Software Alternatives & Startups

Splitwise VS 360dialog

Compare Splitwise VS 360dialog and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
360dialog

360Dialog is an Official Meta Solution Partner providing API infrastructure, a platform for ISVs and resellers, and managed campaign services across EMEA and LATAM.

Rating
0 reviews
Pricing
Paid €500 / Monthly (Integrate WhatsApp into your solution)
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 83

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
360dialog
Website splitwise.com 360dialog.com
Pricing —
Paid €500 / Monthly (Integrate WhatsApp into your solution) Official pricing
Company — Startup from Germany · 50 - 99 employees
Listed in

About Splitwise and 360dialog

In their own words, as submitted to SaaSHub.

Splitwise
360dialog

No description of Splitwise yet.

Any WhatsApp business API vendor can sell API access - the harder question is what happens after signup. 360Dialog differentiates itself through ongoing partnership: matching businesses to the right tools for their specific use case, handling Meta verification directly, and staying available when...

Read more about 360dialog

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
360dialog 18 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • WhatsApp Business API Access
    Direct access to the WhatsApp Business API for sending and receiving messages, automating workflows, managing templates, and integrating WhatsApp with existing business systems.
  • Cost-effective Pricing
    Compared to other WhatsApp API providers, 360dialog offers competitive pricing without any markup on message templates, making it more affordable for businesses.
  • Easy API Integration
    Developer-friendly API access, clear documentation, webhooks, and integration tools make it easy to connect WhatsApp with CRM systems, SaaS platforms, automation tools, and custom applications.
  • No Intermediaries
    By eliminating the need for intermediaries, 360dialog allows direct communication with WhatsApp, ensuring faster response times and potentially better terms of service.
  • Comprehensive Support
    360dialog provides extensive support and resources, including documentation and customer service, to help businesses effectively utilize the WhatsApp Business API.
  • Official Meta Business Solution Provider
    360dialog is an official Meta Business Solution Provider, providing businesses and partners with compliant and reliable access to the WhatsApp Business Platform.
  • Transparent Pricing
    Predictable subscription-based pricing with no markup on Meta messaging fees, helping businesses and partners control WhatsApp communication costs as they scale.
  • Direct API Access
    Build directly on the WhatsApp Business API without unnecessary abstraction layers, feature limitations, or additional intermediaries between your platform and WhatsApp.
  • Partner Platform
    A dedicated platform for SaaS companies, ISVs, agencies, and resellers to integrate WhatsApp into their products and manage multiple customer accounts through a single API.
  • Multi-Account Management
    Manage multiple WhatsApp Business Accounts and client environments from one centralized partner infrastructure designed for scalable multi-customer operations.
  • Automated Client Onboarding
    Streamlined and embedded onboarding allows partners to provision new WhatsApp customers quickly while reducing manual setup and verification steps.
  • Webhooks and API Extensions
    Full webhook access and API extensions enable real-time event handling, workflow automation, system integrations, and customized WhatsApp experiences.
  • High-Throughput Messaging
    Eligible WhatsApp numbers can access increased messaging throughput of up to 1,000 messages per second for high-volume communication use cases.
  • 24/7 Customer Support
    Access dedicated technical support, structured response-time SLAs, and Meta support escalations to help resolve WhatsApp Business Platform issues efficiently.
  • WhatsApp Automation
    Connect WhatsApp to business systems and automate notifications, customer conversations, marketing workflows, support processes, and transactional messaging.
  • Marketplace Integrations
    Access a broad ecosystem of WhatsApp tools and integrations for CRM, marketing, customer service, automation, and other business communication use cases. 360dialog states that its ecosystem includes more than 1,000 integrations.
  • Testing Sandbox
    A dedicated testing environment allows developers to build and test WhatsApp API integrations before moving their implementation into production.
  • Reliable Infrastructure
    Scalable messaging infrastructure designed for stable WhatsApp API communication, with 360dialog advertising 99.9% uptime for its developer-focused API service.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
360dialog

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of 360dialog yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
360dialog 3 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Sending WhatsApp Messages on Automation with WhatsApp Official Business API using 360Dialog

More videos

  • - UChat - WhatsApp Flow Demo with 360Dialog API - Part 1/2
  • - Método 02. Chatbots para Whatsapp - 360Dialog

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
360dialog
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Splitwise and 360dialog.

Who are some of the biggest customers of your product?

360dialog's answer:

  • Mondelez International
  • TUI
  • ALDI SUISSE
  • ALDI Portugal
  • Arabian Automobiles Company (Nissan Dubai)
  • Tamam
  • Hatif

What makes your product unique?

360dialog's answer:

360dialog combines direct WhatsApp Business API access with a platform built for businesses, SaaS companies, ISVs, agencies and resellers. As an official Meta Business Solution Provider, it offers scalable messaging infrastructure, multi-customer management, embedded onboarding, transparent pricing and a broad ecosystem of WhatsApp tools and integrations.

Why should a person choose your product over its competitors?

360dialog's answer:

360dialog is a strong choice for businesses that want reliable and scalable WhatsApp infrastructure without unnecessary abstraction layers. It provides direct API access, transparent pricing with no markup on Meta fees for its Partner Platform, integrated customer onboarding, multi-account management and 24/7 support. Its partner infrastructure is designed to scale from a small number of customers to thousands of WhatsApp accounts.

How would you describe the primary audience of your product?

360dialog's answer:

360dialog is primarily built for businesses, SaaS companies, ISVs, agencies, resellers and technology providers that want to integrate WhatsApp into their products or customer communication workflows. It is particularly relevant for companies using WhatsApp for marketing, customer support, notifications, automation, sales and conversational experiences.

What's the story behind your product?

360dialog's answer:

360dialog has evolved into a specialized WhatsApp Business solutions platform focused on helping companies build, manage and scale customer communication through WhatsApp. Today, it is an official Meta Business Solution Provider and supports more than 100,000 businesses globally, while its Partner Platform is trusted by more than 1,000 solution providers.

Which are the primary technologies used for building your product?

360dialog's answer:

360dialog is built around REST APIs, webhooks, the WhatsApp Business Platform / Cloud API, scalable cloud infrastructure and API-based integrations. Its developer ecosystem supports integration with common programming languages, CRM platforms, automation tools and SaaS applications.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
360dialog no reviews yet

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Alternatives to Splitwise and 360dialog

When comparing Splitwise and 360dialog, you can also consider the following products.