Software Alternatives, Accelerators & Startups

Bitcoin VS NETTEN

Compare Bitcoin VS NETTEN and see what are their differences

Bitcoin logo Bitcoin

Bitcoin is an innovative payment network and a new kind of money.

NETTEN logo NETTEN

The payment platform for freelancers and small businesses with cross-border clients. Pay links, invoicing, and rewards that pay you back every 10 transactions. Get paid in seconds, not days. Free to start. Beta opens July 7.
  • Bitcoin Landing page
    Landing page //
    2018-09-30
  • NETTEN Merchant Dashboard
    Merchant Dashboard //
    2026-04-17
  • NETTEN Payments
    Payments //
    2026-04-17
  • NETTEN Invoice
    Invoice //
    2026-04-17
  • NETTEN Rewards
    Rewards //
    2026-04-17

NETTEN is the payment platform built for freelancers, creators, and small businesses with cross-border clients. Send a payment link. Your client pays however they prefer: by card, bank transfer, or cryptocurrency. The money lands in your wallet in seconds, not days.

Pay links, invoicing, and merchant rewards are built in from day one. Every 10 confirmed transactions, RLUSD is deposited directly into your wallet. No claims, no thresholds, no waiting. Your rewards rate grows as your business grows.

NETTEN runs on the XRP Ledger and settles in RLUSD, a regulated USD stablecoin. The platform is fully non-custodial. Your money is always in your wallet, never ours. Even if NETTEN disappeared tomorrow, your funds are still yours.

Beta launches July 7, 2026. Free to start. The first 777 Pro members lock in $44/mo for life.

Bitcoin

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-
Startup details
Country
Decentralized

NETTEN

Website
netten.app
$ Details
freemium $55.0 / Monthly (Pro tier (Free Entry available))
Platforms
Web Mobile
Release Date
2026 July
Startup details
Country
United States
State
Oregon
City
Portland
Founder(s)
Jermaine Ulinwa
Employees
1 - 9

Bitcoin features and specs

  • Decentralization
    Bitcoin operates on a decentralized network, which means no single entity controls it. This reduces the risk of systemic failures and central authority misuse.
  • Transparency
    All transactions are recorded on a public ledger called the blockchain, providing transparency and making it difficult to commit fraud.
  • Lower Transaction Fees
    Bitcoin transactions often have lower fees compared to traditional banking systems and can be more cost-effective for international transfers.
  • Limited Supply
    Bitcoin has a capped supply of 21 million coins, which can potentially preserve its value over time, making it an attractive investment.
  • Security
    Bitcoin transactions are secured by cryptographic algorithms, making them very difficult to tamper with or hack.
  • Accessibility
    Bitcoin provides financial services to unbanked and underbanked populations, offering a means of transferring and storing wealth.

Possible disadvantages of Bitcoin

  • Volatility
    Bitcoin's price can be highly volatile, making it a risky investment and potentially unsuitable for low-risk tolerance individuals.
  • Scalability
    Bitcoinโ€™s network can struggle to handle a high number of transactions simultaneously, leading to slower transaction times and higher fees.
  • Regulatory Risk
    Governments around the world are still determining how to regulate Bitcoin, posing potential regulatory risks which can impact its use and value.
  • Irreversible Transactions
    Once a Bitcoin transaction is made, it cannot be reversed. This can be a disadvantage if a mistake is made or in cases of fraud.
  • Energy Consumption
    Bitcoin mining requires significant computational power and energy, raising concerns about its environmental impact.
  • Adoption and Acceptance
    While growing, Bitcoin is not universally accepted and its usability as a currency is still limited compared to traditional forms of money.

