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Splitwise VS InAppStory

Compare Splitwise VS InAppStory and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
InAppStory

ONE PLATFORM FOR IN-APP COMMUNICATION AND GAMIFICATION

Rating
0 reviews
Pricing
Freemium Free trial
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Alternatives Is it good?
Deciphrfi
The intelligent crypto financial operation system. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 79

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
InAppStory
Website splitwise.com inappstory.com
Pricing —
Freemium Free trial Official pricing
Platforms —
Android iOS Web
Company — Startup from Portugal · 20 - 49 employees · 2021
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
SaaS Web Stories Marketing User Engagement User Onboarding And Engagement Customer Interaction Design Tools Content Marketing Gamification Mobile SDK +7

About Splitwise and InAppStory

In their own words, as submitted to SaaSHub.

Splitwise
InAppStory

No description of Splitwise yet.

InAppStory offers an all-in-one customer engagement platform for mobile apps. With tools like stories, mini-games, in-app messaging, and personalized content, we help businesses connect with their users through dynamic, visual communication. Our no-code solutions make it easy to enhance...

Read more about InAppStory

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
InAppStory 4 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • In-App Stories
    Native, Instagram-style Stories that surface product updates, offers, and tutorials at the right moment inside the app. Interactive widgets, triggers, targeting, and analytics turn passive taps into feature adoption, zero-party data, and shoppable journeys.
  • Gamification
    A Game Center with 12+ ready-to-use game mechanics (Wheel of Fortune, Mystery Boxes, Advent Calendar, Puzzle, Match 3, Memories, and more) shaped by 1,000+ real campaigns. Pick a game, customize design and rules with no code, and launch across web and mobile to drive engagement, retention, and promo-code distribution — with custom games available on request.
  • In-App Messages
    Personalized, event-triggered messages delivered as full-screen banners, modals, bottom sheets, and pop-ups at natural touchpoints in the user journey. Advanced targeting on segments, behavior, and CDP data, dynamic placeholders for personalization, and real-time analytics make them far more effective than push for actions that need immediate context.
  • SMART Banners
    Targeted in-app banners that keep offers, loyalty rewards, countdowns, and partner placements visible exactly where users make decisions — without interrupting the flow. They reinforce stories, in-app messages, and mini-games, and support upsells and monetization by turning existing intent into action.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
InAppStory

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of InAppStory yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
InAppStory 3 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

InAppStory 2.0

More videos

  • - A Quick Demo of Game Creation
  • - Welcome to InAppStory: A Quick Demo of Stories Creation

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
InAppStory
100% 100%
Personal Finance
0% 0%
0% 0%
Web Stories
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Marketing
100% 100%

Questions & Answers

As answered by people managing Splitwise and InAppStory.

Why should a person choose your product over its competitors?

InAppStory's answer:

Most competitors do Stories and stop there; InAppStory lets you consolidate Stories, mini-games, in-app messages, and zero-party data collection into one SDK and dashboard, replacing several point tools. It's built for measurable outcomes and backed by an in-house Creative Studio, a 30-day free trial, and proven scale of 25M daily viewers and 30,000+ stories created.

What's the story behind your product?

InAppStory's answer:

Founded by CEO Vlad Lastovsky, InAppStory started from a simple insight: apps struggled to hold attention against social media's video and Stories formats, so he built a native way to bring that format inside apps. It has since grown from a single Stories tool into a full engagement platform (Stories + games + messaging + banners), now an international company.

What makes your product unique?

InAppStory's answer:

InAppStory is an all-in-one in-app engagement platform, not just a Stories tool — it combines native Stories, fully playable in-Stories mini-games, in-app messaging, banners, and interactive widgets in one no-code console. It runs through a single SDK for iOS, Android, Flutter, React Native, and web, so teams update everything in real time without developers.

How would you describe the primary audience of your product?

InAppStory's answer:

Product, marketing, and growth teams at mid-market and enterprise companies with an existing mobile app who want better engagement, onboarding, and retention without heavy engineering. It's strongest in e-commerce and retail, finance, telecom, and travel, with global adoption across EMEA, the Middle East, and CIS.

Which are the primary technologies used for building your product?

InAppStory's answer:

InAppStory ships as native and cross-platform SDKs — Swift (iOS), Kotlin/Java (Android), Flutter, React Native, and web — with story content rendered via a WebView layer for rich HTML/CSS/JS interactivity, so new formats deploy without app updates. Content, targeting, and analytics run from a cloud-based no-code console that integrates with tools like Google Analytics, Amplitude, and CDPs.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
InAppStory no reviews yet

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