0xProcessing VS Toshi

Compare 0xProcessing VS Toshi and see what are their differences

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0xProcessing

0xProcessing is a crypto payment gateway with up to 99.9% acceptance rate. Supports 85+ cryptocurrencies across 18 major networks. No banking limits or geographical restrictions. Fast integration – go live in one day. Secure, reliable, and scalable.

Toshi

A browser for the Ethereum network

0xProcessing website //
2025-07-14

Payment solutions include:

• Payment forms with or without fixed amount

• Static Wallets

• Recurring payments

• Web3 payments

• Invoicing

• Mass payouts

Transparent economics. Only the processing fee applies. There are no setup fee, monthly or hidden charges.

Integration methods:

• API for full control

• No-code payment links

Proven reliability. Recognized as “Best Crypto Processing of the Year” at Blockchain Life (2024, 2025) and SiGMA (Eurasia 2025, Central Europe 2025, Eurasia 2026), as well as “Crypto Payment Solution of the Year” at SiGMA Europe 2023. Ranked TOP 1 Bitcoin payment solution by Bitcoin.com.

Integrate once and start accepting crypto in minutes. Deliver a frictionless payment experience for your users while generating chargeback-free revenue and staying focused on growth.

Landing page //
2023-10-11

0xProcessing

Website: 0xprocessing.com
Startup details
Country: United Arab Emirates

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Toshi

Website: wallet.coinbase.com

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0xProcessing features and specs

Say no to volatility
Utilize our unique VRCS volatility protection technology, designed to stabilize asset values by converting incoming payments into stablecoins.
Fast and easy integration
Leverage the API to integrate crypto payments to your website or use payment links

Toshi features and specs

Ease of Use
Toshi is designed with a user-friendly interface, making it easy for both beginners and experienced users to navigate and manage their cryptocurrency assets.
Integrated DApp Browser
The wallet includes a built-in decentralized application (DApp) browser, allowing users to easily access and interact with a variety of DApps directly from the wallet.
Security
Toshi prioritizes the security of users' funds and personal information, offering features like private key control, secure login, and biometric authentication.
Multi-Currency Support
Supports a wide range of cryptocurrencies, enabling users to manage different assets within a single wallet.
Integration with Coinbase
As part of the Coinbase ecosystem, Toshi offers seamless integration with Coinbase's services, allowing for easy transfers between Coinbase accounts and the wallet.

Possible disadvantages of Toshi

Dependency on Coinbase
Being part of the Coinbase ecosystem might limit the wallet’s independence, potentially affecting its functionality if there are changes in Coinbase’s policies or infrastructure.
Limited Non-Custodial Features
While Toshi offers robust security features, some functionalities offered by other non-custodial wallets, which provide total control over private keys, might be limited.
Internet Connection Requirement
As with most online wallets, it requires an internet connection to access and manage assets, which could be a drawback for users in areas with poor connectivity.
Potential for Centralization
Integration with Coinbase, a centralized entity, may introduce elements of centralization, which could concern users who prioritize complete decentralization for privacy or ideological reasons.
Geographical Restrictions
Certain features and functionalities might be restricted in specific regions due to regulatory issues, limiting accessibility for some users.

Analysis of 0xProcessing

Overall verdict

0xProcessing is a specialized crypto payment processing solution that enables businesses to accept cryptocurrency payments with competitive fees and multi-currency support, making it a solid choice for merchants looking to enter the crypto payments space.

Why this product is good

Supports a wide range of cryptocurrencies and blockchain networks for flexible payment acceptance
Competitive transaction fees compared to many traditional payment processors
Offers easy integration through APIs and plugins for various platforms
Provides fast settlement and conversion options to reduce volatility exposure
Includes merchant dashboards and tools for tracking transactions and analytics

Recommended for

E-commerce businesses wanting to accept cryptocurrency payments
Online merchants seeking lower processing fees than traditional gateways
International businesses needing borderless payment solutions
Crypto-native companies and platforms
Businesses looking to appeal to cryptocurrency-holding customers

Analysis of Toshi

Overall verdict

Coinbase Wallet (formerly Toshi) is generally considered a good option for those seeking a secure and user-friendly cryptocurrency wallet. Its strong ties to Coinbase provide additional reliability and support, making it suitable for both beginners and experienced users.

Why this product is good

Toshi, now integrated into Coinbase Wallet, offers a seamless user experience for managing and storing cryptocurrencies. It provides enhanced security features, such as private key encryption and multi-signature support, making it a reliable choice for users interested in securing their digital assets. Additionally, its integration with Coinbase simplifies the process of buying, selling, and transferring cryptocurrencies, while also offering support for decentralized applications (dApps) and a wide range of tokens.

Recommended for

Individuals seeking a secure and easy-to-use cryptocurrency wallet.
Users who frequently interact with dApps and need a wallet that supports them.
Current Coinbase users looking for an integrated wallet solution.
Cryptocurrency enthusiasts interested in storing a variety of tokens and engaging in DeFi activities.

