Smart HTTPS VS Mercury

• Automatic Redirection to HTTPS
  Smart HTTPS automatically changes HTTP protocol to HTTPS, which enhances the security of your browsing by ensuring that the connection is encrypted.
• Fallback to HTTP
  In cases where an HTTPS version of the site is not available, it can automatically revert back to HTTP, ensuring you can still access the website instead of facing a disruption.
• Whitelist Feature
  Allows users to maintain a whitelist of websites that should always be accessed using HTTP, providing flexibility and control over the browsing experience.
• Improved Privacy
  By automatically using HTTPS, it helps in protecting user data from eavesdroppers and enhances privacy while browsing the web.

Possible disadvantages

• Compatibility Issues
  Some websites may not function correctly over HTTPS, leading to potential misbehavior or broken features when accessed using Smart HTTPS.
• Potential for Increased Loading Times
  Sometimes, redirecting to HTTPS can result in slightly longer loading times, especially if the server's configuration is not optimal for HTTPS.
• Resource Intensive
  The addon might consume additional resources to check for HTTPS versions of every site, which could impact browser performance, especially on older systems.
• Limited Control Over Redirection
  Users might have limited ability to control which sites are redirected to HTTPS if they haven't preemptively whitelisted specific HTTP sites.

• Ease of Use
  Mercury offers a user-friendly interface that simplifies banking for startups and small businesses, making it easy to manage accounts, transfer funds, and monitor transactions.
• No Monthly Fees
  Mercury does not charge monthly fees or require minimum balances, which is beneficial for new businesses trying to manage their finances effectively.
• Automated Bookkeeping
  Mercury provides integrated bookkeeping tools, facilitating accounting processes by automatically syncing transactions with popular accounting software like QuickBooks and Xero.
• FDIC Insured
  Mercury accounts are FDIC-insured up to $250,000 through its partner banks, providing peace of mind regarding the safety of your deposits.
• Multiple User Accounts
  The platform allows multiple user accounts with customizable permissions, making it easier for teams to collaborate on financial management securely.

Possible disadvantages

• Limited Physical Presence
  Mercury operates entirely online, which can be a drawback for businesses that prefer or require in-person banking services.
• No Cash Deposits
  Mercury does not support cash deposits, which can be inconvenient for businesses that deal with a significant amount of cash transactions.
• Limited Lending Options
  Mercury offers fewer lending products compared to traditional banks, which might be a limitation for businesses seeking comprehensive financing solutions.
• Customer Service
  While often responsive, customer service is primarily conducted through online channels, which some users may find less satisfactory compared to face-to-face interactions.
• No International Wire Transfers
  Mercury does not support international wire transfers, which can be a significant limitation for businesses operating globally.

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• The best for Non-Residents
  SaaSHub review

  · May 2023

  The best in the market for helping US non-residents get a checking bank account for their US companies. Mercury's secure experience takes founders to another level in their global journey.

• “We don’t track you … except for when we get paid for it.”

  Smart HTTPS, site This tries to send you to https sites instead of http sites. Using http sites makes you venerable to man in the middle attacks. (dont use http on public wifis if possible). Source: over 4 years ago

• question about non secure websites

  I'd recommend using Smart HTTPS which automatically makes your site's HTTPS if it can offer it so it will reduce these situations. Here's the site where you can choose whichever browser you use. https://mybrowseraddon.com/smart-https.html. Source: over 4 years ago

• How to Form a US LLC as a Non-Resident (2026 Complete Guide)

  Banking and payment processor access. Stripe, PayPal, and most US processors require a US entity. An LLC with an EIN gets you into Mercury, Relay, Wise Business, and other neobanks that accept non-resident founders. See Mercury vs Wise... - Source: dev.to / 5 months ago

• Sonos CEO Patrick Spence steps down after app update debacle

  Interestingly, Mercury [0] is VC-backed, and their backend is entirely Haskell. In an interview [1], their CTO mentions that it’s actually quite easy to hire for Haskell, as the demand is much lower than the supply, and, as he slyly puts... - Source: Hacker News / over 1 year ago

• Haskell vs. Ada vs. C++ vs. an Experiment in Software Prototyping Productivity [pdf]

  I work on one of the largest Haskell codebases in the world that I know of (https://mercury.com/). We're in the ballpark of 1.5 million lines of proprietary code built and deployed as effectively a single executable, and of course if you... - Source: Hacker News / over 1 year ago

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