ONLYOFFICE VS Simple

• Compatibility
  ONLYOFFICE is highly compatible with Microsoft Office formats (DOCX, XLSX, PPTX) and also supports other common document formats like PDF, ODF, and more.
• Collaboration
  It provides real-time collaborative editing features, allowing multiple users to work on a document simultaneously with various co-editing and commenting functionalities.
• Cross-Platform
  ONLYOFFICE is available on multiple platforms including Windows, macOS, and Linux, enabling users to work seamlessly across different operating systems.
• Integrations
  It integrates well with third-party services and platforms such as Google Drive, Dropbox, and Nextcloud for enhanced functionality and ease of access to files.
• Open Source
  ONLYOFFICE offers an open-source version, giving users the ability to review, modify, and improve the source code according to their needs.
• Interface
  The user interface is clean and modern, designed to be intuitive for users coming from other popular office suites like Microsoft Office.

Possible disadvantages

• Resource Usage
  ONLYOFFICE can be resource-intensive, particularly when handling large or complex documents, which might slow down older or less powerful computers.
• Features
  While feature-rich, it may lack some advanced functionalities available in other established office suites, particularly those tailored for very specific or advanced use cases.
• Learning Curve
  New users, especially those accustomed to other office suites, might face a slight learning curve initially due to differences in the user interface and feature set.
• Dependence on Internet
  Some collaboration features are dependent on internet connectivity, which can be a limitation in environments with unreliable internet access.
• Support and Documentation
  While there is a community and some official documentation, the level of support and abundance of tutorials might not be as comprehensive as those available for more mainstream office suites.
• Security Concerns
  As with any software that handles sensitive data, there can be concerns over data security and privacy, particularly with the cloud components of ONLYOFFICE.

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

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Tracking ONLYOFFICE since Mar 2021.

• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

  Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago

• I never had to call Simple.

  Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

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