Software Alternatives, Accelerators & Startups

Bubble.io VS Splitwise

Compare Bubble.io VS Splitwise and see what are their differences

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Bubble.io logo Bubble.io

Building tech is slow and expensive. Bubble is the most powerful no-code platform for creating digital products.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • Bubble.io Landing page
    Landing page //
    2023-01-24
  • Splitwise Landing page
    Landing page //
    2023-01-23

Bubble.io features and specs

  • No Coding Required
    Bubble.io allows users to build web applications without requiring any coding knowledge, making it accessible for non-developers.
  • Customizable
    The platform offers a high degree of customization enabling users to design and create unique applications tailored to their specific needs.
  • Rapid Prototyping
    Helps in quickly building and testing application prototypes, which accelerates the development process and reduces time-to-market.
  • Built-in Database
    Includes an integrated database, simplifying data storage and management tasks within the application.
  • Expandable with Plugins
    Supports a variety of plugins to extend functionality, allowing for the incorporation of more complex features without needing to code.
  • Responsive Design
    Automatically handles responsive design, ensuring applications look good on both desktop and mobile devices.
  • Community and Resources
    Offers a robust community along with extensive documentation and tutorials, aiding users in troubleshooting and learning.

Possible disadvantages of Bubble.io

  • Learning Curve
    Despite being a no-code platform, there is still a learning curve associated with understanding and navigating Bubble.io's user interface and capabilities.
  • Performance
    Applications built on Bubble.io can sometimes suffer from performance issues, particularly as they scale.
  • Limited Native Mobile Support
    Direct support for native mobile application development is limited; additional tools and steps are required to convert Bubble.io applications into native apps.
  • Dependency on Platform
    Being a proprietary system, users are dependent on Bubble.io for hosting and platform updates, which could pose risks if the company changes its policies or faces downtime.
  • Cost
    While there is a free tier, more complex and feature-rich applications often require premium plans, which can be costly.
  • Scalability
    Though ideal for small to medium projects, Bubble.io might not be the best choice for very large and highly scalable applications due to its performance constraints.
  • Complex Conditional Logic
    Handling very complex conditional logic and workflows can become cumbersome and might require more advanced workarounds.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Bubble.io videos

Bubble.io Tutorial: How to Build an App on Bubble in 2023

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to Bubble.io and Splitwise)
No Code
100 100%
0% 0
Personal Finance
0 0%
100% 100
Website Builder
100 100%
0% 0
Expense Tracking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Bubble.io and Splitwise

Bubble.io Reviews

Low-Code Platforms Compared: Enterprise Guide for Developers
Bubble: A widely used web app builder with visual workflows, a built-in database, and growing AI-assisted development features. Ideal for simple applications and fast experimentation, but limited when backend control and large-scale orchestration become central.
Source: rierino.com
10 Top Firebase Alternatives to Ignite Your Development in 2024
If youโ€™re looking to quickly prototype an idea, validate a concept, or even launch a full-fledged product without getting bogged down in code, Bubble.io is your ticket. Itโ€™s also a fantastic learning tool for those who want to dip their toes into the world of app development without a steep learning curve.
Source: genezio.com
19 Best WordPress Alternatives in 2025
Bubble is a revolutionary platform that allows anyone to build web applications without writing a single line of code. It uses a visual programming interface where you drag and drop elements to create functionalities. Bubble is perfect for startups and non-technical users who want to quickly prototype and launch their ideas.
Source: www.pixpa.com
Top 10 Android Studio Alternatives For App Development
Bubble is a no-code application and development platform which was developed by Bubble Group which helps noncoder people to build website apps without writing a single line of code.
ILLA Cloud vs. Retool vs. Bubble - Unveiling the Best Low-Code Platforms
In the quest for the best low-code platform, Retool, Bubble, and ILLA Cloud all offer unique features and capabilities. While Retool shines with its self-hosted option and Bubble contributes to the open-source community, ILLA Cloud stands out as a powerful and flexible low-code platform. With its comprehensive feature set, affordable pricing models, and self-hosted...

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Social recommendations and mentions

Based on our record, Bubble.io seems to be more popular. It has been mentiond 446 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Bubble.io mentions (446)

  • The Text Field is the New Dashboard
    David Bressler built ExcelFormulaBot using Bubble.io and OpenAI's API as a solo founder. Monthly operating costs: $150-300. The product generates meaningful recurring revenue. A documented case from 2025 shows a solo founder scaling a modular furniture business to $10 million in annual revenue using AI agents for product design (generative 3D modeling), customer support (LLM trained on FAQs), marketing... - Source: dev.to / 3 months ago
  • Solved: What is the best and most cost effective no code app builder for web and mobile apps?
    General-purpose no-code platforms like Bubble are designed for maximum flexibility, allowing users to build highly customized web applications, often with responsive designs that function well on mobile browsers (Progressive Web Apps โ€“ PWAs). They excel at handling complex logic, custom databases, and robust integrations. - Source: dev.to / 7 months ago
  • How to Send eSignature Documents from Bubble.io
    Log in to Bubble.io: Log in to your Bubble.io account. You can either create a new app or use an existing one where you want to integrate eSignature functionality. - Source: dev.to / 8 months ago
  • What is the Most Effective AI Tool for App Development Today?
    AI tools are democratizing app development, enabling both seasoned programmers and non-technical users to bring ideas to life faster than ever. They handle everything from generating code in natural language to optimizing user experiences through data-driven insights. This article explores the diverse array of AI tools available, drawing on insights from industry experts to highlight their strengths and... - Source: dev.to / 11 months ago
  • ๐ŸŽฏ How to Format Numbers & Currencies in Bubble (Bubble.io Tutorial)
    Formatting numbers and currencies is one of those small yet powerful details that can significantly enhance the user experience of your app. Whether you're building a finance dashboard, e-commerce store, or expense tracker in Bubble.io, this guide will help you display values in a way that's clean, readable, and user-friendly. - Source: dev.to / about 1 year ago
View more

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing Bubble.io and Splitwise, you can also consider the following products

Webflow - Build dynamic, responsive websites in your browser. Launch with a click. Or export your squeaky-clean code to host wherever you'd like. Discover the professional website builder made for designers.

Tricount - Manage and share expenses with friends

Softr - From zero to a website in 5 mins, using building blocks.

Splid - Splid helps friends manage their money.

Airtable - Airtable works like a spreadsheet but gives you the power of a database to organize anything. Sign up for free.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...