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SimplePayment VS Papertools.app

Compare SimplePayment VS Papertools.app and see what are their differences

SimplePayment

Send one link. Your client pays by card or the bank transfer their country actually uses, on a page that looks like your business, in their language.

Rating
0 reviews
Alternatives Is it good?
Papertools.app

Accounting and invoicing software for small businesses. Manage invoices, bills, expenses, payroll and reports, with plain-language tools and proper double-entry bookkeeping underneath.

Rating
5.0 · 1 review
Pricing
Freemium $25 / Monthly (Business: 5 members, 250 invoices + receipts/month, 100 GB)
Alternatives Is it good?
Spacebase
Streamline digital lease management with Spacebase. We offer a simple, modern platform for efficient payment processing, tracking, and compliance. Empower your team to handle leases seamlessly, reduce administrative workload, and boost productivity. sponsored

Which is more popular?

Billing & Invoicing popularity
100% vs 0%
alternatives listed
5 vs 21

Base details

Website, pricing, platforms and company facts side by side.

SimplePayment
Papertools.app
Website simplepayment.io papertools.app
Pricing
Official pricing
Freemium $25 / Monthly (Business: 5 members, 250 invoices + receipts/month, 100 GB) Official pricing
Platforms
Stripe PayPal Sendgrid
SaaS PWA Web Mobile Android iOS Windows Mac +5
Company Startup from Estonia · 1 - 9 employees Startup from Australia · 1 - 9 employees · 2026
Listed in
Billing & Invoicing Invoicing Online Payments Invoice Management +1
Accounting & Finance Bookkeeping And Accounting Invoicing Accounting Bookkeeping Small Business Small Business Accounting Billing & Invoicing +5

About SimplePayment and Papertools.app

In their own words, as submitted to SaaSHub.

SimplePayment
Papertools.app

SimplePayment is a streamlined invoicing and payment platform built for freelancers, consultants, agencies, and small teams that work with clients internationally. Instead of using a full accounting suite, SimplePayment focuses on one thing: helping businesses create professional invoices, send...

Read more about SimplePayment

Papertools is accounting and invoicing software for small businesses, freelancers, sole traders and owner-operators. Plain-language tools make everyday paperwork easier, with proper double-entry bookkeeping underneath. Create estimates and invoices, track payments and send overdue reminders....

Read more about Papertools.app

Features and specs

What each product offers, as listed by its team.

SimplePayment 3 features
Papertools.app 23 features
  • Free Forever
    0
  • Solo
    19
  • Team
    39
  • Double-entry bookkeeping
    Connected books with a chart of accounts, manual journals and a general ledger behind everyday business transactions.
  • Quick Journal
    Record business events through plain-language questions that create the corresponding bookkeeping entries.
  • Starting Position
    Establish opening account balances, assets and debts so an existing business can bring its financial position into Papertools.
  • Paper-Ai voice and chat
    Speak or type to Paper-Ai to draft documents and ask questions about your business records, with spoken responses available. Review proposed changes before saving.
  • Estimates and invoicing
    Create branded estimates and invoices, convert estimates to invoices, and track document status, amounts due and payments.
  • Payments and overdue reminders
    Record full or partial payments, track outstanding and overdue invoices, and send payment reminders.
  • Supplier bills and expenses
    Record supplier bills and business expenses, attach supporting documents and see what needs paying.
  • Receipt and document scanning
    Scan receipts or upload supported supplier invoice images and PDFs to prepare records for review. Document reading is available on paid plans.
  • PDF and CSV statement imports
    Import bank and cash transactions from CSV files or read supported PDF bank statements into transaction lines for review. PDF reading is available on paid plans.
  • Bank and cash matching
    Review imported bank and cash transactions alongside existing invoices, bills, payments and expenses, then confirm the appropriate matches.
  • Financial reports
    Review profit and loss, balance sheet, cash flow, receivables, payables, trial balance and general ledger reports.
  • Payroll and payslips
    Manage hourly or salaried staff, prepare pay runs, generate payslips and link labour costs to projects.
  • Projects and job profitability
    Link invoices, supplier bills, expenses and labour to projects to understand each job's income, costs and profitability.
  • Contracts
    Create and manage business contracts within the same workspace as your other business records.
  • Products, services and inventory
    Maintain a catalogue of products and services with prices, costs and categories. Track stock levels and cost of goods sold.
  • Recurring workflows
    Schedule recurring invoices, supplier bills and pay runs to reduce repeat work. Available on paid plans.
  • Customer and vendor records
    Keep customer and vendor contact details, payment terms, balances and transaction history together.
  • Team roles and permissions
    Invite team members and control their access through roles and permissions, within the selected plan's member limit.
  • CSV imports and exports
    Import customers, vendors, products and services from CSV files. Export business records to share with an accountant.
  • Online invoice payments
    Let customers pay invoices online through your connected Stripe account.
  • Customizable branding and templates
    Customize company branding, document and email templates, and tax settings for your business.
  • Installable web app
    Use Papertools in a browser or install it as a progressive web app on supported phones, tablets and computers.
  • Free Essential plan
    Papertools Essential is free forever. Plan limits and Terms & Conditions apply.

