Software Alternatives & Startups

PaymentCloud VS Lucris

Compare PaymentCloud VS Lucris and see what are their differences

PaymentCloud

PaymentCloud is a feature-rich Credit Card Processing solution that is created to help retailer and e-Commerce businesses to streamline all their payment operations.

Rating
0 reviews
Lucris

Financial decision-making for Shopify brands, connecting sales and marketing to show what drives profit - and what to do next.

Rating
0 reviews
Pricing
Paid Free trial $99 / Monthly (Up to 1,000 monthly orders; all platform features)

Which is more popular?

Based on our record, PaymentCloud seems to be more popular. It has been mentioned 1 time since March 2021.

social mentions
1 vs 0
Finance popularity
100% vs 0%
alternatives listed
99 vs 21

Base details

Website, pricing, platforms and company facts side by side.

PC
PaymentCloud
Lucris
Website paymentcloudinc.com lucris.io
Pricing —
Paid Free trial $99 / Monthly (Up to 1,000 monthly orders; all platform features) Official pricing
Platforms —
Browser Mobile
Company — Startup from the United States · 1 - 9 employees · 2025
Listed in

About PaymentCloud and Lucris

In their own words, as submitted to SaaSHub.

PC
PaymentCloud
Lucris

No description of PaymentCloud yet.

Lucris is a financial decision-making platform for Shopify and DTC brands. It brings sales, advertising, cost, and financial data together so teams can see what drives profit - and what to do next. Unlike dashboards that only report numbers, Lucris explains what changed, why it matters, and which...

Read more about Lucris

Features and specs

What each product offers, as listed by its team.

PC
PaymentCloud 5 features
Lucris 3 features
  • High-risk Merchant Acceptance
    PaymentCloud specializes in providing payment processing solutions for high-risk industries, making it a reliable choice for businesses in sectors like CBD, adult entertainment, and firearms.
  • Multiple Payment Options
    PaymentCloud supports a variety of payment methods, including credit cards, ACH processing, eChecks, and mobile payments, allowing businesses to offer diverse payment options to their customers.
  • Customized Solutions
    The provider offers tailored solutions to meet the unique needs of different business types and sizes, ensuring that clients receive services that align with their specific requirements.
  • No Setup Fees
    PaymentCloud does not charge setup fees, which can make it more affordable for small and new businesses to start accepting payments.
  • Excellent Customer Support
    Customers often praise PaymentCloud for its responsive and helpful customer support, which includes dedicated account representatives and 24/7 assistance.

Possible disadvantages

  • Lack of Pricing Transparency
    PaymentCloud does not provide transparent pricing details on its website, which can make it difficult for potential clients to compare its costs with competitors without a consultation.
  • Contract Terms
    Some users may encounter long-term contracts with payment processing providers, potentially leading to termination fees if the business chooses to switch providers.
  • Third-party Processor Dependency
    PaymentCloud operates as a broker or reseller of third-party processors, which may lead to limited control over certain aspects of service delivery.
  • Limited International Payment Support
    PaymentCloud primarily focuses on US-based businesses, which may not be ideal for companies looking for robust international payment solutions.
  • Profit Analytics
    Track profit, contribution margin, CAC payback, AOV, and customer cohorts
  • AI Decision Support
    Understand what changed, why it matters, and what to do next
  • Unified DTC Data
    Connect Shopify, advertising, and cost data in one place

Analysis

An editorial look at what each product does well and who it suits.

PC
PaymentCloud
Lucris

Overall verdict

  • Yes, PaymentCloud is generally considered a good choice for certain types of businesses, especially those looking for a high-risk merchant account provider.

Why this product is good

  • PaymentCloud is often recommended due to its specialization in providing payment processing solutions for high-risk industries. They offer a variety of features such as no setup fees, competitive rates, and fast approvals. They are known for their excellent customer service and their ability to integrate with multiple shopping carts and platforms. Additionally, they provide a wide range of payment solutions, including credit card processing, ACH payments, and mobile payments.

Recommended for

  • High-risk businesses such as CBD retailers, e-cigarette vendors, and adult entertainment services.
  • E-commerce businesses looking for a reliable payment processor with diverse features.
  • Small to medium-sized businesses that require flexible payment solutions.
  • Businesses needing quick approval and a straightforward setup process.

No analysis of Lucris yet.

Videos

Walkthroughs and reviews on video.

PC
PaymentCloud 1 video + Add
Lucris 1 video + Add

PaymentCloud - Your High Risk Merchant Account Provider

Lucris: Know What’s Driving Profit and What to Do Next

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
PC
PaymentCloud
Lucris
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing PaymentCloud and Lucris.

What makes your product unique?

Lucris's answer:

Lucris turns Shopify, marketing, and cost data into clear financial decisions. It explains what changed, why it matters, and what to do next - not just more charts.

Why should a person choose your product over its competitors?

Lucris's answer:

Choose Lucris if you care about profitable growth, not just revenue or attribution. It connects marketing performance to contribution margin, CAC payback, cash flow, and profit.

How would you describe the primary audience of your product?

Lucris's answer:

Shopify and DTC founders, operators, finance leads, and agencies that need clearer, faster growth decisions.

What's the story behind your product?

Lucris's answer:

Lucris grew out of hundreds of DTC growth audits. Brands had plenty of dashboards but still struggled to turn their data into confident decisions. Lucris was built to close that gap.

Which are the primary technologies used for building your product?

Lucris's answer:

RedwoodJS, React, GraphQL, PostgreSQL, Prisma, Supabase, and OpenAI, with integrations for Shopify, Meta Ads, Google Ads, and Slack.

User comments

Share your experience with using PaymentCloud and Lucris. For example, how are they different and which one is better?

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

PC
PaymentCloud 1 mention
Lucris 0 mentions
  • Best Payment Gateway for CBD Client (UK)?
    You may need to look into high-risk payment partners such as https://paymentcloudinc.com. There are others out there. I am going through this now with a cannabis client but CBD may also be treated as drugs or other paraphernalia. Good luck! Source: over 5 years ago

Tracking Lucris since Aug 2026.

Alternatives to PaymentCloud and Lucris

When comparing PaymentCloud and Lucris, you can also consider the following products.