Wave Financial
FreshBooks
QuickBooks Online
Zoho Invoice
Xero
Invoice Ninja
QuickBooks
QuickBooks Pro
Stacklite.live
Bonsai
HoneyBook
Dubsado
Freelancer Stack
Toggl
Stacklite is a calm workspace for solo freelancers tired of juggling 6 different tools just to send one invoice.
Contracts, invoices, time tracking, and client management โ all in one place. Free forever.
The Problem
The average freelancer uses 4-7 apps just to run their business. Notion for notes. Toggl for time. Google Docs for contracts. PayPal for invoices. A spreadsheet for clients.
The result? Fragmented, anxiety-inducing admin work that eats into the actual work you freelance to do.
And before you can try most tools that claim to solve this? A sign-up wall. Email. Password. Verify. Choose a plan. By the time you're in, you've forgotten why you came.
The Solution
Guest mode. Open Stacklite and start working immediately. No email. No password. No friction. Your data saves locally. Create an account later if you want โ or don't.
Core Features
Pricing
Free. Not a free trial. Not a free tier. Free forever.
Solo freelancers shouldn't pay a subscription tax just to manage their own business.
stacklite.live
Wave Financial Stacklite.liveNo Stacklite.live videos yet. You could help us improve this page by suggesting one.
Stacklite.live's answer:
Guest mode. No sign-up wall, no email verification, no account required. You land on the workspace and start working immediately. Contracts, invoices, time tracking, and client management all connect to each other automatically. Built for solo freelancers specifically โ not a stripped-down agency tool.
Stacklite.live's answer:
Three reasons. First, it's free โ not a free trial, not a free tier, free forever. Second, guest mode means zero friction to start. Third, it's calm by design โ no bloated dashboards, no complex workflows, no weeks of setup. Bonsai costs $19-49/month. HoneyBook doubled their pricing in 2025. Stacklite costs nothing and works in 30 seconds.
Stacklite.live's answer:
Built by a product designer who got tired of switching between 6 different apps just to invoice one client. Toggl for hours, Google Docs for contracts, PayPal for invoices, Notion for client notes. One day the context switching got too painful. So I built one calm workspace that does all of it โ and made it free because freelancers shouldn't pay a subscription tax just to manage their own business.
Stacklite.live's answer:
Modern web technologies optimized for speed, reliability, and a seamless guest-to-account experience. Built as a web application accessible from any browser without installation.
Stacklite.live's answer:
Solo freelancers โ designers, developers, writers, photographers, and consultants managing 3-15 active clients. People who bill on project or retainer basis and spend too much time on admin instead of actual work. Not agencies, not teams, not enterprise.
Based on our record, Wave Financial seems to be more popular. It has been mentiond 42 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
If you need CC processing for yourself, go to waveapps.com and go create an account. Source: about 3 years ago
I use waveapps.com. It's free and keeps track of everything all in one spot. You can even accept credit cards through them. Source: about 3 years ago
You know that Quicken comes from the same company as Quickbooks, right? Personally I would go back to a #2 and ledger paper before I give Intuit another nickel. Quicken For Small Business looks inexpensive at the moment, but it is also SaaS and they will still have you by the short hairs just like they do now. Take a look at waveapps.com . It's free for the basic accounting software. Source: over 3 years ago
You can dig for my other post if you want, short story is that I was tricked into upgrading from QB Desktop 2019 to 2022 because "2019 will stop working". I was not told QBD 2022 was subscription based. They hit me up 30 days before end of subscription and jacked my annual fee from $220 to $549. After 15 years I'm done with this. Solo Freelancer. Don't need to pay for something that I don't use all the features.... Source: over 3 years ago
Wave does all of this. I only use the invoicing product, but I know they also offer bookkeeping and even payroll services. Source: over 3 years ago
FreshBooks - The ideal accounting software for small business owners.
Bonsai - One platform to streamline your agency business. Consolidate your projects, clients and finances into one integrated and easy-to-use platform.
QuickBooks Online - QuickBooks Online is a Cloud Accounting for small business that can be used on iPad, mobile phone or computer to do invoicing, billing, run reports, or even pay employees online.
HoneyBook - Business management reinvented.
Zoho Invoice - 100% free online invoicing software for small businesses.
Dubsado - Dubsado is flexible โ it gives you 5 (now 6!) ways to add new leads. Best of all, 5 ways are automated.