Software Alternatives, Accelerators & Startups

Smarter Time VS bunq

Compare Smarter Time VS bunq and see what are their differences

Smarter Time logo Smarter Time

Automatically measure, analyze and improve your use of time

bunq logo bunq

bank of the Free! Mobile banking that makes life easy.
Visit Website
  • Smarter Time Landing page
    Landing page //
    2019-01-27
  • bunq landing page
    landing page //
    2024-11-08
  • bunq business page
    business page //
    2024-11-08

A mobile banking solution designed to simplify personal and business finances with innovative features.

Smarter Time features and specs

  • Detailed Time Tracking
    Smarter Time provides comprehensive tracking of time spent across different activities and devices, offering users insights into their daily routines and productivity patterns.
  • Automatic Tracking
    The app automatically logs time usage without requiring manual input, reducing the burden on users to maintain accurate records of their activities.
  • Customizable Categories
    Users can create and customize activity categories to better reflect their unique schedules and needs, allowing for more personalized tracking.
  • Data Visualization
    Smarter Time offers various data visualization tools that help users easily interpret their time usage data, aiding in identifying trends and areas for improvement.
  • Focus on Privacy
    The application places a strong emphasis on user privacy, ensuring that data is stored securely and that users have control over their tracked information.

Possible disadvantages of Smarter Time

  • Learning Curve
    New users might find the app complex due to its extensive features and data, requiring time and patience to fully utilize its functionalities.
  • Potential Battery Drain
    The application's continuous background tracking can potentially lead to increased battery usage on mobile devices.
  • Limited Integration
    Smarter Time may not integrate as seamlessly with other productivity tools or platforms as some users might prefer, limiting its utility in a broader digital ecosystem.
  • Subscription Cost
    The premium features of Smarter Time come with a subscription cost, which might be a barrier for some users seeking a budget-friendly solution.
  • Less Manual Control
    While automatic tracking is a feature, it might offer less manual control over recording tasks compared to other apps that allow detailed manual entry.

bunq features and specs

  • 100% online โ€“ no branch visits, no paperwork
    Get started from anywhere, anytime. Just download the bunq app, and youโ€™ll never need to visit a physical branch.
  • Manage expenses effortlessly
    Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currenciesโ€”all within seconds.
  • Earn Cashback
    Get rewarded for every payment made with your card, including employee cardsโ€”paid weekly.
  • Free Business Account for Freelancers
    A perfect no fee business bank account option to help you manage your finances efficiently.
  • Tap to Pay (receiving payments)
    Businesses can easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your smartphone.
  • Save time with automation
    From bookkeeping integrations and AutoVAT to quick invoice processing, bunq offers a wide range of tools that save you time, so you can get back to running your business.
  • Sky-high interest rates
    Boost your savings with 2.51% interest on EUR for personal accounts and 0.75% for business accounts โ€” and earn even more on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
  • Teamwork made easy
    For businesses - quickly and safely share your account with co-directors and employees, so you can manage money collectively and make financial decisions together, all within the bunq app.
  • Bank like a local, wherever you are
    Open accounts with NL, DE, ES, FR & IE IBANs, and in up to 22 currencies quickly and without any hassle. You also get 6 worldwide ATM withdrawals for free every month.
  • Plant trees with your card
    As a bunq user you'll plant trees just by using your bunq card. We're planting mangroves in Kenya thanks to our partner veritree. You can also track the estimated CO2 impact of your transactions in the app!
  • Exclusive Business Card perks
    With our business accounts, get top discounts on tools and services like Google Workspace to help your business grow and succeed.

Analysis of bunq

Overall verdict

  • Bunq is generally regarded as a good option for those looking for a modern, mobile-first banking experience, especially if sustainability and innovative financial tools are important to you. However, it may not be the cheapest option as it charges a monthly fee for certain account types.

Why this product is good

  • Bunq is often praised for its innovative features which are designed to provide a modern and flexible banking experience. It offers a highly user-friendly app, multiple sub-accounts for budgeting, instant payment notifications, and the ability to plant trees with certain transactions. It's also known for its commitment to sustainability and transparency. Users who value quick, on-the-go banking often appreciate bunq's seamless interface and customizable options. Additionally, bunq supports multiple currencies and provides various tools for managing finances effectively.

Recommended for

    Bunq is recommended for tech-savvy individuals, frequent travelers, environmentally conscious users, and anyone who values digital convenience and flexibility in their banking services. It's especially useful for those who are comfortable managing their finances through a mobile app and who can benefit from features like real-time budget tracking and multiple currency support.

Smarter Time videos

Smarter Time - Tutorial 0 - Overview

More videos:

  • Review - Smarter Time : Best Time Management App For Smartphone Yet?
  • Review - Smarter Time - The Intelligent Time Tracker

bunq videos

bunq Update 27

More videos:

  • Review - Bunq Review - The SUPERGREEN Bank of the Future!
  • Review - Automate your payments with bunq API

Category Popularity

0-100% (relative to Smarter Time and bunq)
Time Tracking
100 100%
0% 0
Finance
2 2%
98% 98
Productivity
100 100%
0% 0
Online Payments
0 0%
100% 100

User comments

Share your experience with using Smarter Time and bunq. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, bunq seems to be more popular. It has been mentiond 3 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Smarter Time mentions (0)

We have not tracked any mentions of Smarter Time yet. Tracking of Smarter Time recommendations started around Mar 2021.

bunq mentions (3)

  • NexoCard issues/rejections in Germany
    I had similar issues with bunq.com from Netherlands where their Mastercards where registered in Russia and they had to fix it and afterwards everything is fine and you can use the card without any major problems. Source: over 3 years ago
  • [FWI] More people would use those existing solutions?
    Plants trees for customers under 18 โ€ข https://bunq.com. Source: over 3 years ago
  • Is YNAB really better than just using multiple bank accounts as envelopes?
    I use Vivid here in Germany (https://vivid.money/en-de/) and before that Bunq (deemed it too expensive) (http://bunq.com), but these are both only available in Europe. Looks like One Finance could be an alternative for people in the US, if that applies to you (https://www.onefinance.com). Source: about 4 years ago

What are some alternatives?

When comparing Smarter Time and bunq, you can also consider the following products

Elisi - Elisi โ€“ Digital Bullet Journal app allows the user to track their week by making plans and to-do lists.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Taskade - Make lists, organize your thoughts, and be inspired to get things done. Taskade is a collaborative space for your tasks.

YNAB - Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.

Event Planner - Event Planner is an app by mMobile apps that assists the user in planning for events like weddings and party.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.