Software Alternatives, Accelerators & Startups

HubSpot VS Splitwise

Compare HubSpot VS Splitwise and see what are their differences

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HubSpot logo HubSpot

Grow Better With HubSpot: Software that's powerful, not overpowering. Seamlessly connect your data, teams, and customers on one CRM platform that grows with your business.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • HubSpot Landing page
    Landing page //
    2022-01-04

What is HubSpot? HubSpot is an all-in-one CRM platform that provides marketing, sales, customer service, content management, and operations software. It was designed specifically to help businesses generate leads and grow revenue with ease. With HubSpot, there's no more scattered tools and software; everything you need is under one roof.

Why Should You Use HubSpot? HubSpot offers a wide range of features including lead generation tools, automated outreach capabilities, and analytics tools to track progress. With its user-friendly interface, itโ€™s easy to navigate through the various features such as contact management and web page building. You can also set up automated emails to nurture leads down the funnel or set up custom chatbots on your website to quickly answer customer inquiries. Additionally, the HubSpot CRM integrates with over 1,160 third-party apps like social media channels and other business tools, so your business can operate with maximum efficiency.

  • Splitwise Landing page
    Landing page //
    2023-01-23

HubSpot features and specs

  • Free CRM
  • Business insights

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

HubSpot videos

What Does HubSpot Do | Breaking Down HubSpot's Inbound Marketing Software

More videos:

  • Review - What is HubSpot and what can it do? Get the complete overview.
  • Review - HubSpot vs. Salesforce

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to HubSpot and Splitwise)
CRM
100 100%
0% 0
Personal Finance
0 0%
100% 100
Email Marketing
100 100%
0% 0
Expense Tracking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare HubSpot and Splitwise

HubSpot Reviews

  1. MaryRhoades
    I dont understand the hype

    I have used HubSpot, and Iโ€™ll be honest it wasnโ€™t love at first use. People hype it as the all-in-one marketing/crm/sales tool, but for me it often felt more complicated than it needed to be.

    First off, the interface looks clean, but navigating deep menus and figuring out where things live took longer than I expected. Especially as a smaller user not an enterprise team it sometimes felt like I was learning a giant software just to do basic things like setting up an email or tracking a lead.

    The CRM itself works fine in theory, but customizing fields and pipelines was way clunkier than other CRMs Iโ€™ve tried. I felt like I was bending the tool to my process instead of the other way around and thatโ€™s backwards in my book.

    Another thing: some features feel half-baked or overly complex, especially if youโ€™re not a marketing automation pro. Workflows, sequences, analytics theyโ€™re powerful, but they also require a lot of clicking and re-reading help docs before you get them right.

    And then thereโ€™s pricing. HubSpotโ€™s free plan looks great on paper, but you hit limits fast and once you upgrade, it gets pricey quick for what you actually use. I ended up feeling like I was paying for a lot of features I barely touched.

    That said, HubSpot does have strengths it integrates a ton of tools under one roof and works well if youโ€™re already deeply invested in their ecosystem. But for me personally? It never clicked the way simpler, more intuitive platforms did.

    Bottom line: HubSpot is solid and powerful, but I didnโ€™t love it felt too big, too complex, and not really tailored to the way I work.

  2. Richard Sandown
    ยท CEO at Camprs ยท
    Great CRM for Small and Growing Sales Teams

    We started with Hubspot and it has served us well for over 3 years now. Its a straight forward CRM that serves the needs of our sales team well without overcomplicating things with hard to configure settings or other functionality we don't need. The user interface is much easier to navigate compared to other CRMs I worked with in previous roles.

    ๐Ÿ Competitors: Salesforce, Pipedrive, Zoho CRM
    ๐Ÿ‘ Pros:    Easy to use ui|Great for small teams who just need a crm that works|Easy to get started with
    ๐Ÿ‘Ž Cons:    Lacks some of the more advanced features that require custom integration work, but we haven't needed those at our company.

10 Best CRMs for WooCommerce 2026: Pricing, Features, and Honest Verdicts
HubSpot is the enterprise-grade behemoth of the CRM world. It offers a massive ecosystem that unifies marketing, sales, and customer service. However, it is fundamentally a B2B platform that has been adapted for e-commerce, rather than a purpose-built retail tool.
Source: crmlytics.com
Best Sales Enablement Tools 2026: Complete Buyer's Guide
HubSpot Sales Hub includes sales enablement features directly within HubSpot's CRM - playbooks, conversation intelligence, and content tracking without adding another vendor. The Sales Hub Professional and Enterprise tiers include increasingly sophisticated enablement tools.
Source: www.parsley.id
25 Best Asana Alternatives & Competitors for Project Management in 2024
Hubspot is a customer relationship management (CRM) and task management software for businesses that need to manage their funnel and relationships with prospective customers. The platform offers marketing, sales, content management, operations, and customer service products. Users can sign up to use the free features or upgrade to premium versions of these products.
Source: clickup.com
21 Best Lead Generation Software for 2024
HubSpot is designed for enterprise clients who want to streamline and manage their marketing, sales, customer communications, and business operations from a single dashboard.
Source: www.sender.net
10 Best Campaign Monitor Alternatives You Can Find
Note: HubSpot pricing increases with the addition of marketing contacts. And, the cost of Marketing HubSpot will be less if you pay annually.
Source: mailbluster.com

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Social recommendations and mentions

Based on our record, HubSpot seems to be more popular. It has been mentiond 13 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

HubSpot mentions (13)

View more

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing HubSpot and Splitwise, you can also consider the following products

Salesforce - CRM software solutions and enterprise cloud computing from salesforce.com, the leader in CRM and platform as a service.

Tricount - Manage and share expenses with friends

Pipedrive - Sales pipeline software that gets you organized. Helps you focus on the right deals, so easy to use that salespeople just love it. Great for small teams.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Zoho CRM - Omnichannel CRM for Businesses of all sizes

Splid - Splid helps friends manage their money.