YNAB Reviews

0xProcessing Reviews

1. MarkB

   · Chief operating office at Ashford freight solutions · 5 days ago
   Faster carrier payouts, stronger capacity

   We run a mid-size logistics company, and our biggest headache was paying independent freight carriers scattered across a dozen countries. Every payout meant currency conversion fees, multi day delays, and carriers threatening to drop us for slower paying brokers. Since switching a chunk of our payouts to 0xProcessing, carriers get paid within the hour instead of within the week, and the automatic conversion means our finance team locks in costs without babysitting exchange rates. It's made us the broker carriers actually want to work with, which in an industry where capacity is everything, has quietly become one of our biggest competitive advantages.

   🏁 Competitors: BitPay, CoinPayments, CoinGate

   👍 Pros:    Automatic conversion locks in costs without manual exchange rate monitoring

   👎 Cons:    Requires carriers willing to accept crypto payouts
2. Barrie Grubb

   · Branch Manager at J & W Carpets · 2 months ago
   Easy to fit into our existing process

   We were looking for a way to accept crypto payments with no changes to the rest of our workflow. After reviewing payment gateways, 0xProcessing was deemed more feasible than others. The setup was simple and once it ran, never required day-to-day attention. The ability to create payment requests is hassle-free and clear for daily transaction uses; hence, there is no confusion.

   🏁 Competitors: CoinGate, RIZON

   👍 Pros:    Quick to get started|Supports multiple cryptocurrencies|Simple payment request|Clear transaction status

   👎 Cons:    More detailed reporting would be useful|Dashboard customization is limited
3. Cimin Cohen

   · Founder and CEO at Idea Peddler · 2 months ago
   The goal is to move BitPay in order to utilize it globally.

   Following numerous payment drops and unexpected compliance holds with BitPay, we switched our primary checkout flow to 0xProcessing. Our global clients rely on cross-border technology, services, and products. We needed a payment gateway that is used to handling payment processing and won’t raise flags about something this usual. Actually the onboarding as merchant was quite easy. The API integration into Vettrack’s custom billing stack has taken the dev team the best part of about two afternoons and the docs don’t leave much to the imagination.

   To run its day-to-day operations, Stable is used. We rely heavily on this payment links feature, which is completely automated. The VRCS feature converts incoming volatile assets to stablecoins automatically. The latter aspect alone has given adequate protection to our margins during the dips which get tied up in the afternoon. The 18 supported networks includes nearly everything our clients use. The processing time in so minimal, and we have still yet to have our first chargeback or false fraud flag since we started using it. The interface is effective but has glitches.

   🏁 Competitors: BitPay, CoinGate, RIZON, Coinbase

   👍 Pros:    Vrcs effectively mitigates market volatility risk|Supports a wide range of native tokens and|Transparent fee structure with no hidden billing surprises

   👎 Cons:    Ui dashboard feels overly basic for complex financial analysis|No native fiat payout options available

YNAB mentions (1)

• Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

  Clickable link: https://ynab.com I'm a huge fan of You Need A Budget, it was instrumental in giving me control over my finances. It feels like a superpower to see all my money in one place and not care which bank account the dollars actually reside. Also makes it easier to take advantage of various offers (Credit card or things like HYSA) since I know all the records will live in YNAB and I have full control... - Source: Hacker News / 9 months ago

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: about 3 years ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: about 3 years ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: over 3 years ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: over 3 years ago

0xProcessing mentions (0)