Simplenote VS Simple

• Ease of Use
  Simplenote offers a very straightforward and minimalistic interface, making it easy for new users to pick up and start using immediately.
• Free of Cost
  Simplenote is completely free to use, which makes it an attractive option for budget-conscious users.
• Real-time Sync
  Notes are automatically synchronized across all devices in real-time, providing a seamless experience across multiple platforms.
• Multi-platform Support
  Simplenote is available on various platforms including iOS, Android, Windows, macOS, Linux, and through a web browser.
• Version History
  Simplenote provides version history for notes, allowing users to revert to previous versions if needed.
• Markdown Support
  Simplenote supports Markdown, enabling users to format their notes with ease.

Possible disadvantages

• Limited Features
  Simplenote’s minimalist approach means it lacks some advanced features found in other note-taking apps, such as rich-text formatting, attachments, and integrations.
• No Offline Access
  Although notes sync seamlessly online, Simplenote has limited functionality without an internet connection, especially on the web version.
• Security Concerns
  Simplenote does not offer end-to-end encryption, which may be a concern for users who prioritize security and privacy.
• No Task Management
  Simplenote is focused solely on note-taking and lacks built-in task management features such as to-do lists and reminders.
• Limited Customization
  Users have limited options for customizing the appearance and organization of their notes.

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

Simplenote Review

More videos

The Truth About Simple Skin Care

More videos

• Basic
  SaaSHub review

  · Jul 2026

  I've started with Simplenote years ago, at the time I was happy but it became clear pretty quickly that it was too basic. But to be fair, it's basic and free. Keep in mind it's unencrypted.

• 11 Best Google Keeps Alternatives for 2024
  upbase.io · Apr 2024

  While SimpleNote is completely free to use, it offers a subscription option called Simplenote Sustainer for those who want to support the app. Sustainer costs $19.99 per month or $199.99 per year.

• 20 Obsidian Alternatives: Top Note-Taking Tools to Consider
  clickup.com · Feb 2024

  Simplenote is an excellent alternative to Obsidian thanks to its simplicity and clutter-free interface. It also features powerful syncing functionality to help you access your notes anytime.

View more

• The 8 Best Budgeting Apps of 2020
  www.thebalance.com · Jan 2020

  Simple is more than a budgeting app, it is an online bank account that replaces your old checking account and has tons of useful budgeting features built-in. When your budget and your bank live in the same app, it is...

• 17 Top Evernote Alternatives for Note-Taking for 2019
  www.workzone.com · Feb 2019

  Here’s the lowdown: Simplenote is free across all devices; Evernote isn’t. Evernote has an adequate amount of formatting and rich text options; Simplenote doesn’t. Evernote offers web clipping, Simplenote doesn’t.

• Ask HN: What will the WordPress meltdown mean for Automattic's other products?

  I've been looking to migrate away from https://simplenote.com to something else and I've been dragging my feet. However, what's happened in the past 2 weeks with the CEO was the push I needed to resume looking for another solution. I've... - Source: Hacker News / almost 2 years ago

• Ask HN: What note taking app do you use and why?

  I use https://simplenote.com - Syncs across multiple platforms. - Plaintext based (with MD support). - Search + edit UI similar to https://notational.net and https://brettterpstra.com/projects/nvalt - Simple to publish/share notes - Free... - Source: Hacker News / about 2 years ago

• Anybody have problems with bookmark organization like me?

  Bookmarks serve two purposes: - Quick access to commonly used links. For this, I built https://multi-launch.leftium.com - Saving a link for future reference. Often I want to also save plain text notes for future reference, so find myself... - Source: Hacker News / over 2 years ago

View more

• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

  Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago

• I never had to call Simple.

  Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

View more