Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs.
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Which is more popular?
Based on our record, pCloud
seems to be more popular. It has been mentioned
36 times
since March 2021.
social mentions
0 vs 36
Personal Finance popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Security pCloud offers strong encryption for files, ensuring data is kept secure. They also offer optional pCloud Crypto service for even further encryption.
Lifetime Plans Users can pay a one-time fee for lifetime access to storage, which can be more cost-effective in the long run compared to monthly or annual subscriptions.
File Versioning pCloud keeps previous versions of files for up to 30 days (or extended time for premium plans). This is useful for retrieving older versions of documents and recovering from accidental deletions or changes.
Media Playback The service has built-in media playback options, allowing users to stream audio and video files directly from the cloud without needing to download them first.
Cross-Platform Compatibility pCloud is available on multiple platforms including Windows, Mac, Linux, iOS, and Android. This ensures users can access files from almost any device.
Possible disadvantages
Cost of pCloud Crypto The enhanced encryption service, pCloud Crypto, comes at an additional cost, which might be a downside for users wanting comprehensive security without extra fees.
No Document Editing Unlike some competitors, pCloud does not have integrated document editing capabilities. Users need to download documents, edit them, and upload them again.
Limited Collaboration Tools pCloud's collaboration tools are not as comprehensive as other cloud storage providers. For example, it lacks real-time collaborative editing features.
Customer Support Some users have reported that customer support response times can be slow, which can be frustrating if encountering urgent issues.
Free Plan Limitations The free plan offers limited storage (up to 10GB with bonuses for referrals and other activities), which may not be sufficient for users with larger storage needs.
Analysis
An editorial look at what each product does well and who it suits.
SplitwisepCloud
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Overall, pCloud is a good choice for users who prioritize security and flexibility in their cloud storage solutions. Its combination of features, affordability, and strong user feedback make it a competitive option in the market.
Why this product is good
pCloud is considered a reliable cloud storage service due to its strong emphasis on security, including client-side encryption, and its flexible storage options that cater to both personal and business needs. It offers a lifetime plan, which is an attractive option for users looking for long-term storage solutions without recurring subscription fees. Additionally, it has cross-platform compatibility, making it accessible on various devices and operating systems. The service also provides ease of use with its intuitive interface and useful features such as file versioning, media playback, and extensive sharing options.
Recommended for
Individuals seeking long-term cloud storage solutions without monthly fees.
Users who need a secure platform for sensitive data, thanks to its optional zero-knowledge encryption feature (pCloud Crypto).
Professionals and small businesses looking for reliable storage with collaboration tools.
Anyone who requires access to their files across multiple devices and operating systems.
Media enthusiasts who want easy media streaming from their cloud storage.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
You can, therefore, adapt pCloud to suit your needs and pay exclusively for what you’ll use. Unlike MEGA, pCloud has no security issues and is among the safest options on the market. Not to mention its file versioning...
The only features youâll be missing on pCloudâs free cloud storage plan are password protection for files, expiry dates for publicly shared files and zero-knowledge encryption for your important documents. If this...
pCloud is a company based in Switzerland that focuses on security and privacy. They have an option to choose what server location you’d like to use – either a US (Dallas, Texax) or an EU (Luxembourg) one.
If you want Lifetime however, pCloud is a really popular option, with tons of features and good speeds (I typically get at least 160+ Mbps with them). They tend to run promos on their Lifetime deals around days like Black Friday,...
Source:
almost 3 years ago
How best to store mixed file sizes in cloud storage?
Why not just put everything in a virtual drive (like what pCloud does) so that way it doesn't matter how much storage each computer has - every computer will have, say, 2 TB to use (if you got their 2 TB plan).
Source:
over 3 years ago
Cannot launch pcloud on ArchLinux with Sway
Anyone experienced a problem running pcloud on ArchLinux with Sway? I recently did a system update, and now whenever I try to start the app (even if I download the binary direct from pcloud.com and run that) I get this error:
```.
Source:
over 3 years ago
Tricount
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