CurlHub.io VS Splitit

• User-Friendly Interface
  CurlHub.io offers an intuitive and easy-to-navigate interface, making it accessible for users of all skill levels when testing and managing APIs.
• Collaboration Features
  The platform includes features that facilitate team collaboration, such as shared workspaces and the ability to comment on API requests.
• Comprehensive API Testing
  CurlHub.io provides robust tools for testing APIs, supporting various HTTP methods and offering detailed response data to ensure thorough testing.
• Integration Capabilities
  The service integrates smoothly with other development tools and platforms, allowing users to leverage existing workflows and enhance productivity.
• Real-time Monitoring
  Users can monitor API performance and availability in real-time, which helps in quickly identifying and resolving issues as they arise.

Possible disadvantages

• Limited Free Tier
  The free version of CurlHub.io has limitations on the number of requests and features available, potentially requiring a subscription for extensive use.
• Steep Learning Curve for Advanced Features
  While the basic interface is user-friendly, some of the more advanced features may require a steeper learning curve to fully utilize.
• Potential Performance Issues
  Some users have reported occasional performance lags or slow load times, which can hinder productivity during intensive testing periods.
• Dependence on Internet Connectivity
  As a cloud-based service, CurlHub.io requires a reliable internet connection, which can be a limitation in environments with unstable connectivity.

• Interest-Free Payments
  Splitit allows customers to pay in installments without charging any interest, making it an attractive option for those looking to spread costs over time.
• No Credit Check
  Splitit does not require a credit check to use its services, which can be beneficial for individuals who have a limited credit history or want to avoid impacting their credit score.
• Easy Integration
  For merchants, Splitit offers easy and seamless integration with their existing payment systems, allowing them to offer flexible payment options to customers without significant technical overhead.
• Increase in Sales
  By offering a payment plan, Splitit can potentially increase sales for merchants as customers are more likely to make larger purchases when they can spread out payments.

Possible disadvantages

• Credit Card Requirement
  Customers must have a credit card with sufficient available credit to cover the full amount of the purchase, which might restrict some users from using the service.
• Hold on Credit Amount
  While using Splitit, the customer's credit card will have a hold placed on the full amount of the purchase, potentially reducing their available credit.
• Limited Market Presence
  Splitit's availability might be limited depending on the region, meaning not all merchants or customers can access its services globally.
• Dependence on Card Issuers
  The service's operation depends on agreements with card issuers and networks, which may create dependency issues if partnerships change or end.

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• Free for dev - list of software (SaaS, PaaS, IaaS, etc.)

  CurlHub — Proxy service for inspecting and debugging API calls. Free plan includes 10,000 requests per month. - Source: dev.to / about 5 years ago

Tracking Splitit since Mar 2021.