Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
All-in-one crypto finance platform for companies that run on stablecoins. Invoicing, payouts, treasury, budgets and AML — the whole money path in one non-custodial system. No banking friction, no spreadsheet reconciliation.
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Which is more popular?
Based on our record, Chia
seems to be more popular. It has been mentioned
86 times
since March 2021.
social mentions
0 vs 86
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 63
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Eco-friendly Consensus Algorithm Chia uses a unique consensus mechanism called Proof of Space and Time, which is more energy-efficient compared to traditional Proof of Work systems like Bitcoin's. This reduces the environmental impact associated with mining cryptocurrencies.
Decentralization Chia aims to promote decentralization by allowing more participants to contribute to the network without requiring high-cost hardware, making it accessible to a wider audience.
Secure Blockchain The use of cryptographic proofs adds an additional layer of security to the Chia blockchain, potentially reducing the risk of malicious attacks compared to some other networks.
Scalability Chia's infrastructure is designed to be scalable, which helps manage increased transaction volumes as the network grows.
Developer-Friendly Chia offers a powerful programming language called Chialisp, which is designed to be smart contract-friendly, allowing developers to build various decentralized applications.
Possible disadvantages
Storage Heavy Chia relies heavily on storage space for plotting and farming, which can lead to increased wear and tear on hard drives and SSDs, potentially leading to additional costs.
Initial Setup Complexity Setting up a Chia node and beginning the plotting process can be complex and time-consuming for newcomers, requiring technical knowledge and patience.
Market Volatility As with most cryptocurrencies, Chia's market price can be quite volatile, which may pose risks to investors and farmers alike.
Centralization Risks Despite its goals of decentralization, there is the risk that storage farming could become centralized among those who can afford larger storage capacities, undermining its decentralized ethos.
Network Growth Challenges As more users join the Chia network, competition for storage space increases, making it more challenging for small farmers to remain profitable.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseChia
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsChia86 mentions
Tracking Splitwise since Mar 2021.
Clean Install - Raspberry Pi 4
I needed make a question regarding the chia GUI installation on a raspberry pi 4. Sometimes the sync gets stuck for me so I go ahead and do a clean install, and use the mainnet db checkpoint from chia.net.
Source:
over 3 years ago
How to solve large database issues on Linux?
They host a snapshot of the db on chia.net so you no longer have to do a full sync so you could just grab the v2 and manually update the rest of the way which shouldn't take too long (not sure on the exact time I surmise less than a day...
Source:
over 3 years ago
Old Chia version (1,1,7) stopped syncing - upgrade to new
Yes please upgrade. you have missed a lot. install the latest version from chia.net. upgrade your database HERE. Check your wallet for a Chia Friend.
Source:
over 3 years ago
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