Commit Together by Github VS Wise

• Enhanced Collaboration
  Commit Together allows multiple authors to be credited in a single commit, which fosters a more collaborative environment and ensures everyone involved receives recognition for their contributions.
• Improved Code Review Process
  With multiple authors clearly listed, reviewers can better understand who contributed to which parts of the code, facilitating more directed questions and discussions.
• Accountability
  By attributing every change to the respective author, teams can easily track who made specific changes, which helps in accountability and understanding the history of a project.
• Efficiency in Pair Programming
  When pair programming, both developers can be credited for their combined effort, streamlining the process of sharing code ownership during collaborative sessions.

Possible disadvantages

• Complex Commit History
  Having multiple authors for a single commit may lead to a more complex commit history, making it harder to pinpoint individual contributions over time.
• Potential Workflow Conflicts
  Teams that are used to single-author commits may experience workflow conflicts or require adjustments in practices to accommodate multi-author contributions.
• Initial Setup Overhead
  Learners and new users might face a learning curve or require additional setup to understand and correctly implement the multi-author commit feature.
• Tooling Compatibility
  Some third-party tools and extensions might not fully support or display multi-author commits, leading to inconsistencies in those environments.

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

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• Ask HN: Do you rewrite pull requests?

  There is "Co-authored-by" which is supported on GitHub [1] and seems appropriate if the maintainer is basing the solution on someone's code. [1] https://github.blog/2018-01-29-commit-together-with-co-authors/. - Source: Hacker News / over 4 years ago

• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

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  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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