Software Alternatives, Accelerators & Startups

Instanda VS Split Fee

Compare Instanda VS Split Fee and see what are their differences

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Instanda logo Instanda

Instanda is a SaaS-based insurance software.

Split Fee logo Split Fee

Split Fee connects UK recruitment agencies to collaborate on permanent placements. Share candidates and vacancies, match automatically, and split the fee.
  • Instanda Landing page
    Landing page //
    2023-10-14
  • Split Fee Login screen
    Login screen //
    2026-03-16
  • Split Fee Dashboard page
    Dashboard page //
    2026-03-16

Split Fee is a platform for UK recruitment agencies to collaborate on permanent placements.

Every agency has candidates they can't place and vacancies they can't fill. Another agency almost certainly has what you need โ€” but finding them, trusting them, and making the collaboration work has always been the hard part.

Split Fee solves this. Post your candidates and vacancies to the platform. Our matching algorithm finds opportunities across every agency on the network โ€” by skills, location, salary, and seniority. Candidate and client data stays anonymised until both sides agree to work together. When a placement is made, we handle the fee split and invoicing automatically.

No more posting in social media groups and hoping someone replies. No more sharing candidate details with strangers on trust alone. No more chasing invoices from agencies you barely know.

45% for you. 45% for them. 10% platform fee โ€” only when a placement is made.

Half of a placement fee is infinitely better than none of it.

Split Fee

$ Details
freemium ยฃ97.0 / Monthly
Release Date
2026 March
Startup details
Country
United Kingdom
Founder(s)
Abbie Taylor
Employees
1 - 9

Instanda features and specs

  • No Code/Low Code Platform
    Instanda allows insurers to create and customize insurance products without the need for extensive coding knowledge. This accelerates time to market and reduces dependency on IT departments.
  • Flexibility and Customization
    The platform provides a high level of customization for insurance products, enabling companies to tailor offerings specifically to their target markets and rapidly adapt to changing market needs.
  • Cost-Effective
    By reducing the need for extensive development and IT resources, Instanda can result in significant cost savings for insurers.
  • Quick Implementation
    The platform offers rapid deployment capabilities, allowing insurance products to be brought to market much faster compared to traditional methods.
  • Comprehensive Features
    Instanda includes a wide range of features such as quote and bind, policy administration, and claims management, providing a full suite of tools needed to manage insurance products.
  • Integration Capabilities
    The platform supports integration with various other systems and third-party applications, ensuring a seamless workflow for insurers.

Possible disadvantages of Instanda

  • Initial Learning Curve
    While it is a no-code/low-code platform, there might still be a learning curve for users unfamiliar with the specifics of the insurance domain or the platform's capabilities.
  • Customization Limits
    Although highly customizable, there may be limitations to what can be achieved within the platform without additional coding or third-party integration.
  • Dependence on Internet Connectivity
    As a cloud-based SaaS solution, continual access to the platform requires reliable internet connectivity, which might be an issue in areas with poor internet service.
  • Subscription Costs
    While potentially cost-effective in reducing development expenses, the subscription costs for using Instanda can add up, especially for small to mid-sized enterprises.
  • Scalability Concerns
    Some users might experience scalability issues as their business grows, requiring further investment or migration to more robust solutions.
  • Feature Overload
    The breadth of features might be overwhelming for smaller insurance providers or those with straightforward requirements, potentially leading to underutilization of the platform's capabilities.

Split Fee features and specs

No features have been listed yet.

Analysis of Instanda

Overall verdict

  • Instanda is considered a good option for insurance companies that need agility and speed in product development. Its no-code approach and comprehensive feature set make it a viable solution for transforming digital insurance processes.

Why this product is good

  • Instanda is a flexible, no-code core insurance platform that allows insurers to build products quickly and efficiently. Users appreciate its user-friendly interface and ability to reduce the time-to-market for new insurance products. It provides APIs for seamless integration and supports a wide range of insurance products, which is highly beneficial for insurers looking to innovate and modernize their offerings.

Recommended for

  • Insurance companies looking to reduce product development time.
  • Firms seeking a no-code platform for efficiency and adaptability.
  • Organizations needing comprehensive API support for integrations.
  • Insurers requiring support for a diverse range of insurance products.

Analysis of Split Fee

Overall verdict

  • Split Fee (split-fee.com) appears to be a niche referral/fee-splitting platform aimed at connecting professionalsโ€”likely in real estate, legal, or brokerage-type industriesโ€”to share commissions on referred deals. Without independent reviews or verified track record widely available, it should be approached with due diligence, but the concept itself addresses a real market need for structured referral partnerships.

Why this product is good

  • Provides a structured framework for professionals to formally split fees or commissions on referred business
  • Can help expand referral networks beyond one's immediate contacts or region
  • May reduce disputes over referral agreements by formalizing terms upfront
  • Potentially useful for professionals who receive occasional out-of-market or out-of-expertise leads they want to monetize

Recommended for

  • Real estate agents or brokers looking to refer out-of-area clients
  • Legal or financial professionals wanting to formalize referral fee arrangements
  • Freelancers or consultants who want to monetize leads outside their expertise
  • Small firms seeking to expand reach through partner referral networks

Instanda videos

INSTANDA Insurance Software | An Overview

More videos:

  • Review - Tim Hardcastle from Instanda, Start-up pitch
  • Review - INSTANDA IN Brief: it's (not just) about the tech | INSTANDA CEO | Tim Hardcastle

Split Fee videos

No Split Fee videos yet. You could help us improve this page by suggesting one.

Add video

Category Popularity

0-100% (relative to Instanda and Split Fee)
Insurance Administration And Management
Recruitment Solutions
0 0%
100% 100
Sales Workflow
100 100%
0% 0
Recruitment
0 0%
100% 100

Questions & Answers

As answered by people managing Instanda and Split Fee.

Which are the primary technologies used for building your product?

Split Fee's answer:

A next-generation serverless platform, built for AWS.

What makes your product unique?

Split Fee's answer:

Split Fee is the first purpose-built platform for split fee recruitment in the UK. Instead of relying on LinkedIn groups, WhatsApp messages, and manual agreements, agencies upload their candidates and vacancies and the platform automatically matches them across agencies.

Candidate identities are revealed gradually; anonymised at first, then progressively disclosed as both sides accept, so agencies can collaborate without the risk of circumvention.

Why should a person choose your product over its competitors?

Split Fee's answer:

Most "split fee networks" are just directories or social groups where agencies post and hope someone responds. Split Fee is an actual matching engine. It scores candidate-vacancy pairs, handles the legal agreements (non-circumvention, self-billing), automates invoicing and fee splits, and manages the entire placement lifecycle from match to payment. Everything that normally requires trust, phone calls, and spreadsheets is handled by the platform.

How would you describe the primary audience of your product?

Split Fee's answer:

UK recruitment agencies; from boutique firms with a handful of consultants to mid-sized agencies with specialist sector coverage. Any agency that has either strong candidates without the right vacancies, or client vacancies they can't fill from their own candidate pool. Split Fee turns those dormant assets into placements.

What's the story behind your product?

Split Fee's answer:

Abbie, our founder, knew that although split fee arrangements have existed in recruitment for decades, the process has always been manual: find a partner agency, negotiate terms, trust them with your candidate data, chase invoices. Most agencies avoid it because the overhead and risk outweigh the reward. Abbie built Split Fee to remove that friction entirely, with automated matching, progressive identity disclosure, built-in legal agreements, and automated billing, making split placements as straightforward as direct ones.

User comments

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