Mercury reviews. Is Mercury good?

Mercury

Mercury is banking* for startups.

Mercury offers banking* for startups — at any size or stage. With an intuitive product experience, founders can access free checking and savings accounts, debit and credit cards, domestic and international wire transfers, Treasury, venture debt, and more — and manage their business with confidence. Mercury also offers vibrant community programs that provide founders with the connections, advice, and resources to help them build the next great companies. Launched in 2019, Mercury is trusted by more than 100,000 startups. To learn more, visit Mercury.com.

*Mercury is a financial technology company, not a bank. All banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.

A startup from the United States.

Features & Specs

Ease of Use

Mercury offers a user-friendly interface that simplifies banking for startups and small businesses, making it easy to manage accounts, transfer funds, and monitor transactions.

No Monthly Fees

Mercury does not charge monthly fees or require minimum balances, which is beneficial for new businesses trying to manage their finances effectively.

Automated Bookkeeping

Mercury provides integrated bookkeeping tools, facilitating accounting processes by automatically syncing transactions with popular accounting software like QuickBooks and Xero.

FDIC Insured

Mercury accounts are FDIC-insured up to $250,000 through its partner banks, providing peace of mind regarding the safety of your deposits.

Multiple User Accounts

The platform allows multiple user accounts with customizable permissions, making it easier for teams to collaborate on financial management securely.

Badges

Promote Mercury. You can add any of these badges on your website.

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Videos

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Reviews

Veeresh G T

· Founder at Vepapu · about 3 years ago

The best for Non-Residents

The best in the market for helping US non-residents get a checking bank account for their US companies. Mercury's secure experience takes founders to another level in their global journey.

🏁 Competitors: Vepapu

👍 Pros: Free pricing|Place for non-residents

Is Mercury good?

Mercury is generally considered a good option for startups and tech companies that want a hassle-free banking solution with modern digital tools. It is particularly beneficial for those seeking an online-focused bank with no hidden fees.

Why choose Mercury?

Mercury is an online bank that is designed specifically for startups and tech companies. They offer a range of features that cater to the needs of small businesses, such as seamless integration with accounting software, no monthly fees, and no minimum balance requirements. Additionally, Mercury provides a user-friendly digital interface, allowing entrepreneurs to manage their finances with ease. Their customer service is often praised for being responsive and helpful.

Recommended for

Startups
Tech companies
Small businesses looking for digital banking solutions
Entrepreneurs wanting a no-fee account

External links

We have collected here some useful links to help you find out if Mercury is good.

Public traffic stats of Mercury

Check the traffic stats of Mercury on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Domain Rating (DR)

Check the "Domain Rating" of Mercury on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of Mercury's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Domain Authority (DA)

Check the "Domain Authority" of Mercury on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
Public opinion on Reddit

The latest comments about Mercury on Reddit. This can help you find out how popualr the product is and what people think about it.

Social recommendations and mentions

We have tracked the following product recommendations or mentions on various public social media platforms and blogs. They can help you see what people think about Mercury and what they use it for.

How to Form a US LLC as a Non-Resident (2026 Complete Guide)

Banking and payment processor access. Stripe, PayPal, and most US processors require a US entity. An LLC with an EIN gets you into Mercury, Relay, Wise Business, and other neobanks that accept non-resident founders. See Mercury vs Wise vs Relay for a full comparison. For many founders, banking access is the real reason they form the LLC. - Source: dev.to / 3 months ago

Sonos CEO Patrick Spence steps down after app update debacle

Interestingly, Mercury [0] is VC-backed, and their backend is entirely Haskell. In an interview [1], their CTO mentions that it’s actually quite easy to hire for Haskell, as the demand is much lower than the supply, and, as he slyly puts it, “interest in Haskell acts as a decent proxy for baseline developer quality.” So while the pool is larger for JS/TS and Python, that may not always be beneficial. [0]:... - Source: Hacker News / over 1 year ago

Haskell vs. Ada vs. C++ vs. an Experiment in Software Prototyping Productivity [pdf]

I work on one of the largest Haskell codebases in the world that I know of (https://mercury.com/). We're in the ballpark of 1.5 million lines of proprietary code built and deployed as effectively a single executable, and of course if you included open source libraries and stuff that we have built or depend on, it would be larger. I can't really speak to your problem domain, but I feel like we do a lot with what we... - Source: Hacker News / over 1 year ago

Privacy/secruity experience with RBFCU? (Randolph Brooks Credit Union)

Not just a fintech front for a privacy dis-respecting bank (like Mercury business banking for example). Source: over 2 years ago

The Meaning of Monad in MonadTrans

Mercury (https://mercury.com/) uses Haskell extensively for pretty much all of its backend systems. It’s a great general purpose language. - Source: Hacker News / almost 3 years ago

Wise or Payoneer?

