Software Alternatives, Accelerators & Startups

FileVault VS Column

Compare FileVault VS Column and see what are their differences

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FileVault logo FileVault

FileVault is a method of using encryption with volumes on Mac computers.

Column logo Column

Social network built to be high-signal in a world of noise.
  • FileVault Landing page
    Landing page //
    2023-09-14
  • Column Landing page
    Landing page //
    2022-07-30

FileVault features and specs

  • Enhanced Security
    FileVault uses XTS-AES-128 encryption with a 256-bit key to help prevent unauthorized access to the information on your startup disk.
  • Built-in Utility
    FileVault is integrated into macOS, which means no additional software is required, making it easy to set up and use.
  • Compatibility
    FileVault works seamlessly with other macOS features, including Time Machine backups and macOS updates.
  • Automatic Login Protection
    When FileVault is enabled, automatic login is disabled, adding an extra layer of security.
  • Remote Wipe Capabilities
    In case your Mac is lost or stolen, you can use Find My Mac to remotely wipe its data, ensuring your information remains secure.

Possible disadvantages of FileVault

  • Performance Impact
    Enabling FileVault may have a slight impact on system performance, especially on older machines.
  • Initial Encryption Time
    The initial encryption process can take several hours depending on the amount of data and speed of the Mac.
  • Complex Recovery
    If you forget your password and lose your recovery key, you may be unable to access your encrypted data.
  • Battery Consumption
    During the encryption and decryption processes, FileVault may consume more battery power.
  • Potential Software Conflicts
    Some third-party software may not work correctly with FileVault enabled, requiring users to seek alternative solutions or workarounds.

Column features and specs

  • Bank-owned infrastructure
    Column operates as a nationally chartered bank itself (Column N.A.), rather than partnering with a third-party sponsor bank. This reduces the layers of intermediaries typical in banking-as-a-service models, potentially leading to more reliable service, fewer conflicts of interest, and direct control over compliance and risk management.
  • Developer-first API design
    Column offers modern, well-documented REST APIs that are designed with engineers in mind, making it easier for fintech companies and developers to integrate banking services such as ACH, wire transfers, and account management directly into their products.
  • Direct access to payment rails
    Because Column is a chartered bank, it has direct access to Federal Reserve systems like ACH, Fedwire, and FedNow, which can result in faster processing times and more reliable payment operations compared to companies relying on indirect access through sponsor banks.
  • Experienced leadership
    Column was founded by William Hockey, co-founder of Plaid, bringing significant fintech industry experience and credibility. This background can inspire confidence among potential partners and investors regarding the platform's vision and execution capability.
  • Transparent and flexible pricing
    Column is known for offering clear, usage-based pricing models without hidden fees, which can be appealing to startups and fintechs looking for predictable costs as they scale their banking operations.

Possible disadvantages of Column

  • Limited track record
    As a relatively new entrant in the banking-as-a-service and chartered bank space, Column has less historical performance data and fewer long-term case studies compared to more established banking infrastructure providers, which may create uncertainty for risk-averse clients.
  • U.S.-only operations
    Column's banking charter and services are limited to the United States, which restricts its usefulness for companies seeking to offer banking services internationally or in multiple countries.
  • Technical integration burden
    Because Column emphasizes a developer-first, API-driven approach, companies without strong in-house engineering resources may find it challenging to implement and maintain integrations compared to more turnkey banking-as-a-service solutions.
  • Shared compliance responsibility
    While Column handles core banking compliance, partner companies still need to manage certain regulatory and compliance obligations related to their specific use cases, which can add complexity and require dedicated legal or compliance expertise.
  • Smaller ecosystem and support network
    Compared to larger, more established banking-as-a-service providers, Column may have a smaller partner ecosystem, fewer third-party integrations, and potentially less extensive customer support infrastructure, which could impact scalability for some businesses.

Analysis of FileVault

Overall verdict

  • FileVault is generally considered to be a good security feature for Mac users who want to enhance the privacy and security of their data. Its integration into macOS makes it a convenient choice for users who prioritize ease of use alongside strong security.

