Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android.
sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.
Which is more popular?
Based on our record, SpiderOak
seems to be more popular. It has been mentioned
2 times
since March 2021.
social mentions
0 vs 2
Personal Finance popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Zero-Knowledge Privacy SpiderOak employs a zero-knowledge privacy policy, meaning that the service is incapable of reading the users' data. This ensures that all user data is encrypted before it leaves the user's device and only the user has access to the encryption keys.
Cross-Platform Support SpiderOak supports multiple operating systems, including Windows, macOS, and Linux, as well as mobile platforms such as iOS and Android. This makes it versatile and accessible for users on different devices.
End-to-End Encryption Files are encrypted from end-to-end, ensuring that they remain secure during transit. This minimizes the risk of unauthorized access by intermediaries.
Version History and Deleted File Retention SpiderOak allows users to access previous versions of files and recover deleted files, which can be crucial for data recovery and management.
Collaboration Features SpiderOak provides ShareRooms which allow users to share files and folders securely with others, making it useful for team collaboration.
No Storage Limit for Premium Plans With their premium plans, SpiderOak offers unlimited storage, so users do not have to worry about hitting a storage cap.
Possible disadvantages
Cost Compared to some other cloud storage services, SpiderOak can be relatively expensive, especially for users who only need basic features.
Interface The user interface can be perceived as less intuitive and more complex compared to some of its competitors, potentially requiring a steeper learning curve for new users.
No Free Plan SpiderOak does not offer a free storage plan, which might deter potential users who are looking for a no-cost solution.
Limited Third-Party Integration SpiderOak has fewer third-party app integrations compared to other cloud storage services, which might limit its usage for users who rely on specific productivity tools.
Slower Sync Speeds Users have reported that sync speeds can be slower when compared to other cloud storage providers, which can hinder productivity for those needing rapid file synchronization.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseSpiderOak
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
In general, SpiderOak is a service that you need to try out first if you want a reliable Dropbox alternative. Certainly not the cheapest at $14 per month for a 2TB while pCloud offers $9.99 per month for the same...
Sign up on the SpiderOak Website is SSL secured and very easy to do. Once you sign up, you have to download their standard installer. The installer will run you through the typical dialogue for installation. Unlike...
SpiderOak ONE doesnât offer a free plan, so itâs not better than Dropbox in that regard. That said, no free plan is common for online backup services. SpiderOak ONEâs plans are expensive, too. Dropboxâs 1TB...
Tricount
Settle Up
Splid
Spliit
YNAB
ihatemoney
Splitser
Dropbox
Google Drive
Mega
Box
Microsoft OneDrive
pCloud
CrashPlan