0xProcessing videos

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Crypto payments for your business

Toshi videos

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Toshi Watch Straps

Category Popularity

0-100% (relative to 0xProcessing and Toshi)

0xProcessing

Toshi

Crypto Payments

100 100%

Crypto Payments

0% 0

Cryptocurrencies

18 18%

Cryptocurrencies

82% 82

Crypto

0 0%

Crypto

100% 100

Payment Gateways

100 100%

Payment Gateways

0% 0

User comments

Share your experience with using 0xProcessing and Toshi. For example, how are they different and which one is better?

Reviews

These are some of the external sources and on-site user reviews we've used to compare 0xProcessing and Toshi

0xProcessing Reviews

Barrie Grubb

· Branch Manager at J & W Carpets · 14 days ago

Easy to fit into our existing process

We were looking for a way to accept crypto payments with no changes to the rest of our workflow. After reviewing payment gateways, 0xProcessing was deemed more feasible than others. The setup was simple and once it ran, never required day-to-day attention. The ability to create payment requests is hassle-free and clear for daily transaction uses; hence, there is no confusion.

🏁 Competitors: CoinGate, RIZON

👍 Pros: Quick to get started|Supports multiple cryptocurrencies|Simple payment request|Clear transaction status

👎 Cons: More detailed reporting would be useful|Dashboard customization is limited
Cimin Cohen

· Founder and CEO at Idea Peddler · 18 days ago

The goal is to move BitPay in order to utilize it globally.

Following numerous payment drops and unexpected compliance holds with BitPay, we switched our primary checkout flow to 0xProcessing. Our global clients rely on cross-border technology, services, and products. We needed a payment gateway that is used to handling payment processing and won’t raise flags about something this usual. Actually the onboarding as merchant was quite easy. The API integration into Vettrack’s custom billing stack has taken the dev team the best part of about two afternoons and the docs don’t leave much to the imagination.

To run its day-to-day operations, Stable is used. We rely heavily on this payment links feature, which is completely automated. The VRCS feature converts incoming volatile assets to stablecoins automatically. The latter aspect alone has given adequate protection to our margins during the dips which get tied up in the afternoon. The 18 supported networks includes nearly everything our clients use. The processing time in so minimal, and we have still yet to have our first chargeback or false fraud flag since we started using it. The interface is effective but has glitches.

🏁 Competitors: BitPay, CoinGate, RIZON, Coinbase

👍 Pros: Vrcs effectively mitigates market volatility risk|Supports a wide range of native tokens and|Transparent fee structure with no hidden billing surprises

👎 Cons: Ui dashboard feels overly basic for complex financial analysis|No native fiat payout options available
Ahsanul Hasan Amit

· CEO and Founder at Dream Workers Tech · 20 days ago

A practical option for making crypto payments on occasion.

Since we don't usually process such payments, we weren’t looking for one that was equipped with many sophisticated tools. The first things were reliability and setup that shouldn’t be hard to get used to.

After looking at a number of options Fireblocks included we found 0xProcessing easier to work with. The on-boarding process was simple and the documentation covered the majority of our needs. It has been doing its job with no additional work since implementation.

🏁 Competitors: CoinGate, Fireblocks, BitPay

👍 Pros: Straightforward on-boarding|Supports several networks|Easy to understand pricing

👎 Cons: Limited analytics|Few dashboard customization options

Toshi Reviews

We have no reviews of Toshi yet.
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Social recommendations and mentions

Based on our record, Toshi seems to be more popular. It has been mentiond 37 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

0xProcessing mentions (0)

We have not tracked any mentions of 0xProcessing yet. Tracking of 0xProcessing recommendations started around Jul 2025.

Toshi mentions (37)

Bokeverse - The decentralised 2D Open World RPG
MetaMask, Coinbase or any other wallet that supports the Ethereum network. - Source: dev.to / over 3 years ago
Coinbase Cloud Node & NFT APIs
An NFT on Ethereum Mainnet (NFT Contract address and NFT ID number). - Source: dev.to / almost 4 years ago
Are there any plans to add Bitcoin support to the Coinbase Wallet on PC?
I created a Coinbase Wallet following the link from https://wallet.coinbase.com to install a Web browser extension but was disappointed to see it doesn't support BTC. Apparently, only the mobile app versions of the Coinbase Wallet support BTC. Are there any plans to add that functionality to the desktop version of the wallet? Source: about 4 years ago
I lost over $50,000 from a DApp phishing mining pool scam in Coinbase Wallet
A few days ago, all my money, $58,797, in my Coinbase Wallet was drained from my wallet without me knowing about it until I opened my wallet. Source: about 4 years ago
Coinbase’s NFT Marketplace Opens to All, But Users Don’t Show Up
Go set up your new profile now → http://nft.coinbase.com. Source: about 4 years ago