NETTEN features and specs

  • Magic Link Authentication
    Passwordless email-based login โ€” no stored credentials, no password breach risk, secure single-use sign-in tokens
  • CSV Export
    tax-ready transaction records
  • Invoice Generation
    create and send professional invoices to clients
  • Merchant Dashboard
    transaction history and volume overview
  • Net Ten Effect
    automatic RLUSD reward every 10 transactions
  • Pay Link
    shareable URL that triggers a crypto payment request
  • QR Code Generation
    merchant generates and displays, client scans and pays in person
  • XRPL Wallet Connection
    connect existing or auto-create new wallet
  • Multi-Cryptocurrency Support
    Accept BTC, ETH, SOL, XRP, RLUSD, XLM, ADA, HBAR โ€” auto-converted to RLUSD at settlement
  • Card Payment Integration
    MoonPay-powered Visa, Mastercard, and Apple Pay acceptance for non-crypto customers
  • RLUSD Settlement
    Settle in regulated USD-backed stablecoin in 3-5 seconds on the XRP Ledger
  • Non-Custodial Architecture
    NETTEN never holds merchant funds โ€” all settlements direct to merchant's own XRPL wallet
  • Recurring Invoices
    Subscription-style automatic billing for retainer and SaaS merchants (Pro+)
  • Custom Branding
    Logo, colors, and fonts on invoices and pay pages (Pro+)
  • Ambassador Referral Program
    Earn $10 RLUSD for each merchant you refer who upgrades to Pro
  • Multi-Wallet Routing
    Route different pay links to different XRPL wallets for project segmentation (Pro+)

Analysis of Bitcoin

Overall verdict

  • Bitcoin's potential as a financial tool and asset largely depends on individual perspectives on risk, market volatility, and the desire for alternative financial systems. It can be a good choice for those aligned with these principles but comes with significant volatility and risks.

Why this product is good

  • Decentralization: Bitcoin is decentralized, meaning it's not controlled by any government or financial institution, which attracts users who value financial independence.
  • Limited Supply: Bitcoin has a capped supply of 21 million coins, resulting in scarcity that proponents argue could lead to increased value over time.
  • Security: Bitcoin's blockchain technology is considered highly secure, making it a reliable store of value.
  • Adoption: Increasingly accepted by merchants and financial services, Bitcoin is gaining traction as a legitimate payment method and investment.

Recommended for

  • Tech-Savvy Individuals: Those comfortable with digital technology and interested in cryptocurrency innovations.
  • Investors Seeking Diversification: Investors looking to diversify their portfolios beyond traditional assets such as stocks and bonds.
  • Advocates of Decentralization: Individuals who support decentralized financial systems and want to participate in alternative economic models.
  • Speculators: Individuals who are willing to take risks in hope of high returns due to Bitcoin's volatility.

Bitcoin videos

WARNING: The Truth About Bitcoin

More videos:

  • Review - Macro-Monday Review w/ Bitcoin (BTC) Price Prediction for 2021!
  • Review - Bitcoin Revolution Review: SCAM or Legit? LIVE 2020 Results
  • Review - Never use Bitcoin ATMs! Video review

NETTEN videos

No NETTEN videos yet. You could help us improve this page by suggesting one.

Add video

Category Popularity

0-100% (relative to Bitcoin and NETTEN)
Business & Commerce
100 100%
0% 0
Payment Platform
0 0%
100% 100
Productivity
100 100%
0% 0
Finance
0 0%
100% 100

Questions & Answers

As answered by people managing Bitcoin and NETTEN.

What makes your product unique?

NETTEN's answer:

Netten is the only payment platform built natively on the XRP Ledger that combines professional crypto invoicing, instant RLUSD stablecoin settlement, and a built-in loyalty mechanic โ€” the Net Ten Effect โ€” that automatically rewards merchants every 10 transactions. Unlike custodial platforms, Netten never holds your funds. Every payment settles directly to your XRPL wallet in 3โ€“5 seconds. The name itself contains the mechanic: Net Ten. It reads the same forwards and backwards.

How would you describe the primary audience of your product?

NETTEN's answer:

Freelancers, independent creators, and small business owners who want to accept cryptocurrency payments professionally without sharing a raw wallet address, without custodial risk, and without paying 3โ€“5% to platforms that didnโ€™t do the work. Early adopters include photographers, designers, developers, consultants, and merchants ready to accept digital assets before mainstream adoption arrives.

What's the story behind your product?

