Software Alternatives & Startups

Authy VS Splitwise

Compare Authy VS Splitwise and see what are their differences

Authy

Best rated Two-Factor Authentication smartphone app for consumers, simplest 2fa Rest API for developers and a strong authentication platform for the enterprise.

Rating
0 reviews
Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Authy seems to be more popular. It has been mentioned 140 times since March 2021.

social mentions
140 vs 0
Identity And Access Management popularity
100% vs 0%

Base details

Website, pricing, platforms and company facts side by side.

Authy
Splitwise
Website authy.com splitwise.com
Listed in

Features and specs

What each product offers, as listed by its team.

Authy 5 features
Splitwise 7 features
  • Multi-device synchronization
    Authy allows users to sync their 2FA tokens across multiple devices, which provides a convenient way to access tokens from phones, tablets, and desktops.
  • Encrypted backups
    Authy provides encrypted backups of the 2FA tokens to the cloud, ensuring that users can recover their tokens in case of device loss or damage.
  • Offline usage capability
    Authy can generate 2FA codes even when the user’s device is offline, providing access to tokens without requiring an active internet connection.
  • Desktop app available
    Authy offers a desktop application that allows users to manage and use their 2FA tokens directly from their computer, enhancing accessibility and usability.
  • Security features
    Authy includes advanced security features such as PIN protection and biometric login options, adding an additional layer of security to the 2FA tokens.

Possible disadvantages

  • Dependency on cloud service
    Authy’s cloud-based backup and multi-device synchronization features create a dependency on their cloud service, which may raise privacy and security concerns for some users.
  • Limited customization options
    Compared to some other authentication apps, Authy offers fewer options for custom-tailoring the appearance and organization of the 2FA tokens.
  • Potential for lockout
    If users forget their Authy backup password or lose access to all trusted devices, they may have difficulty recovering their 2FA tokens, leading to a potential lockout of their accounts.
  • Initial setup complexity
    The initial setup process, which includes account verification and device synchronization, may be more complex and time-consuming compared to other simpler 2FA apps.
  • Limited platform support
    While Authy supports major platforms such as iOS, Android, and Windows, it does not have the same broad platform compatibility as some other 2FA solutions, potentially limiting its usability for some users.
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

Authy
Splitwise

Overall verdict

  • Authy is generally considered a good and reliable two-factor authentication (2FA) app.

Why this product is good

  • Authy is praised for its ease of use, cross-platform support, and strong security features. It provides cloud backup of authentication tokens, which is convenient for users who switch devices. The app supports a wide range of online services, making it a versatile option for enhancing account security.

Recommended for

    Authy is recommended for individuals who seek a user-friendly and secure way to manage their two-factor authentication across multiple devices and platforms. It is suitable for both beginners and experienced users who prioritize security and convenience in their digital security practices.

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

Authy 3 videos + Add
Splitwise 3 videos + Add

How to Use Authy To Keep Your Data Safe

More videos

  • - GOOGLE AUTHENTICATOR vs. AUTHY - (AUTHY WON)
  • - Productivity Tuesday Ep#4 -- Authy Two Factor Authentication

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Authy
Splitwise
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Authy no reviews yet
Splitwise no reviews yet

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Authy 140 mentions
Splitwise 0 mentions

View more

Tracking Splitwise since Mar 2021.

Alternatives to Authy and Splitwise

When comparing Authy and Splitwise, you can also consider the following products.