Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, StreamElements
seems to be more popular. It has been mentioned
35 times
since March 2021.
social mentions
0 vs 35
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 128
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
All-in-one platform StreamElements offers a comprehensive suite of tools for streamers, including overlays, alerts, tipping, and user management, all in one place, simplifying the setup process.
Cloud-based Because it is cloud-based, StreamElements does not require local installations or managing files on the broadcaster’s end, making it easier to use and more accessible.
Customizability StreamElements provides diverse customization options for overlays, widgets, and alerts, allowing streamers to maintain a unique and professional-looking stream.
Integrated chatbot The integrated chatbot offers various functionalities like commands, timers, and spam filters, enhancing viewer interaction and moderation capabilities.
Loyalty system StreamElements includes a loyalty system that rewards viewers with points that can be used for giveaways, games, and other engagement tools, promoting viewer retention.
Detailed analytics The platform provides in-depth analytics and insights on stream performance, viewer behavior, and revenue, helping streamers to make data-driven decisions.
Sponsorship opportunities StreamElements collaborates with brands to provide sponsorships and monetization opportunities, opening revenue streams for content creators.
Revenue Generation Mercury by StreamElements provides streamers a monetization platform, allowing them to earn revenue through advertisements, sponsorships, and affiliate programs.
Integration Mercury integrates easily with popular streaming platforms such as Twitch, YouTube, and Facebook Gaming, providing a seamless experience for users.
Customization The platform offers a wide range of customizable overlays and widgets, enabling streamers to personalize their stream's appearance to enhance viewer engagement.
Analytical Tools Mercury provides access to advanced analytics, allowing streamers to track performance metrics, viewer engagement, and revenue generation data.
Community Support StreamElements has a supportive community of users and developers, which can be beneficial for troubleshooting and learning new tips and tricks.
Possible disadvantages
Learning curve New users may find it overwhelming to navigate and fully utilize all the features due to the platform's extensive capabilities.
Dependency on internet As a cloud-based solution, StreamElements requires a stable internet connection. Issues with connectivity could disrupt access to overlays and alerts during a stream.
Resource-intensive While generally efficient, certain complex overlays and widgets can be resource-heavy, potentially affecting stream performance on lower-end systems.
Occasional downtime Despite being mostly reliable, there are instances of server outages or maintenance that can temporarily affect functionality and access to services.
Limited offline support Because the platform is cloud-based, features and customizations are not available offline, which could hinder preparation without an internet connection.
Competition With various competitors in the market like Streamlabs and OBS, StreamElements needs to continuously innovate to keep up, which sometimes leads to rushed updates and bugs.
Complex monetization While there are monetization options available, setting up and maximizing these opportunities can be complex and might require further understanding beyond basic usage.
Platform Dependency Relying heavily on Mercury and third-party tools can lead to dependency, making it challenging to switch platforms or troubleshoot without support.
Limited Offline Capabilities Certain features of Mercury may not work seamlessly without internet access, potentially disrupting content creation or schedule management when offline.
Compatibility Issues Some users have reported compatibility issues with specific third-party applications or plugins, requiring additional troubleshooting effort.
Service Costs While Mercury is beneficial, some of its features may come with costs or require a subscription, which could be a barrier for smaller streamers with limited budgets.
Analysis
An editorial look at what each product does well and who it suits.
Splitwise
SE
StreamElements
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Overall, StreamElements is considered a good platform for streamers who want to streamline their operations and enhance viewer engagement. Its robust feature set and integration capabilities make it a strong contender in the streaming tools market.
Why this product is good
StreamElements is a popular choice among streamers due to its comprehensive suite of tools that enhance the streaming experience. It offers features such as overlays, alerts, chat bots, and tipping solutions, all integrated into one platform. The ease of use, extensive customization options, and community support add to its appeal.
Recommended for
StreamElements is recommended for both new and experienced streamers looking for an all-in-one platform to manage their stream overlays, engage with their audience through alerts and chat bots, and monetize their content effectively.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentions
SE
StreamElements35 mentions
Tracking Splitwise since Mar 2021.
Advice for New Twitch Streamers
In particular, if you're a programmer I generally advise not working on your own overlay unless you have really cool and unique integration ideas. Even if you do, see if they can't be accomplished with StreamElements or custom OBS...
- Source: dev.to
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over 2 years ago
Twitch Channel
Https://streamelements.com/ free as well.
Source:
over 3 years ago
Should I use same encoder for recording and streaming?
Most of their widgets and analytics are also offered by other services such as SE.
Source:
over 3 years ago
Tricount
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