NETTEN's answer:

Netten was built from a single observation: the freelance economy generates over $1.27 trillion annually in the United States alone, and the people doing that work are systematically overcharged to receive payment for it. The founder, a systems architect and creative professional, built Netten to solve a problem he experienced directlyโ€ฆ wanting a professional, non-custodial way to accept crypto payments without the friction of existing tools. Built solo on the XRP Ledger with no external funding, Netten launched as a live early-access product with verified XRPL test-net integration, 19/19 tests passing, and zero security vulnerabilities.

Which are the primary technologies used for building your product?

NETTEN's answer:

-   Next.js (React) - frontend
-   Fastify - API server, hosted on Railway
-   Prisma + Neon PostgreSQL - database
-  XRP Ledger - settlement layer (mainnet + testnet)
-   RLUSD - regulated USD-pegged stablecoin settlement asset
-   XRPL Webhooks with idempotent reconciliation queue
-   Automated RLUSD trust line management for new wallets

Who are some of the biggest customers of your product?

NETTEN's answer:

Currently onboarding founding beta testers via netten.app - Initial cohort includes freelancers and independent creators - Small business merchant segment launching with POS integration

Why should a person choose your product over its competitors?

NETTEN's answer:

Netten helps freelancers, creators, merchants, and small business owners keep more of their earnings. Most payment platforms take 3โ€“5% of every transaction and hold your funds for days. Netten charges a flat platform fee starting at 1% and never holds your money. Every payment settles directly to your XRPL wallet in seconds.

Every 10 transactions, the Net Ten Effect automatically deposits RLUSD rewards to your wallet - no claiming, no notification. You just find money there. The reward doubles each quarter, capping at $2.00 per 10 transactions.

Your funds are yours the moment payment confirms. Sweep to your bank, let it accumulate, or earn yield on the XRP Ledger. No intermediary stands between you and your earnings.

User comments

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Social recommendations and mentions

Based on our record, Bitcoin seems to be more popular. It has been mentiond 69 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Bitcoin mentions (69)

  • How to build anything on Ethereum -The ultimate guide toย EIPs
    In Bitcoin, it is called BIPS, in Solana, it is called SIMDs, which we will not jump into in this blog but you can explore my channel to know more. - Source: dev.to / 11 months ago
  • Getting Started with Blockchain: A Guide for Beginners
    While blockchain powers cryptocurrencies like Bitcoin and Ethereum, it has far-reaching applications in supply chain management, healthcare, finance, and more. - Source: dev.to / over 1 year ago
  • Celebrating One Year Working on Axelar: Building the Interoperability Future
    In the early days, we had Bitcoin, Vitalik and his team take significant steps to enrich the developer ecosystem by enabling applications to leverage the blockchain through smart contracts. This sparked immense excitement in the "crypto" space, particularly among builders and the curious. It means that whether you were actively involved in the space or not, you couldn't ignore the buzz about NFTs, haha. - Source: dev.to / about 2 years ago
  • Whatโ€™s The Difference Between Bitcoin And Bitcoin Cash?
    Keep up to date with Bitcoin on Bitcoin.org Keep up to date with Ethereum news on Ethereum.org. Source: over 2 years ago
  • Here's What Happened In Crypto Today
    The Bitcoin market dominance has climbะตd to 54%, reaching its highest level in the past 2.5 years. This incrะตasะต suggests that thะต top crypto is gaining strength in anticipation of thะต upcoming halving ะตvะตnt schะตdulะตd for April 2024. Source: over 2 years ago
View more

NETTEN mentions (0)

We have not tracked any mentions of NETTEN yet. Tracking of NETTEN recommendations started around Apr 2026.

What are some alternatives?

When comparing Bitcoin and NETTEN, you can also consider the following products

Ethereum - Ethereum is a decentralized platform for applications that run exactly as programmed without any chance of fraud, censorship or third-party interference.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Litecoin - Litecoin is a peer-to-peer Internet currency that enables instant payments to anyone in the world.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโ€™s payment platform to accept and process payments online for easy-to-use commerce solutions.

Monero - Monero is a secure, private, untraceable currency. It is open-source and freely available to all.

Coinbase - Bitcoin, safe and easy.