Table of contents
User-Friendly Interface
Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
No Hidden Fees
Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
Innovative Budgeting Tools
Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
Excellent Customer Service
Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
FDIC Insured
Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.
While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.
We have collected here some useful links to help you find out if Simple is good.
Check the traffic stats of Simple on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Check the "Domain Rating" of Simple on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of Simple's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Check the "Domain Authority" of Simple on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
The latest comments about Simple on Reddit. This can help you find out how popualr the product is and what people think about it.
I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in 2021. Any help would be appreciated. Source: over 3 years ago
Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit card, but they have sold out to PNC. Source: about 4 years ago
Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: about 5 years ago
Prior to putting this on reddit the site showed a simple.com blue banner. Source: over 5 years ago
The public opinion of Simple, once an innovative product in the realm of online banking and budgeting, has undergone a notable transformation due to its operational cessation. According to insights and data from various sources, Simple distinguished itself from other financial products by integrating online banking with comprehensive budgeting tools in a singular platform. This unique combination garnered commendation in articles like "The 8 Best Budgeting Apps of 2020," which accentuated its convenience in managing finances through a consolidated interface.
Strengths and Features
Simple's primary strength was its ability to streamline financial management by merging an online bank account with robust budgeting functionalities. This integration allowed users to effortlessly manage their finances by eliminating the need to visit multiple platforms. Moreover, Simple facilitated an easy transition for budgeting by providing intuitive tools within its banking app. The ability to manage one's budget and bank account under one ecosystem was perceived as a significant advantage against traditional financial services and budgeting apps, like Salesforce Financial Services Cloud or Toggl, which lacked this cohesive nature.
Public Sentiment and Issues
Despite its well-lauded features, Simple's closure in 2021 has had repercussions on user opinions. A recurring theme in public forums, such as Reddit, is the challenge faced by former users trying to address financial matters linked to accounts that were closed. Instances such as difficulties in processing refunds due to inactive accounts have surfaced in discussions, highlighting lingering frustration due to the service's discontinuation.
Post-closure, many users seek guidance on resolving issues with legacy transactions, indicating a gap left by Simple's abrupt shutdown. The sentiments further reflect a preference for reliable alternatives that do not have the closure-related complexities. In correspondence, there's a mention of migration to BBVA following the closure, although this process seems to lack clarity for some users, possibly diminishing the user experience post-transition.
Community Reflections and Evolution
The community reflects on Simple nostalgically, acknowledging its user-centric design and budget management efficacy. However, the sentiment also is tinged with disappointment due to its eventual acquisition by PNC Bank and subsequent shutdown. While Simpleโs ease of use and unique proposition had initially built a loyal customer base, the operational cessation shifted the attention of users towards other modern financial services and institutions offering robust, reliable alternatives.
In conclusion, Simple, once revered for its seamless budgeting and banking functionalities, left an indelible mark characterized by both appreciation and discontent due to its discontinuation. For modern users, it serves as a reflection of the dynamic, yet sometimes volatile nature of fintech products.
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Is Simple good? This is an informative page that will help you find out. Moreover, you can review and discuss Simple here. The primary details have not been verified within the last quarter, and they might be outdated. If you think we are missing something, please use the means on this page to comment or suggest changes. All reviews and comments are highly encouranged and appreciated as they help everyone in the community to make an informed choice. Please always be kind and objective when evaluating a product and sharing your opinion.
