Metal Pay VS Diffee

• User-Friendly Interface
  Metal Pay offers a straightforward and intuitive interface that makes it accessible for users of all experience levels to send and receive money.
• Instant Payments
  Users can make instant payments in both fiat currencies and supported cryptocurrencies, enhancing the efficiency and speed of transactions.
• Rewards Program
  Users earn rewards in the form of Metal (MTL) tokens for sending and receiving money, which incentivizes use of the app.
• Wide Range of Supported Cryptocurrencies
  Supports various cryptocurrencies, providing users the flexibility to trade or transact with numerous digital assets.
• Regulatory Compliance
  Metal Pay adheres to regulatory standards, ensuring compliance and enhancing user trust and security.

Possible disadvantages

• Limited Geographic Availability
  Metal Pay is only available in select regions, limiting its accessibility for users globally.
• Transaction Fees
  Although competitive, there are transaction fees involved for certain services which could deter cost-sensitive users.
• Limited Fiat Support
  The app supports a limited number of fiat currencies, which can be restrictive for international users looking for broader currency options.
• Market Volatility
  Rewards and transactions in cryptocurrencies are subject to market volatility, potentially impacting the value of earned rewards.
• Dependence on Third-Party Services
  For some functions, Metal Pay relies on third-party services, which could affect service reliability and user experience.

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• As per our community request, here's a transcript of Marshall's AMA in the KuCoin Telegram group!

  Metal (Metallicus Inc) the core developer is already generating revenue today with a functional licensed MSB and exchange in the United States (metalpay.com) which is soon integrating Proton blockchain as its core backbone for... Source: about 5 years ago

• Human-readable wallet addresses?

  Maybe you should check the metal (MTL) project and the proton (XPR) blockchain. With their app you can basically give your wallet a human name within their blockchain. Source: over 5 years ago

• Protonswap with BNB

  Metalpay.com shows that BNB is an "available crypto" so I'd go with this option^. Source: over 5 years ago

Tracking Diffee since Mar 2021.