Software Alternatives & Startups

Simple VS MyUS

Compare Simple VS MyUS and see what are their differences

Simple

Simple is reinventing personal banking with modern online and mobile experiences, no surprise fees...

Rating
0 reviews
MyUS

MyUS Global Shipping is an app by MyUS that features options to shop from famous American stores so users can enter their street address to receive the parcel at their doorstep.

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, MyUS seems to be a lot more popular than Simple. While we know about 57 links to MyUS, we've tracked only 4 mentions of Simple.

social mentions
4 vs 57
Finance popularity
100% vs 0%
alternatives listed
240+ vs 29

Base details

Website, pricing, platforms and company facts side by side.

Simple
MyUS
Website simple.com myus.com
Listed in

Features and specs

What each product offers, as listed by its team.

Simple 5 features
MyUS 6 features
  • User-Friendly Interface
    Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
  • No Hidden Fees
    Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
  • Innovative Budgeting Tools
    Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
  • Excellent Customer Service
    Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
  • FDIC Insured
    Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

  • Limited Product Offerings
    Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
  • Cash Deposit Limitations
    Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
  • No Physical Branches
    The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
  • Reliance on Internet Access
    As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
  • Limited ATM Network
    While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.
  • Package Consolidation
    MyUS consolidates multiple packages into a single shipment, which can significantly reduce shipping costs for customers.
  • Tax-Free Shipping Address
    MyUS provides a tax-free shipping address in the United States, allowing customers to save on state sales tax.
  • Global Shipping
    MyUS ships to over 220 countries and territories, making it accessible to a broad international audience.
  • Membership Plans
    MyUS offers different membership plans, including a pay-as-you-go option, which provides flexibility based on customer needs.
  • Package Handling
    MyUS offers services such as repackaging, package splitting, and special requests, enhancing the customer experience and ensuring items arrive in good condition.
  • Discounted Shipping Rates
    MyUS has partnerships with major courier services like FedEx, DHL, and UPS, providing customers with discounted shipping rates.

Possible disadvantages

  • Cost
    While MyUS offers discounted rates, the cost of shipping can still be high, especially for heavy or bulky items.
  • Membership Fees
    For frequent users, the membership fees can add up, making it less economical for those who do not ship often.
  • Customs Duties and Taxes
    Customers are responsible for any customs duties and taxes upon arrival in their country, which can add unexpected costs.
  • Limited Free Storage
    MyUS offers a limited free storage period, after which storage fees apply. This can be a drawback for customers who need longer storage times.
  • Complex Return Process
    Returning items through MyUS can be cumbersome and more complicated than dealing directly with the original retailer.

Analysis

An editorial look at what each product does well and who it suits.

Simple
MyUS

Overall verdict

  • While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.

Why this product is good

  • Simple was known for its intuitive and user-friendly mobile banking experience, offering features like budgeting tools, no fees on basic accounts, and a reliable digital platform. It aimed to make banking straightforward and stress-free for users, especially those comfortable with handling finances through an app. However, as of 2021, Simple has been shut down by its parent company, BBVA USA, and its services have been transitioned into BBVA's offerings.

Recommended for

    Simple, when operational, was recommended for tech-savvy individuals looking for a seamless online banking experience without many fees, and people interested in integrated budgeting and financial tracking tools. Current recommendations would be to explore existing fintech solutions with comparable benefits.

Overall verdict

  • Overall, MyUS is considered a good option for individuals wanting to shop from US stores that do not offer international shipping or for those looking to save on international shipping rates through package consolidation. While most customers have positive experiences, it's important to review their service details and potential additional costs to ensure it fits your needs.

Why this product is good

  • MyUS is a popular package forwarding service that allows international customers to shop from US-based online retailers by providing them with a US shipping address. It is praised for its efficient service, customer support, and competitive pricing. The company offers various features like package consolidation, membership plans, and shipping discounts with major carriers, making it a convenient choice for those looking to save on international shipping costs.

Recommended for

    MyUS is recommended for international shoppers who frequently purchase products from US online retailers, for expatriates living abroad who want to access US goods, and for frequent online buyers seeking to take advantage of lower shipping costs through package consolidation and other membership benefits.

Videos

Walkthroughs and reviews on video.

Simple 3 videos + Add
MyUS 0 videos + Add

The Truth About Simple Skin Care

More videos

  • - DOCTOR V Reviews Simple | Brown/ Dark Skin of Colour | SOC
  • - Simple Skincare Review! Micellar Water, Cleansers, Moisturizer | Clean, Affordable Skin Care

No MyUS videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Simple
MyUS
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

Share your experience with using Simple and MyUS. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Simple no reviews yet
MyUS no reviews yet

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Simple 4 mentions
MyUS 57 mentions
  • Closed bank closed debit card (simple.com)
    I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago
  • Am I selfish?
    Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago
  • I never had to call Simple.
    Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

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  • France international shipping (to UK) - (no personal info)
    I've been on the hunt for two items (hi top shoes) and I've discovered them on Vinted.fr however when I tried to make an account to ship to the UK, it's not possible. When I buy things from the USA, I tend to use myus.com as a parcel... Source: almost 3 years ago
  • Shipping iPhone and macbook
    Try backmarket.com & newegg.com have shopped there severally then use myus.com or savostore.com for shipping. Source: over 3 years ago
  • Looking for a UK Freight Forwarder
    I need a UK address for a game, so I am looking into freight forwarding. I was able to create one on myus.com but I don't understand how the package actually gets to me when they don't have my address. Source: almost 4 years ago

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Alternatives to Simple and MyUS

When comparing Simple and MyUS, you can also consider the following products.