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It's NUM VS Splitwise

Compare It's NUM VS Splitwise and see what are their differences

It's NUM

Perfectly matched travel. Zero effort required. NUM is an AI travel concierge that matches your preferences to checked facts and books in any language, through whatever method the business already uses.

Rating
0 reviews
Pricing
Freemium Free trial $8.98 / Monthly (NUM Plus (free for travelers; businesses free to list))
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Alternatives Is it good?
Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
GilFlow
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Travel Tools popularity
100% vs 0%
alternatives listed
8 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

It's NUM
Splitwise
Website itsnum.com splitwise.com
Pricing
Freemium Free trial $8.98 / Monthly (NUM Plus (free for travelers; businesses free to list)) Official pricing
—
Platforms
iOS Android Google Chrome Safari +1
—
Company Startup from the United States · 1 - 9 employees —
Listed in
Travel Travel & Tourism Travel Tools Travel Planning Travel Technology Online Bookings AI Assistant AI +5
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1

About It's NUM and Splitwise

In their own words, as submitted to SaaSHub.

It's NUM
Splitwise

Perfectly matched travel. Zero effort required. NUM is an AI travel concierge designed to take the friction out of travel and restore genuine trust to the internet. It turns fragmented, multi-language booking into a single conversation: tell NUM what you want on LINE, SMS or the web app, in your...

Read more about It's NUM

No description of Splitwise yet.

Features and specs

What each product offers, as listed by its team.

It's NUM 4 features
Splitwise 7 features
  • Free Version Available
    Free to use for travelers, free to list for businesses
  • Booking Management
    One tap for you; booked through the business's own method, translated for them
  • AI Assistant
    Your preferences matched to checked facts, from dinner to nail appointments
  • AI-Powered Personalization
    Tell NUM what you want on LINE, SMS or the web app, in your own language
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

It's NUM
Splitwise

No analysis of It's NUM yet.

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

It's NUM 0 videos + Add
Splitwise 3 videos + Add

No It's NUM videos yet. You could help us improve this page by suggesting one.

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
It's NUM
Splitwise
100% 100%
Travel Tools
0% 0%
0% 0%
Personal Finance
100% 100%
100% 100%
Online Bookings
0% 0%
0% 0%
Expense Tracking
100% 100%

Questions & Answers

As answered by people managing It's NUM and Splitwise.

What makes your product unique?

It's NUM's answer

NUM is built to take the friction out of travel on both sides of a booking and to restore genuine trust to travel information. Travelers tell it what they want, in their own language, and NUM matches their preferences to checked facts and books it. Other assistants can recommend, and some can book, but only through online booking systems and mostly in major languages. NUM standardizes the rest: a website, a LINE chat or a phone call in another language. One tap for the traveler; translated and formatted for the business. Feedback comes from real, verified guests, and nobody can pay to be recommended.

How would you describe the primary audience of your product?

It's NUM's answer

Travelers who want perfectly matched travel without the research: people planning trips ahead, groups, business travelers, and anyone booking in a country where they don't speak the language, including the many travelers from Asia who already message on LINE. On the other side, local businesses that are hard to find online, often without a website, booking system or ad budget. NUM removes their daily marketing grind and language barrier and sends them high-intent guests through clear, standardized requests in their own language. Developers building AI agents use NUM's MCP server and API for real, checked places.

What's the story behind your product?

It's NUM's answer

NUM began in March 2026, after our founders, Vivian Chan and Andre Darville, returned from a trip to Thailand. It is built around two problems. Travelers face decision fatigue, reviews that are hard to trust, and booking across fragmented, multi-language channels: websites, LINE chats and phone calls. Small local businesses face the daily marketing grind and a language barrier with international guests, and get harder to find as discovery moves to AI. NUM bridges the two with an intelligent matching engine and one standardized booking system, backed by verified facts and crowdsourced nuance. We incorporated as Num AI Inc in California in September 2026 and are bootstrapped.

Which are the primary technologies used for building your product?

It's NUM's answer

NUM runs on Cloudflare Workers with a directory of 2.7M+ places built from OpenStreetMap and owner-claimed listings. Travelers reach it over LINE, SMS and a web app; large language models handle matching and translation across 16 languages. Bookings go through each business's own method: online booking systems where they exist, otherwise calls or LINE messages in the owner's language. AI agents connect through a remote MCP server (OAuth 2.1) and a REST API. The trust layer, which verifies businesses, guests and the reviews they leave, comes from 5arz.

Why should a person choose your product over its competitors?

It's NUM's answer

The end of the five-star guessing game. Instead of hours across apps and reviews you can't trust, you tell NUM what you want and it matches your preferences to checked facts, from dinner to nail appointments and niche dietary spots. Then it books, including the small places other tools can't reach, whatever the language and whatever method the business takes bookings by. Feedback comes only from real, verified guests who booked, so it captures nuance and stays insulated from bot spam and paid placement. It's free for travelers.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

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