Videos

Walkthroughs and reviews on video.

SimplePayment 0 videos + Add
Papertools.app 8 videos + Add

No SimplePayment videos yet. You could help us improve this page by suggesting one.

Papertools Product Tour | Small Business Invoicing & Paperwork Software

More videos

  • - Record Business Events Without Choosing Debits and Credits | Papertools
  • - How to Create, Review and Send an Invoice in Papertools.app
  • - Switching Business Software? Start With the Truth | Papertools
  • - How to Record Manual & Partial Invoice Payments | Papertools.app
  • - How to Set Up Recurring Invoices in Papertools.app | Invoice Automation Tutorial
  • - How to Create, Review and Pay a Bill in Papertools.app
  • - How to Record, Review and Reimburse an Expense in Papertools.app

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
SimplePayment
Papertools.app
100% 100%
Billing & Invoicing
0% 0%
0% 0%
Accounting & Finance
100% 100%
100% 100%
Online Payments
0% 0%
0% 0%
Invoicing
100% 100%

Questions & Answers

As answered by people managing SimplePayment and Papertools.app.

What's the story behind your product?

Papertools.app's answer:

Papertools began with the belief that even the smallest business should have access to professional paperwork and proper bookkeeping.

Founder Adis Smajtic built it in Broome, Western Australia, drawing on more than a decade of experience in purchasing, procurement and business operations. That work exposed the everyday gaps between invoices, supplier records, payments and what actually happened in a business.

The first version, PaperTools.io, launched on September 10, 2025. It offered free browser tools for creating business documents, with no login or subscription. Feedback pointed toward the next step: remembering customers, keeping records and connecting the paperwork over time.

Papertools.app followed, entering private beta in June 2026 and developing into a connected accounting and invoicing workspace. Today, invoices, expenses, payments, payroll, projects and reports sit alongside tools such as Starting Position, Quick Journal and Paper-Ai.

The product has grown, while the principle remains: make everyday business work easier and keep proper bookkeeping underneath.

How would you describe the primary audience of your product?

Papertools.app's answer:

Papertools is built for small-business owners who handle the work and the paperwork: freelancers, sole traders, owner-operators and small teams.

That includes consultants sending client invoices, trades and service businesses tracking job costs, businesses managing products and stock, and employers preparing payroll alongside their other financial records.

It suits people starting their first business as well as established businesses bringing existing balances and records into a new system. The common need is clear: professional paperwork, a practical view of the money and proper books, without needing to learn accounting jargon to get through everyday tasks.

Team permissions and accountant exports also support the people helping the owner run the business.

Why should a person choose your product over its competitors?

Papertools.app's answer:

Choose Papertools if you want to manage your business finances without making accounting terminology the starting point for every task.

The everyday workflow follows the work you recognize: send an estimate, create an invoice, record a supplier bill, check who owes you money and understand what a job earned. Connected records help you follow the transaction through to your books and reports.

You can begin with the Essential plan, then move to a paid plan when you need higher limits and additional capabilities. Your existing records stay in the same workspace as your business grows.

Papertools also gives you access to the accounting underneath and CSV exports to share with an accountant. You can work through the screens yourself or use Paper-Ai by voice or text, with proposed changes remaining under your control.

Papertools Essential is free forever. Plan limits and Terms & Conditions apply.

What makes your product unique?

Papertools.app's answer:

Papertools brings plain-language business tools and proper double-entry bookkeeping into the same workspace. Owners can focus on what happened in their business while the accounting structure works underneath.

Quick Journal shows how that works: choose a familiar situation, such as putting your own money into the business or buying equipment, and answer straightforward questions to create the bookkeeping entry. Starting Position helps an existing business bring across its opening balances, assets and debts.

Paper-Ai adds another way to work. Speak or type to draft documents and ask questions about your business records, then review proposed changes before saving.

Invoices, bills, payments, payroll and projects connect with the financial reports behind them. Owners have access to their records, and accountants can work with the journals, general ledger and exports.

Simple on the surface. Proper bookkeeping underneath.

User comments

Share your experience with using SimplePayment and Papertools.app. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

SimplePayment no reviews yet
Papertools.app 5.0 · 1 review

We have no reviews of SimplePayment yet. Be the first one to post

  • Easy to understand, with useful tools for everyday paperwork
    SaaSHub review
    · Sep 2026

    As an Executive F&B Manager, I appreciate software that is straightforward to use. Papertools is easy to understand, the screens are well designed, and the workflow makes sense. The video guides inside the...

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