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Splitwise VS LumaKol

Compare Splitwise VS LumaKol and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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LumaKol

Calling CRM with a Power Dialer: agents call from their own SIM, every work call is logged on Android, one tap books the follow-up and managers see a live team board.

Rating
0 reviews
Pricing
Paid Free trial $9 / Monthly (Per calling seat, Starter plan)
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VatForge
EU VAT and OSS preparation for creators and small SaaS. Brings your sales from each platform into one view, applies the right VAT rate per country, and prepares quarterly OSS figures for you or your accountant to review and file. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 15

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
LumaKol
Website splitwise.com lumakol.com
Pricing —
Paid Free trial $9 / Monthly (Per calling seat, Starter plan) Official pricing
Platforms —
Android Web
Company — Startup from India · 1 - 9 employees
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
CRM Call Tracking SIM Call Tracking Sales SIM Card Call Logging Track Calls From Mobile Phones +3

About Splitwise and LumaKol

In their own words, as submitted to SaaSHub.

Splitwise
LumaKol

No description of Splitwise yet.

LumaKol is a calling CRM for teams that sell by phone, in any country. Agents call leads from their own mobile number: no virtual numbers and no per-minute charges. On Android every call on the work SIM is logged automatically, and the personal SIM is never read. After each call a one-tap outcome...

Read more about LumaKol

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
LumaKol 3 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Call Tracking
    Automatic on Android: outgoing, incoming and missed calls on the work SIM
  • Calling
    One tap from the agent's own SIM: no VoIP minutes, no new numbers
  • Languages
    33 interface languages, a time zone per user

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
LumaKol

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of LumaKol yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
LumaKol 3 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Read your LumaKol dashboard like a manager

More videos

  • - LumaKol call outcomes that book the next follow-up
  • - LumaKol Power Dialer: call a whole list from your phone

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
LumaKol
100% 100%
Personal Finance
0% 0%
0% 0%
SIM Call Tracking
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Sales
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
LumaKol no reviews yet

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