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Splid VS VirtualSMS.io

Compare Splid VS VirtualSMS.io and see what are their differences

Splid

Splid helps friends manage their money.

Rating
5.0 · 1 review
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Alternatives Is it good?
VirtualSMS.io

Real SIM cards for OTP verification — 145+ countries, 2500+ services (WhatsApp, Telegram, Discord). From $0.05/code. API + MCP server for developers and AI agents.

Rating
0 reviews
Pricing
Freemium $0.05 (Per OTP code, pay-per-use, no contracts.)
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Alternatives Is it good?
Nova Net Worth
Net worth tracker for people who own assets through LLCs, trusts or rentals sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Splid seems to be more popular. It has been mentioned 2 times since March 2021.

social mentions
2 vs 0
Personal Finance popularity
100% vs 0%
alternatives listed
146 vs 65

Base details

Website, pricing, platforms and company facts side by side.

Splid
VirtualSMS.io
Website splid.app virtualsms.io
Pricing —
Freemium $0.05 (Per OTP code, pay-per-use, no contracts.) Official pricing
Platforms —
REST API PHP
Company — 10 - 19 employees · 2025
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Business Intelligence +1
Temporary Phone Numbers Phone Number Verification SMS Virtual Phone Number +1

About Splid and VirtualSMS.io

In their own words, as submitted to SaaSHub.

Splid
VirtualSMS.io

No description of Splid yet.

VirtualSMS is a developer-first SMS verification API that uses real SIM-backed phone numbers, not VoIP. Receive OTP codes for any service that sends SMS — built for signup testing, account verification, 2FA flows, and autonomous AI agent workflows. Why VirtualSMS Real SIM numbers work where VoIP...

Read more about VirtualSMS.io

Features and specs

What each product offers, as listed by its team.

Splid 5 features
VirtualSMS.io 13 features
  • User-Friendly Interface
    Splid offers an intuitive and easy-to-use interface that makes it simple for users to split expenses without any confusion.
  • Offline Functionality
    Users can log expenses and use the app even without an internet connection, which is useful in remote areas.
  • Multiple Currency Support
    Splid allows users to add expenses in different currencies, making it convenient for international travel and expenses.
  • No Sign-Up Required
    The app does not require users to create an account, simplifying access and reducing privacy concerns.
  • Easy Sharing
    Users can easily share expense reports with group members via a link, simplifying communication and transparency.

Possible disadvantages

  • Limited Integration
    Splid lacks integration with other financial apps or services, which can limit its functionality for some users.
  • Manual Expense Entry
    All expenses must be entered manually, which can be time-consuming compared to apps that offer receipt scanning.
  • No Real-Time Sync
    Changes are not updated in real-time across devices, potentially leading to discrepancies if multiple users are managing a list.
  • Basic Features Free
    While the basic app is free, advanced features require a paid upgrade, which might not be ideal for all users.
  • Limited to Group Expense
    Splid is focused on group expense sharing, lacking features for individual finance management or budgeting.
  • Countries Supported
    145+
  • Services Supported
    2,500+ (WhatsApp, Telegram, Discord, Gmail, social apps)
  • Number Type
    Real SIM cards (not VoIP)
  • MCP Server
    Yes (Model Context Protocol)
  • x402 Stablecoin Payments
    Yes (Base / Polygon / Arbitrum / Optimism)
  • Webhooks
    Yes (async event notifications)
  • OpenAPI Spec
    Yes (v1.1.0, machine-readable)
  • Auto-Refund
    Yes (on failed delivery)
  • Authentication
    API Key (X-API-Key header)
  • Public Price Endpoint
    Yes (no auth required)
  • CORS Enabled
    Yes (browser + AI agents)
  • Legacy Compatibility
    sms-activate-style at /stubs/handler_api.php
  • Response Format
    JSON

Analysis

An editorial look at what each product does well and who it suits.

Splid
VirtualSMS.io

No analysis of Splid yet.

Overall verdict

  • VirtualSMS.io appears to be a functional virtual phone number and SMS verification service that offers a convenient way to receive text messages online, though as with many services in this category, users should verify its current reliability and reputation before committing.

Why this product is good

  • Provides temporary or virtual phone numbers for receiving SMS without using your personal number
  • Useful for protecting privacy when signing up for online services and apps
  • Typically supports one-time password (OTP) and verification code reception
  • Often offers numbers from multiple countries for regional flexibility
  • Can be a cost-effective alternative to buying physical SIM cards for verification

Recommended for

  • Users who want to protect their personal phone number when registering for online accounts
  • Businesses needing bulk SMS verification for testing or account creation
  • Developers testing SMS-based features and integrations
  • People who need a temporary number for one-time verifications
  • Privacy-conscious individuals avoiding spam on their primary number

Videos

Walkthroughs and reviews on video.