He claims it's totally legal https://mercury.com/. Source: about 3 years ago

NFCU ACH Limits on Business Checking Accounts

I had Mercury recommended because of their ease of sending wires. However, NFCU doesn't play nice with Plaid and so there's no way to do a large external pull from Mercury to NFCU in order to get around the $5,000/day, $15,000/week limit. Source: about 3 years ago

Open a U.S. Business Bank Account for Your LLC As A Non-Resident

Now, Mercury makes it possible to open a bank account 100% online from the comfort of your couch. It takes just minutes to sign up on their easy-to-use platform, and you can do so from almost anywhere in the world. Source: over 3 years ago

Ask HN: What US bank post-SVB would you recommend?

I recommend them because: * $1M FDIC insurance for your cash [1] * Business banking features I use work great (paying vendors, receiving wires) [0] https://mercury.com/how-mercury-works [1] https://mercury.com/security. - Source: Hacker News / over 3 years ago

Receiving Payments via Client's online bill Pay w/o disclosing account number?

Yes, you'll have to provide numbers. However, if you use Mercury for your banking, their system will make a unique account and routing number for each ACH request you send. Source: over 3 years ago

NEED URGENT HELP WITH PAYMENT PROCESSING

This is a highly regulated industry whenever you deal with bank account information. You'll need access to a ACH API to move funds between banks like Poof or a neobanking API like Mercury or Silicon Valley Bank to move funds into your accounts. Source: over 3 years ago

ACH Debit Processing: What do you use? Is there a free service?

If you want a free service for pulling payments, there's likely not too many. Neobanks like Mercury or another ACH payment processor like poof, might be good alternatives. Source: over 3 years ago

Payment gateway in Lebanon and registering a US LLC

Or non-us citizen , you can apply Novo or Mercury business bank account with LLC . Source: over 3 years ago

About Security Keys for Apple ID

In Germany https://www.online-zahlen-mit-fido.de/ supports paying with Security Key. In America I know only of https://mercury.com. - Source: Hacker News / over 3 years ago

Doing online business globally, I want to incorporate a LLC in the US but I need help

In Brazil, there exists a lot of limitations on what I'm trying to build (none of them are legal). For example, to open a Mercury Bank account to store funds and automate some processes I will need in the future, accept more than just Credit Cards, and don't worry about using the gov invoice systems (which from what I've seen is a pain in the a## to set up for non BR emissions and a much higher tax to pay per... Source: over 3 years ago

Ask HN: Where to start an international SaaS company (as a South African)

I would look at starting a Wyoming LLC, which is cheaper than a Delaware LLC with a lot of the benefits, just lacking some of the clout. You can spin up a new entity quite quickly at https://wyobiz.wyo.gov/Business/RegistrationInstr.aspx. The LLC will be a passthrough entity by default, absolving you of US tax, and making any income earned taxable in your current jurisdiction (ZA). Wyoming state tax is 0 if you... - Source: Hacker News / over 3 years ago

Ask HN: Cheapest way to get LLC with bank account as a Candian

I use https://mercury.com/ Not sure if it's directly related to what you're asking, but it's fantastic business banking. - Source: Hacker News / almost 4 years ago

Can I open an offshore bank account as a resident of Sri Lanka?

Https://mercury.com/ They let you open a bank account online without visiting. Source: almost 4 years ago

Brex: No Longer a Qualified Customer

If you're a small business / startup looking for an alternative for checking, I've had extremely positive experience as a customer of Mercury.[0] [0] https://mercury.com/. - Source: Hacker News / about 4 years ago

Pulte on twitter 🚀

Free wires and great product at mercury.com if you own a business. Source: about 4 years ago

Mercury is hiring a GHC Engineer

Hey y'all! My team at Mercury is hiring a GHC engineer. Our engineering team has around 90 people right now, so we'd increasingly benefit from work on GHC, primarily on compilation performance and IDE support. We already contract out some of this work (big thanks to FPComplete, Well Typed, and Tweag!), and we're interested in developing some in-house talent as well. Source: about 4 years ago