FastMail VS Splitwise

• Privacy-Focused
  FastMail is known for its strong commitment to user privacy. They do not serve ads or sell user data to third parties, providing a more secure email experience.
• Feature-Rich
  The service offers a variety of features such as email filtering, calendar integration, and contact management, making it a versatile choice for both personal and professional use.
• Custom Domain Support
  Users can use their own custom domains with FastMail, which is particularly useful for businesses and advanced users.
• Fast and Reliable
  FastMail lives up to its name by offering quick email delivery and a reliable, responsive user interface.
• Support and Documentation
  FastMail provides robust customer support and has extensive documentation to help users troubleshoot issues and make the most out of the service.

Possible disadvantages

• Cost
  FastMail is a paid service, which might deter some users who are accustomed to free email services like Gmail or Yahoo.
• Limited Free Tier
  Unlike some competitors, FastMail does not offer a free tier, meaning users have to commit financially from the get-go.
• No E2E Encryption
  FastMail does not provide end-to-end encryption by default, which may be a drawback for users seeking maximum security for their communications.
• Complex Interface for Beginners
  While feature-rich, the interface may be overwhelming for users who are not technically inclined or are new to email management.
• Limited Integration
  FastMail may not integrate as smoothly with some third-party services and applications when compared to giants like Google Workspace or Microsoft Office 365.

• User-Friendly Interface
  Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
• Multi-Platform Availability
  Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
• Expense Tracking
  The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
• Flexible Split Options
  Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
• Currency Conversion
  Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
• Bill Reminders
  The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
• Integration with Payment Platforms
  Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

• Privacy Concerns
  Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
• Subscription-Based Features
  Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
• Manual Entry Requirement
  Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
• Limited Automatic Reconciliation
  While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
• Dependency on Group Honesty
  The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
• Potential for Confusion
  The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Fastmail - Email Service Review

Splitwise - iPhone App Review! [2020]

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Tracking Splitwise since Mar 2021.