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Splitwise VS Google Authenticator

Compare Splitwise VS Google Authenticator and see what are their differences

Lucris
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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Google Authenticator logo Google Authenticator

Google Authenticator is a multifactor app for mobile devices.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Google Authenticator Landing page
    Landing page //
    2023-03-25

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Google Authenticator features and specs

  • Enhanced Security
    Google Authenticator adds an extra layer of security by requiring a second factor of authentication, reducing the risk of unauthorized access even if your password is compromised.
  • Offline Access
    The app does not require an internet connection to generate codes, making it reliable in situations where connectivity is a concern.
  • Compatibility
    Google Authenticator is compatible with a wide range of services and accounts, providing a versatile solution for multi-factor authentication (MFA).
  • Free of Charge
    The application is free to use, offering robust security features without any financial investment.
  • Ease of Use
    Setup and usage are straightforward, making it accessible to users without technical expertise.

Possible disadvantages of Google Authenticator

  • Device Dependence
    If you lose your device, gaining access to your accounts can become challenging, particularly if you haven't backed up or used alternative methods.
  • No Cloud Sync
    Google Authenticator does not offer a built-in feature for cloud backups, making it difficult to transfer codes to a new device.
  • Single Device Limitation
    The app only works on a single device at a time, which can be inconvenient if you manage multiple devices.
  • No Biometric Lock
    The app lacks advanced security features such as biometric locks, which are present in some other authenticator apps.
  • Limited Recovery Options
    In case of losing access to the app, recovery options rely heavily on the user having access to backup codes, which might not always be accessible.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Google Authenticator

Overall verdict

  • Google Authenticator is generally considered a good option for those looking to enhance the security of their online accounts. Its ease of use and offline functionality are significant advantages. However, users should be aware that it does not automatically back up tokens, so itโ€™s important to save backup codes or have a recovery plan.

Why this product is good

  • Google Authenticator is a widely used app for enabling two-factor authentication (2FA), which adds an additional layer of security to online accounts. It is valued for its simplicity, reliability, and the fact that it does not require an internet connection to function, as it generates time-based one-time passwords (TOTPs). This makes it a robust choice for enhancing security.

Recommended for

  • Individuals looking for a straightforward and effective way to implement 2FA.
  • Users who prefer an app that doesn't require an internet connection to function.
  • People concerned with enhancing online security for their personal or professional accounts.

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Google Authenticator videos

+ Add

How to Use Google Authenticator

More videos:

  • Review - GOOGLE AUTHENTICATOR vs. AUTHY - (AUTHY WON)

Category Popularity

0-100% (relative to Splitwise and Google Authenticator)

Splitwise

Google Authenticator

Personal Finance
100 100%
Personal Finance
0% 0
Identity And Access Management
0 0%
Identity And Access Management
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Two Factor Authentication
0 0%
Two Factor Authentication
100% 100

User comments

Share your experience with using Splitwise and Google Authenticator. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Google Authenticator

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Google Authenticator Reviews

7 Best Google Authenticator Alternatives For Android And iOS
Except for one, all the apps mentioned above are available for Android and iPhone. You can add accounts which you want to secure by scanning their barcode or simply entering the secret key or id in all of them. Some of them will let you capture a screenshot and some of them will not. Apart from that, all these are free to use and provide better features making them as the...
Source: www.techuntold.com
The Best Authenticator Apps for 2023
When you use Google Authenticator to log in to your Google account, you enter the six-digit code shown in the authenticator app, just as you would to log in to any other service. The app also lets you import logins from an old phone to a new one if you have the former on hand. As with Microsoft Authenticator, there's no Apple Watch app or even an Android Wear app for Google...
Source: www.pcmag.com
Top 6 Google Authenticator Alternatives in 2023
Although they arenโ€™t as big or widely known as Google or Microsoft, Twilioโ€™s Authy app is one of the most impressive and feature-rich Google Authenticator alternatives. Twilio takes pride in the fact that their app can be used anywhere Google Authenticator can be used, meaning that those making the switch wonโ€™t hit any unexpected compatibility issues.
Source: www.techrepublic.com
Is Authy better than Google Authenticator?
The difference between Authy and Google Authenticator lies in the number of features offered by each app. If you like minimalism, use Google Authenticator, but if you like multi-device support, full Backup of your 2FA codes, or three authentication types, use Authy.
Source: shieldplanet.com
The Best 2FA Apps 2021: Locking Down Your Online Accounts
Google Authenticator is really the baseline here, because nearly all sites that support 2FA support Googleรขย€ย™s app as well. For example, LastPass Authenticator and Authy arenรขย€ย™t explicitly supported by as many sites and services. However, they still use TOTP, making them compatible with all services that support Google Authenticator.
Source: www.cloudwards.net

Social recommendations and mentions

Based on our record, Google Authenticator seems to be more popular. It has been mentiond 8 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Google Authenticator mentions (8)

  • The Complete WordPress Security Guide for Small Business Owners (2026)
    Download an authenticator app (Google Authenticator, Authy, or Microsoft Authenticator). - Source: dev.to / 8 months ago
  • Google Authenticator now supports Google Account synchronization
    Here they have support page https://support.google.com/accounts/answer/1066447. - Source: Hacker News / over 3 years ago
  • I'm building a macOS app in a week with Tauri and Supabase.
    Many authenticator apps already exist on Google Play Store and Apple App Store. Most of them have synchronization features but are limited to backup only or sync with the same platform (ie: iOS or Android only). I'm using one of them for years and at this moment I'm feeling bothered when switching to a mobile device every time login into a website or online service. So, I created Otentik Authenticator. A Google... - Source: dev.to / almost 4 years ago
  • Ask HN: How to enable 2FA for Google Account to use Authenticator app?
    Their only docs suggest using an authenticator app (which presumably runs on the 'phone which potentially can be lost' anyway) is possible: https://support.google.com/accounts/answer/1066447?hl=en&ref_topic=2954345 If it's not showing up for you, you'd need to contact their support team to find out why. - Source: Hacker News / over 4 years ago
  • Bought Centric Swap / CNS? Hereโ€™s What To Do Next
    By the way, if you donโ€™t already have 2FA (Two-Factor Authentication) set up on your Centric Wallet, now would be a good time to do that. Youโ€™ll need to have a 2FA app installed on your smartphone, such as Google Authenticator or Authy. Source: over 4 years ago
View more

What are some alternatives?

When comparing Splitwise and Google Authenticator, you can also consider the following products

Tricount - Manage and share expenses with friends

Authy - Best rated Two-Factor Authentication smartphone app for consumers, simplest 2fa Rest API for developers and a strong authentication platform for the enterprise.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Duo Security - Duo Security provides cloud-based two-factor authentication. Duoโ€™s technology can be deployed to protect users, data, and applications from breaches, credential theft, and account takeover.

Splid - Splid helps friends manage their money.

Azure Multi-Factor Authentication - Azure Multi-Factor Authentication helps safeguard access to data and applications while meeting user demand for a simple sign-in process.

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