Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Receive SMS online to virtual numbers — use directly on site or via API
to register accounts of any service and application, receive profits and discounts
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs.
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Which is more popular?
Based on our record, HeroSMS
seems to be more popular. It has been mentioned
1 time
since March 2021.
social mentions
0 vs 1
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 70
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Affordable pricing HeroSMS typically offers competitive and low-cost pricing for bulk SMS services, making it accessible for businesses and individuals looking for budget-friendly messaging solutions.
Bulk SMS capabilities The platform supports sending large volumes of SMS messages at once, which is useful for marketing campaigns, notifications, and mass communication needs.
Simple interface HeroSMS provides a relatively straightforward and easy-to-use web interface, allowing users to quickly set up and send SMS campaigns without extensive technical knowledge.
API integration The service offers API access that allows developers to integrate SMS functionality into their own applications, websites, or systems for automated messaging workflows.
Multiple country support HeroSMS supports sending messages to recipients in various countries, providing international SMS coverage for businesses with a global or diverse audience.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseHeroSMS
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
HeroSMS appears to be a functional SMS service, but as with any online service, its quality depends on your specific needs and due diligence. We cannot independently verify its reliability, so users should research current reviews and test the service before committing.
Why this product is good
Offers SMS-based services that may include virtual numbers for verification or messaging
Potentially useful for users needing temporary or online phone numbers
May provide an alternative to using a personal phone number for sign-ups
Recommended for
Users who need temporary phone numbers for online account verification
People wanting to protect their privacy by avoiding personal number use
Developers or testers requiring SMS functionality for applications
Anyone who has verified the service's current reputation and reliability first
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsHeroSMS1 mention
Tracking Splitwise since Mar 2021.
Firebase Phone Auth Testing in Flutter: Test Numbers vs Real SMS
The client speaks the handler_api protocol many virtual-number services share: GET requests to https://hero-sms.com/stubs/handler_api.php with api_key and action in the query string. HeroSMS also has a REST API at...
- Source: dev.to
/
2 days ago
Alternatives to Splitwise and HeroSMS
When comparing Splitwise and HeroSMS, you can also consider the following products.
SMS-man offers a virtual numbers to receive SMS and create multiple accounts on WhatsApp, Telegram, Instagram, Twitter, Amazon and others. The SMS-man service provides numbers of such countries as China, US, India, Russia, UK, Germany, Ukraine etc.
Textverified is a website that is designed as a phone verification service, allowing the user to bypass the phone verifications and receive codes through social media websites and applications.
Tricount
Settle Up
Splid
Spliit
YNAB
ihatemoney
Splitser
SMS-man.com
Textverified
quackr
Smspva
SMSCode.gg
VirtualSMS.io
SMSCodex