Splid 3 videos + Add
VirtualSMS.io 0 videos + Add

"Splid" by Kvelertak (ALBUM OF THE YEAR CONTENDER?) | ALBUM REVIEW

More videos

  • - Album Review/Reaction: Kvelertak - Splid
  • - Kvelertak: Splid -- 💿 album review 💿

No VirtualSMS.io videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splid
VirtualSMS.io
100% 100%
Personal Finance
0% 0%
0% 0%
Virtual Phone Number
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Phone Number Verification
100% 100%

Questions & Answers

As answered by people managing Splid and VirtualSMS.io.

What makes your product unique?

VirtualSMS.io's answer:

VirtualSMS uses real SIM-backed phone numbers, not VoIP — so it works with services that reject VoIP (WhatsApp Business, Telegram bot at scale, banking apps, dating platforms). It's also the only SMS verification API that ships with an MCP server for AI agents and x402 stablecoin payment support — making it the first SMS API designed for both developers and autonomous AI agents.

Why should a person choose your product over its competitors?

VirtualSMS.io's answer:

Three reasons:

  1. Real SIM numbers work where VoIP fails. Most competitors (5SIM, SMS-Activate, SMSPVA) lean heavily on VoIP. That gets blocked by services that matter — WhatsApp Business, banking apps, dating platforms. Our numbers don't.

  2. Built-in MCP server for AI agents. Claude, Cursor, ChatGPT, and any MCP-compatible AI agent can handle phone verification autonomously through our MCP server. No other SMS API in this category ships with this.

  3. Pay-per-use, no contracts, no minimum deposit. From $0.05/code. Free API key. Public price endpoint lets you check pricing before signing up. Auto-refund on failed deliveries. x402 stablecoin payments for international developers who want to skip KYC.

How would you describe the primary audience of your product?

VirtualSMS.io's answer:

Developers building OTP-dependent workflows: signup testing, QA automation, account verification at scale, and onboarding flows.

Growing segment: AI agent builders using MCP-compatible tools (Claude Code, Cursor, ChatGPT) that need autonomous phone verification capability.

Also: teams migrating from legacy SMS verification providers that no longer meet their needs — either because their suppliers shut down or because their numbers are now blocked as VoIP.

What's the story behind your product?

VirtualSMS.io's answer:

VirtualSMS launched because every SMS verification API on the market was either VoIP-only — rejected by WhatsApp, banking apps, and most major services — or built around legacy plain-text protocols that modern AI agents couldn't use natively.

We started with a modern REST API and real-SIM-backed numbers. We added an MCP server from day one, making us the first SMS verification service designed for both developers and autonomous AI agents. x402 stablecoin payment support followed — removing KYC friction for international developers who'd been priced out of legacy providers.

Which are the primary technologies used for building your product?

VirtualSMS.io's answer:

REST API over HTTPS with OpenAPI 3.1 specification

TypeScript MCP server (Model Context Protocol)

Mintlify-hosted developer documentation

x402 stablecoin payment protocol on Base / Polygon / Arbitrum / Optimism

WebSocket for real-time SMS delivery notifications

Webhook event notifications for async integration

sms-activate-style legacy compatibility endpoint (/stubs/handler_api.php) for drop-in migration

Who are some of the biggest customers of your product?

VirtualSMS.io's answer:

-AI agent platforms integrating our MCP server for autonomous phone verification

-E-commerce QA automation teams testing signup and checkout flows

-Crypto-native developer projects using x402 stablecoin payments

-Developers migrating from sms-activate-style legacy providers

User comments

Share your experience with using Splid and VirtualSMS.io. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splid 5.0 · 1 review
VirtualSMS.io no reviews yet
  • 12 Best Bill Splitting Apps in 2023
    www.mobileappdaily.com · Oct 2023

    Splid is an excellent app for those who want to take their bill splitting to the next level. It is among the popular bill splitting apps that supports advanced features like location-based payment suggestions,...

  • great! easy to use, versatile, flexible. Recommended.
    SaaSHub review
    · Mar 2023

    I prefer this app to similar ones I've tried. It seems clearer, more straightforward and simpler to use for normal holidays etc. But if you need more complex arrangements it's versatile too: in that you can...

  • Best Bill-Splitting Apps
    www.thebalancemoney.com · Mar 2023

    Splitting up the cost of group trips can be tough. Splid allows you to add in all the expenses of a trip and then split it up among each person on the trip. The app is useful for splitting up non-trip expenses as...

We have no reviews of VirtualSMS.io yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splid 2 mentions
VirtualSMS.io 0 mentions
  • Running an Open Source App: Usage, Costs and Community Donations
    Would be interesting to see how this compares to https://splid.app/. - Source: Hacker News / about 2 years ago
  • Show HN: An alternative to Splitwise, more minimalist, no ads, no account
    Https://splid.app/ is a great no-account alternative. - Source: Hacker News / over 4 years ago

Tracking VirtualSMS.io since May 2026.

Alternatives to Splid and VirtualSMS.io

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