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Splitwise VS Journey

Compare Splitwise VS Journey and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Journey logo Journey

A diary that keeps your private memories forever.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Journey Landing page
    Landing page //
    2023-05-11

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Journey features and specs

  • Cross-Platform Availability
    Journey is available on multiple platforms including web, iOS, Android, Mac, and Windows. This ensures that you can access your journal from virtually any device.
  • Sync Across Devices
    Journey offers seamless synchronization across all your devices, ensuring that your entries are always up to date no matter where you access them from.
  • User-Friendly Interface
    The platform has a clean and intuitive user interface, making it easy for users to navigate and make entries without a steep learning curve.
  • Integration with Google Drive
    Journey integrates with Google Drive, allowing users to back up their journal entries directly to the cloud for added security and peace of mind.
  • Rich Media Support
    Users can include photos, videos, and audio recordings in their journal entries, making it easier to capture full experiences and memories.
  • Mood Tracking and Analytics
    Journey offers mood tracking and insightful analytics, helping users to understand patterns in their emotions and behaviors over time.
  • Offline Access
    The application provides offline access to journal entries, allowing users to write and access their journals even without internet connectivity.

Possible disadvantages of Journey

  • Premium Subscription Cost
    While the basic features are free, advanced functionalities require a premium subscription, which may be a barrier for some users.
  • Limited Free Features
    The free version is somewhat limited in its features and capabilities, making the premium subscription almost necessary for a fuller experience.
  • Data Privacy Concerns
    As with any cloud-based service, there are inherent risks related to data privacy and security. Users need to trust that their personal journals are securely stored.
  • Learning Curve for Advanced Features
    While the basic interface is user-friendly, some users may find a slight learning curve when trying to utilize the more advanced features and functionalities.
  • Dependence on Third-Party Services
    The integration with Google Drive, while beneficial, means that users are dependent on a third-party service for backup and data storage.
  • Occasional Sync Issues
    Some users have reported occasional issues with synchronization between devices, which can lead to inconsistencies in journal entries.
  • Limited Export Options
    Exporting journal entries can be cumbersome, with limited formats available. This may pose an issue for users looking to move their data to other platforms.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Journey

Overall verdict

  • Journey is a solid choice for individuals seeking a reliable and feature-rich journaling app. Its easy-to-use interface and robust functionalities cater to both beginners and seasoned journalists, making it an adaptable tool for personal and professional use.

Why this product is good

  • Journey (journey.cloud) is a versatile journaling app that allows users to record their thoughts, experiences, and memories in a digital format. It offers features such as cloud synchronization, cross-platform accessibility, and privacy controls which make it an attractive choice for those looking to maintain a consistent journaling habit. The app also supports multimedia entries, allowing users to enrich their journals with photos and videos. Additionally, Journey provides insightful prompts and reflections which can aid users in their personal growth.

Recommended for

  • Individuals seeking to establish a daily journaling habit
  • Users who prefer cross-platform accessibility
  • Those who value privacy and secure data storage
  • People interested in multimedia journal entries
  • Individuals looking for reflection prompts and insights for personal development

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Journey videos

+ Add

Journey - Game Review

More videos:

  • Review - Journey - The Artistry of Game Design (Review/Analysis)
  • Review - Journey Game Review - A true masterpiece, Table 53's Journey review/analysis (PC / PS4 / PS3)
  • Review - DIGITAL JOURNALING using JOURNEY (A journaling app) [iPad version]

Category Popularity

0-100% (relative to Splitwise and Journey)

Splitwise

Journey

Personal Finance
100 100%
Personal Finance
0% 0
Note Taking
0 0%
Note Taking
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Journal
0 0%
Journal
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Journey

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Journey Reviews

Day One Alternatives: 7 Best Journal Apps You Can Use
Journey is your best bet when searching for a journal app which is as good as Day One. Not only it has an app for Mac, it also supports Windows and Android. You can truly go cross-platform with this app. The app is also fairly affordable when compared to the Day One app. Okay, letโ€™s get into the feature set of the Journey app which is as good as Day Oneโ€™s if not more. You...
Source: beebom.com

Social recommendations and mentions

Based on our record, Journey seems to be more popular. It has been mentiond 15 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Journey mentions (15)

View more

What are some alternatives?

When comparing Splitwise and Journey, you can also consider the following products

Tricount - Manage and share expenses with friends

Day One - A simple journal application for the Mac, iPhone, and iPad. AboutTo learn more about Day One, see these two excellent reviews . PublishPublish is not available in Day One 2.

Splid - Splid helps friends manage their money.

Daylio - Daylio enables you to keep a private diary without having to type a single line.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Penzu - Keep all of your thoughts in one place using Penzu. The app is similar to a journal that you might write in but with a few modern touches that allow you to do everything from sending messages to decorating the pages.

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