Software Alternatives & Startups

Simple VS Square Register

Compare Simple VS Square Register and see what are their differences

Simple

Simple is reinventing personal banking with modern online and mobile experiences, no surprise fees...

Rating
0 reviews
Square Register

A fully integrated point of sale (POS) system 💰

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Simple should be more popular than Square Register. It has been mentioned 4 times since March 2021.

social mentions
4 vs 2
Finance popularity
100% vs 0%
alternatives listed
240+ vs 55

Base details

Website, pricing, platforms and company facts side by side.

Simple
Square Register
Website simple.com squareup.com
Listed in

Features and specs

What each product offers, as listed by its team.

Simple 5 features
Square Register 6 features
  • User-Friendly Interface
    Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
  • No Hidden Fees
    Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
  • Innovative Budgeting Tools
    Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
  • Excellent Customer Service
    Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
  • FDIC Insured
    Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

  • Limited Product Offerings
    Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
  • Cash Deposit Limitations
    Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
  • No Physical Branches
    The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
  • Reliance on Internet Access
    As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
  • Limited ATM Network
    While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.
  • All-in-One Solution
    Square Register provides a comprehensive package that includes both hardware and software, making it a convenient option for businesses that need a complete point-of-sale (POS) system without sourcing separate components.
  • User-Friendly Interface
    The system features an intuitive touch screen interface that simplifies the checkout process for both employees and customers, reducing the training time required for staff.
  • Integrated Payment Processing
    Square Register seamlessly integrates with Square's payment processing system, offering businesses the ability to accept a wide variety of payment options, including credit cards, debit cards, and contactless payments like Apple Pay and Google Pay.
  • Reliable Hardware
    The hardware is robust and designed for high-traffic environments, featuring a sleek design that fits well in modern retail and restaurant settings.
  • Inventory Management
    The system includes built-in tools for tracking inventory, helping businesses maintain accurate stock levels and reduce losses due to overstocking or out-of-stock situations.
  • Customer Engagement Features
    Square Register provides features to enhance customer engagement, including the ability to create and manage customer directories and operate loyalty programs.

Possible disadvantages

  • Upfront Cost
    The initial cost of purchasing the Square Register hardware can be a significant expense for small businesses or startups with limited budgets.
  • Limited Customization
    While Square Register offers a user-friendly interface, it has some limitations in terms of customization compared to other POS systems that allow more tailored configurations.
  • Dependent on Square Ecosystem
    Businesses using Square Register are reliant on Square's ecosystem and may face challenges if they wish to integrate third-party software that is not supported by Square.
  • Internet Requirement
    Square Register relies on an internet connection for full functionality, which can be a drawback for businesses in areas with unreliable internet service.
  • Fees and Pricing Structure
    While the software is usually free, transaction fees associated with payment processing can add up for businesses with a high volume of sales or high-ticket items.

Analysis

An editorial look at what each product does well and who it suits.

Simple
Square Register

Overall verdict

  • While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.

Why this product is good

  • Simple was known for its intuitive and user-friendly mobile banking experience, offering features like budgeting tools, no fees on basic accounts, and a reliable digital platform. It aimed to make banking straightforward and stress-free for users, especially those comfortable with handling finances through an app. However, as of 2021, Simple has been shut down by its parent company, BBVA USA, and its services have been transitioned into BBVA's offerings.

Recommended for

    Simple, when operational, was recommended for tech-savvy individuals looking for a seamless online banking experience without many fees, and people interested in integrated budgeting and financial tracking tools. Current recommendations would be to explore existing fintech solutions with comparable benefits.

No analysis of Square Register yet.

Videos

Walkthroughs and reviews on video.

Simple 3 videos + Add
Square Register 3 videos + Add

The Truth About Simple Skin Care

More videos

  • - DOCTOR V Reviews Simple | Brown/ Dark Skin of Colour | SOC
  • - Simple Skincare Review! Micellar Water, Cleansers, Moisturizer | Clean, Affordable Skin Care

Unboxing Square Register - Square POS overview (2019)

More videos

  • - How to Use Square Register
  • - Unboxing New Square Register POS ( with Cash Box & Printer)

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Simple
Square Register
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

Share your experience with using Simple and Square Register. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Simple no reviews yet
Square Register no reviews yet

We have no reviews of Square Register yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Simple 4 mentions
Square Register 2 mentions
  • Closed bank closed debit card (simple.com)
    I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago
  • Am I selfish?
    Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago
  • I never had to call Simple.
    Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

View more

  • Kroger Begins Accepting Apple Pay After Years of Holding Out
    But yeah, companies that limit Apple Pay are also limiting all contactless payments, which is stupid. Every business with a Square terminal (or similar) does contactless, a big box store doesn’t? Source: over 3 years ago
  • Recommendations for good POS system that’s budget friendly?
    Everyone is using ipad mini based systems but I have no idea how much they are. If you want to start out low cost square has some decent offers. https://squareup.com/us/en/hardware/register. Source: over 4 years ago

Alternatives to Simple and Square Register

When comparing Simple and Square Register, you can also consider the following products.