Simple VS RubyMine

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

• Intelligent Code Assistance
  RubyMine offers advanced code completion, real-time code analysis, and smart refactorings, which help improve code quality and developer productivity.
• Debugging and Testing Tools
  RubyMine integrates robust debugging and testing tools, such as a powerful debugger with breakpoints, watches, a built-in test runner, and support for various testing frameworks.
• Integration with Version Control Systems
  RubyMine supports Git, SVN, Mercurial, and other VCSs, allowing seamless version control operations from within the IDE.
• User Interface
  The IDE has a well-designed and intuitive user interface with customizable themes, keymaps, and tool windows, enhancing the overall developer experience.
• Plugin Ecosystem
  RubyMine supports a wide range of plugins, both official and community-contributed, which can be used to extend its functionality and integrate with other tools and services.
• Cross-Platform Support
  RubyMine is available on Windows, macOS, and Linux, providing flexibility for developers working across different operating systems.
• Database Tools
  RubyMine includes built-in tools for managing and interacting with databases, which is beneficial for developers working on applications that require database integration.

Possible disadvantages

• License Cost
  RubyMine is a commercial product and requires purchasing a license, which can be a considerable expense for individual developers or small teams.
• Performance Overhead
  The IDE can be resource-intensive, potentially slowing down development on older or less powerful hardware due to its comprehensive feature set.
• Steep Learning Curve
  New users, especially those not familiar with full-featured IDEs or JetBrains products, may find the learning curve steep due to the extensive range of features and settings.
• Dependency on JetBrains Ecosystem
  The integration with other JetBrains tools, while beneficial, can sometimes create a dependency on the JetBrains ecosystem, making it harder to switch to different tools if needed.
• Occasional Bugs and Updates
  As with any software, users might encounter occasional bugs or issues, and sometimes updates can disrupt workflow until they are fully stabilized.
• Limited Community Support
  While RubyMine has official support and documentation, the community support is not as extensive as some open-source alternatives, which can be a drawback for troubleshooting and custom solutions.

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• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

  Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago

• I never had to call Simple.

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Tracking RubyMine since Mar 2021.