Software Alternatives, Accelerators & Startups

Root Insurance VS Split Fee

Compare Root Insurance VS Split Fee and see what are their differences

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Root Insurance logo Root Insurance

You could save hundreds on your car insurance. Simple pricing. Fair rates. All in an app.

Split Fee logo Split Fee

Split Fee connects UK recruitment agencies to collaborate on permanent placements. Share candidates and vacancies, match automatically, and split the fee.
  • Root Insurance Landing page
    Landing page //
    2023-07-29
  • Split Fee Login screen
    Login screen //
    2026-03-16
  • Split Fee Dashboard page
    Dashboard page //
    2026-03-16

Split Fee is a platform for UK recruitment agencies to collaborate on permanent placements.

Every agency has candidates they can't place and vacancies they can't fill. Another agency almost certainly has what you need โ€” but finding them, trusting them, and making the collaboration work has always been the hard part.

Split Fee solves this. Post your candidates and vacancies to the platform. Our matching algorithm finds opportunities across every agency on the network โ€” by skills, location, salary, and seniority. Candidate and client data stays anonymised until both sides agree to work together. When a placement is made, we handle the fee split and invoicing automatically.

No more posting in social media groups and hoping someone replies. No more sharing candidate details with strangers on trust alone. No more chasing invoices from agencies you barely know.

45% for you. 45% for them. 10% platform fee โ€” only when a placement is made.

Half of a placement fee is infinitely better than none of it.

Split Fee

$ Details
freemium ยฃ97.0 / Monthly
Release Date
2026 March
Startup details
Country
United Kingdom
Founder(s)
Abbie Taylor
Employees
1 - 9

Root Insurance features and specs

  • Usage-Based Pricing
    Root Insurance uses telematics to track your driving behavior and offers premiums based on your driving habits, potentially offering lower rates to safe drivers.
  • User-Friendly App
    Their mobile app is highly rated for its ease of use, providing an efficient way to manage policies, file claims, and track driving behavior.
  • No Hidden Fees
    Root Insurance is transparent about its costs, with no hidden fees, which can help customers manage their budgeting more effectively.
  • Innovative Approach
    By leveraging technology and data, Root Insurance offers a modern, streamlined approach to auto insurance, setting it apart from traditional insurers.

Possible disadvantages of Root Insurance

  • Limited Availability
    As of now, Root Insurance is not available in all states, which limits its accessibility for some potential customers.
  • Requires Smartphone
    The usage-based pricing model necessitates a smartphone to track driving behavior, which might be inconvenient for those who are not tech-savvy or prefer not to use smartphones.
  • Mixed Reviews on Claims Handling
    Some customers have reported dissatisfaction with Root's claims process, indicating that it can be slow or cumbersome in certain situations.
  • Not Ideal for Infrequent Drivers
    The telematics-based model may not be as beneficial for infrequent drivers, as their driving habits are less predictable and could result in higher premiums.

Split Fee features and specs

No features have been listed yet.

Analysis of Root Insurance

Overall verdict

  • Root Insurance can be a good option for drivers who have safe driving habits, as they may benefit from lower premiums. However, those with less consistent driving records might not see the same level of savings. Additionally, outside of major metropolitan areas, coverage options and customer service experiences can vary, which is something to keep in mind.

Why this product is good

  • Root Insurance leverages telematics to personalize car insurance rates based on the driver's actual driving behavior, which can lead to competitive pricing for safe drivers. The convenience of managing policies through their mobile app and the potential savings by paying for insurance based on how much and how safely you drive are attractive features.

Recommended for

    Root Insurance is recommended for tech-savvy drivers who appreciate mobile app-based services and are confident in their driving skills to potentially earn lower insurance rates. It is particularly appealing to younger drivers and those who do not drive frequently or travel long distances regularly.

Analysis of Split Fee

Overall verdict

  • Split Fee (split-fee.com) appears to be a niche referral/fee-splitting platform aimed at connecting professionalsโ€”likely in real estate, legal, or brokerage-type industriesโ€”to share commissions on referred deals. Without independent reviews or verified track record widely available, it should be approached with due diligence, but the concept itself addresses a real market need for structured referral partnerships.

Why this product is good

  • Provides a structured framework for professionals to formally split fees or commissions on referred business
  • Can help expand referral networks beyond one's immediate contacts or region
  • May reduce disputes over referral agreements by formalizing terms upfront
  • Potentially useful for professionals who receive occasional out-of-market or out-of-expertise leads they want to monetize

Recommended for

  • Real estate agents or brokers looking to refer out-of-area clients
  • Legal or financial professionals wanting to formalize referral fee arrangements
  • Freelancers or consultants who want to monetize leads outside their expertise
  • Small firms seeking to expand reach through partner referral networks

Root Insurance videos

Root (and the Riverfolk Expansion) - Shut Up & Sit Down Review

More videos:

  • Review - Root Review - with Tom Vasel
  • Review - Root & The Riverfolk Expansion Review

Split Fee videos

No Split Fee videos yet. You could help us improve this page by suggesting one.

Add video

Category Popularity

0-100% (relative to Root Insurance and Split Fee)
Fintech
100 100%
0% 0
Recruitment Solutions
0 0%
100% 100
Tech
100 100%
0% 0
Recruitment
0 0%
100% 100

Questions & Answers

As answered by people managing Root Insurance and Split Fee.

Which are the primary technologies used for building your product?

Split Fee's answer:

A next-generation serverless platform, built for AWS.

What makes your product unique?

Split Fee's answer:

Split Fee is the first purpose-built platform for split fee recruitment in the UK. Instead of relying on LinkedIn groups, WhatsApp messages, and manual agreements, agencies upload their candidates and vacancies and the platform automatically matches them across agencies.

Candidate identities are revealed gradually; anonymised at first, then progressively disclosed as both sides accept, so agencies can collaborate without the risk of circumvention.

Why should a person choose your product over its competitors?

Split Fee's answer:

Most "split fee networks" are just directories or social groups where agencies post and hope someone responds. Split Fee is an actual matching engine. It scores candidate-vacancy pairs, handles the legal agreements (non-circumvention, self-billing), automates invoicing and fee splits, and manages the entire placement lifecycle from match to payment. Everything that normally requires trust, phone calls, and spreadsheets is handled by the platform.

How would you describe the primary audience of your product?

Split Fee's answer:

UK recruitment agencies; from boutique firms with a handful of consultants to mid-sized agencies with specialist sector coverage. Any agency that has either strong candidates without the right vacancies, or client vacancies they can't fill from their own candidate pool. Split Fee turns those dormant assets into placements.

What's the story behind your product?

Split Fee's answer:

Abbie, our founder, knew that although split fee arrangements have existed in recruitment for decades, the process has always been manual: find a partner agency, negotiate terms, trust them with your candidate data, chase invoices. Most agencies avoid it because the overhead and risk outweigh the reward. Abbie built Split Fee to remove that friction entirely, with automated matching, progressive identity disclosure, built-in legal agreements, and automated billing, making split placements as straightforward as direct ones.

User comments

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