Why this product is good

  • FileVault is a disk encryption feature integrated into macOS that secures your data by encrypting the entire drive. It is praised for its seamless integration into the macOS system, ease of use, and ability to prevent unauthorized access in case your device is lost or stolen. This level of security is important for protecting sensitive information against unauthorized access.

Recommended for

  • Individuals who store sensitive personal information on their Macs.
  • Business professionals and organizations involved with confidential data.
  • Users who frequently travel with their laptops and risk losing their devices.
  • Anyone who desires an extra layer of security without third-party software complexity.

Analysis of Column

Overall verdict

  • Column is a well-regarded banking-as-a-service (BaaS) platform because it operates as a nationally chartered bank itself rather than relying on a separate partner bank, which simplifies compliance, reduces intermediary risk, and gives developers direct API-level access to core banking functions like payments, accounts, and card issuing.

Why this product is good

  • It is a real, chartered bank (not just a middleware layer), which reduces the multi-party risk seen in typical BaaS stacks that rely on third-party partner banks
  • Developer-first design with clean, well-documented APIs for building payments, ACH, wire transfers, card issuing, and account management
  • Backed by reputable investors (including Stripe), signaling strong technical and financial credibility
  • Direct access to the Fed and payment rails, which can mean faster settlement and fewer intermediaries
  • Transparent, predictable pricing structure compared to some legacy BaaS providers
  • Strong focus on compliance and risk infrastructure built into the platform itself

Recommended for

  • Fintech startups building embedded banking, lending, or payments products
  • Companies wanting to avoid the complexity and risk of traditional sponsor-bank BaaS relationships
  • Engineering-heavy teams that prioritize API quality and control over banking infrastructure
  • Businesses needing reliable ACH, wire, and card issuing capabilities without building their own bank relationships
  • Mid-to-large scale fintechs that need a stable, directly regulated banking partner as they grow

FileVault videos

FileVault: What Is It and Should You Use It?

More videos:

  • Review - Does FileVault Slow Down Macs?
  • Review - Understanding FileVault (MacMost #1827)

Column videos

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Category Popularity

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Security & Privacy
100 100%
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CSS Framework
0 0%
100% 100
Encryption
100 100%
0% 0
Web Frameworks
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare FileVault and Column

FileVault Reviews

6 TrueCrypt Alternatives for Reliable Data Encryption
For Mac users, FileVault is a great alternative to TrueCrypt. FileVault is Appleโ€™s macOS-native encryption software tool that comes standard with the latest operating systems. FileVault enables full startup disk encryption and protects data via password access. In fact, its password lockdown feature is so secure that even governmental agencies have been hard pressed to gain...
Best Disk Encryption Software โ€“ the 5 top tools to secure your data
Similar to Bitlocker, FileVault 2 has no option to create encrypted containers. That means once youโ€™ve logged into your Macbook, all of the hard driveโ€™s data is unencrypted and visible until the system is powered down.

Column Reviews

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What are some alternatives?

When comparing FileVault and Column, you can also consider the following products

Microsoft BitLocker - BitLocker is a full disk encryption feature included with Windows Vista and later.

Now Platform - Get native platform intelligence, so you can predict, prioritize, and proactively manage the work that matters most with the NOW Platform from ServiceNow.

BoxCryptor - Boxcryptor encrypts your sensitive files before uploading them to cloud storage services like Dropbox, Google Drive, Microsoft OneDrive, Box, and many others.

AWS Certificate Manager - AWS Certificate Manager from Amazon Web Services (AWS)

Symantec Endpoint Encryption - Symantec Endpoint Encryption protects the sensitive information and ensure regulatory compliance with strong full-disk and removable media encryption with centralized management.

Sophos SafeGuard Encryption - Centrally managed full-disk and file encryption with options to synchronize with award winning Sophos endpoint protection for automated, proactive data protection.