significant changes or transitions to new systems.

Possible disadvantages

  • Limited Advanced Features
    Although suitable for most use cases, advanced developers may find that Noloco lacks some of the sophisticated features and capabilities offered by more robust coding platforms.
  • Subscription Costs
    Noloco operates on a subscription basis, which can become costly, particularly for startups and small businesses with limited budgets.
  • Dependence on Platform
    Using Noloco means depending on the platform for both the application's uptime and long-term viability, posing a risk if the service discontinues or undergoes significant changes.
  • Learning Curve for Complex Customizations
    While the platform is user-friendly for basic tasks, more complex customizations may require a steeper learning curve or technical expertise.
  • Data Security
    As with any cloud-based service, data security and privacy are concerns, and users must trust that Noloco will adequately protect their sensitive information.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Noloco

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Noloco is considered a good choice for individuals and businesses seeking a simple and efficient no-code solution for creating internal tools and applications. It effectively reduces development time and allows users to iterate quickly, which is essential in today's fast-paced digital environment. However, for advanced applications requiring complex functionalities, a more robust platform or custom development might be needed.

Why this product is good

  • Noloco is a no-code platform that allows users to build custom internal tools and applications without the need for programming expertise. It's particularly beneficial for small to medium-sized businesses and startups that need to create applications quickly and efficiently without hiring a full development team. The platform offers a user-friendly interface, flexibility in design, and integration capabilities with popular services, making it an attractive option for those looking to simplify the development process.

Recommended for

  • Small to medium-sized businesses
  • Startups
  • Non-technical users
  • Teams needing quick prototyping and deployment
  • Individuals or organizations with limited development resources

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Noloco 5 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Build your app in Noloco from Airtable data

More videos

  • - Noloco - Build internal tools for your team without code
  • - Noloco 2.0 - Instantly create apps around your business data (short demo)
  • - Noloco - Build a tailor-made client portal for your business
  • - How to create tables and use dynamic data in the Noloco web-app builder

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Noloco
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Splitwise and Noloco.

What makes your product unique?

Noloco's answer:

Noloco stands out by offering a complete no-code internal tool builder — not just a frontend layer. Unlike other solutions, Noloco includes its own powerful database with Noloco Tables, eliminating the need for external backends. We also provide advanced roles and permission controls, enabling businesses to build secure, scalable tools tailored to complex internal operations. This makes Noloco ideal for teams that need more than a simple UI — we support full-stack internal apps with fine-grained access control and robust data handling out of the box.

Why should a person choose your product over its competitors?

Noloco's answer:

People choose Noloco because it delivers the power of custom internal tools without the complexity or high cost of traditional development. Unlike many no-code platforms that only offer frontend layers, Noloco provides a complete solution with built-in Noloco Tables, powerful relational data modeling, and granular permissions — all at a scalable, affordable price point.

Our pricing is designed to grow with your business, making it easier for teams of all sizes to build secure, scalable apps tailored to real operational needs — especially for internal tools and client portals.

Customers appreciate that they don’t need to integrate or maintain a separate backend or manage complex permission logic. Noloco empowers non-technical users to launch business-critical tools quickly, while remaining powerful and flexible enough for technical teams who need full control — all without breaking the budget.

How would you describe the primary audience of your product?

Noloco's answer:

Our primary audience is operations teams, agencies, and growing businesses that need to build internal tools or client portals without relying on engineering resources. Noloco is perfect for non-technical builders like operations managers, consultants, or project leads who need to turn spreadsheets or manual processes into custom, secure apps — often with complex user access needs.

We also serve tech-savvy teams who want the flexibility of no-code combined with data modeling and logic capabilities that are typically only found in custom-built tools.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Noloco no reviews yet

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We have no reviews of Noloco yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Noloco 14 mentions

Tracking Splitwise since Mar 2021.

  • Twenty, a modern CRM alternative to Salesforce
    My startup [0] works with a lot of companies that are non-traditional, as you put it, and gives you the tools to design a CRM (and other business tools) that actually suit your business, if you want to check it out [0] - Source: Hacker News / over 2 years ago
  • Should I Adopt a Single-App or Multi-App Strategy on Noloco?
    At Noloco we get asked all the time whether it's better to build one app per client/customer or to manage all of your clients in the same app, so we've written a guide that should help you make this decision. Source: about 3 years ago
  • Build Your Own CRM
    You could build one using nocode platforms fairly easily. Some easy to use nocode platforms for this usecase are Glide, Stacker, and Noloco. Source: over 3 years ago

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Alternatives to Splitwise and Noloco

When comparing Splitwise and Noloco, you can also consider the following products.