Just Another Workout Timer VS Simple

• Open Source
  Being open-source, Just Another Workout Timer allows users to inspect, modify, and contribute to the code, fostering transparency and community involvement.
• Customizability
  Users can tailor workouts to their specific needs, whether they require simple interval timing or a more complex schedule, offering great flexibility.
• Ad-Free Experience
  The application does not contain any ads, providing a clean and uninterrupted user experience during workouts.
• Lightweight
  The app is designed to be lightweight and efficient, ensuring it runs smoothly on a variety of devices without consuming excessive system resources.

Possible disadvantages

• Limited Features
  The app may lack some of the advanced features found in other commercial fitness apps, such as integration with wearables or advanced tracking analytics.
• User Interface
  While functional, the user interface may not be as polished or visually appealing as some of the more popular fitness apps available.
• Platform Availability
  The app is primarily available on Android through Fossdroid, which might limit accessibility for users on other platforms, such as iOS.
• Community Size
  Being lesser-known, the community around the app might not be as large, potentially leading to fewer user-generated resources or discussions.

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

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Tracking Just Another Workout Timer since May 2021.

• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

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• I never had to call Simple.

  Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

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