Portfolio Visualizer Reviews and details

Social recommendations and mentions

• Just ran some backtesting and found something unexpected.

  So, I tested as far back as the portfoliovisualizer.com would let me the various equivalents that u/apollosmith lists and it *seems* that Schwab's offerings:. Source: over 1 year ago

• Five-Factor vs Four Found Combo

  I'm choosing a strategy for long-term investment. There are discussions about Five-Factor and Four Found Combo(and a 10-part portfolio). But I can't find any posts/threads comparing them. Which one is better? I used the portfoliovisualizer.com tool to analyze the portfolios. The results are very close. I can't decide which one to choose. Any advice/thoughts are appreciated. Source: almost 2 years ago

• Why would a Perpetual Withdrawal Rate ever be higher than Safe Withdrawal Rate?

  Lately I've been playing around a lot with the Monte Carlo simulation tool over at portfoliovisualizer.com to stress test my FIRE plans against different asset allocations. I've noticed that the Perpetual Withdrawal Rate sometimes ends up being a higher % than the Safe Withdrawal Rate in the performance summary section that shows the outcomes for different percentiles. This just doesn't make sense to my brain if,... Source: almost 2 years ago

• Handling This Rebuttal to Dividends

  I didn't have a thought process: I ran Portfolio Visualizer on the combination. The 60/40 blend is better than 50/50 and better than either one alone--they beat the so-called benchmark. Check out https://portfoliovisualizer.com with different values. You can try substituting SCHG for VO. Remember that this is backtesting and that no one can tell the future. Source: almost 2 years ago

• Standalone Proposal Tool

  Ah, ok. So you need it to also do a comparison, or side-by-side of current vs. proposed. If I need to show a visual comparing two portfolios for any reason, I use portfoliovisualizer.com. We don't use it much for proposal purposes, but we do use it to review our models, etc. It can genereate decent looking PDFs. Source: almost 2 years ago

• QQQ via InvestNow?

  I used portfoliovisualizer.com to compare some of these funds, and QQQ came out with 100k more than the others. That is significant. That being said, it is based on past performance… :). Source: about 2 years ago

• 60/40 balanced portfolio returns - What am I missing?

  You can use tools like portfolioslab.com or portfoliovisualizer.com to see how specific allocations do over time. Source: about 2 years ago

• Is 100% VT and chill a reasonable choice for a 40-year period? I'm 25 right now.

  Yes. The backtest started with $6500 on Dec 31 2002, adding $6500 more and rebalancing each year up to 2023. I used portfoliovisualizer.com. Source: about 2 years ago

• Mentor Monday - Week of April 3rd 2023

  Portfoliovisualizer.com is nice because some of their tools have more sophisticated modeling than their competitors - look for things like block bootstrapping and block sampling. Source: about 2 years ago

• Uncorrelated assets S&P500

  Don't think the ETF existed in 2008. You can us portfoliovisualizer.com though and see how it has done every year though. Keep in mind though it was a QUICK recovery in 2008 and 2020 so not exactly a normal crashes historically. The question is if a Great Depression or 1970's or even early 2000's (3 years) happens how would it do. Source: about 2 years ago

• 31-year-old teacher with roughly 100k in investments. I want to increase my monthly dividends as much as possible.

  Check out a site like portfolioslab.com or portfoliovisualizer.com. You can chart out total returns for pretty much any stock, factoring in dividends, contributions, withdrawals, etc. Source: about 2 years ago

• Treasuries vs corp bond equivalencies

  I have no idea why... They just do. Build some portfolios at portfoliovisualizer.com and see for yourself with backtests going back to 1970s. Source: about 2 years ago

• Treasuries vs corp bond equivalencies

  I have examined portfolios built from combos of equities, corp bonds, and treasuries, and I find the best ones just have treasuries and equities. Corp bonds are sort of the worst of both worlds. they don't seem to help a portfolio. Try portfoliovisualizer.com. Source: about 2 years ago

• Target Fund or SP500 index?

  That's very helpful and I suppose I graduated into the longest bull run ever so I was less privy to this perspective of the world. I love portfoliovisualizer.com and haven't used it to backtest so this was really helpful to demonstrate your point. Thanks so much! Source: about 2 years ago

• What is the best investment decision you have made in the last year?

  Honestly, I never checked. It won't be any different then what you can see on portfoliovisualizer.com. That is the point of passive index investing. It is going to be the return of the index in its weighted % minus expense ratio. That is it. You can't mess it up. Source: over 2 years ago

• Do I really needs bonds in my Vanguard Roth IRA?

  If you backtest to 1985 on portfoliovisualizer.com you'll see that the S&P 500 (VFIAX) has outperformed both total international stock market (VTIAX) and total US stock market (VTSAX). Source: over 2 years ago

• Should I sell my mutual funds and buy ETFs in my Roth IRA?

  At age 16, my parents started my Roth IRA at Fidelity in FBALX, FDCAX, and FDVLX. Now at age 40, I am considering going to ETFs such as VTI and VXUS. However, I looked at portfoliovisualizer.com and see that for the time that I have been with mutual funds I have gotten about the same as the ETF side. Are there any views out there on why the ETFs are better for the last bit of my savings life or should I keep... Source: over 2 years ago

• Pick 30-50 stocks moneyball style to create a pseudo-ETF with a portion of your portfolio?

  Here are backtesting results (via portfoliovisualizer.com), I had to remove a handful of picks that didn't go all the way to before the 2000 recession:. Source: over 2 years ago

• $245,000~ is SCHD

  Portfoliovisualizer.com will come up with some scenarios. Source: over 2 years ago

• Is now a good time to start investing in Bonds?

  However, from the questions you’re asking and the age you’re at, I think you’re slowly thinking about what you’ve accumulated and wanting to protect some of it but still having a lot of time where you don’t want to hurt your returns too much. I’m a few years older (late 40’s) so I get that having been there. My advice is that I think you need to learn just a little more risk vs return so you can make a more... Source: over 2 years ago

• Create growth of $10k chart with and/or without dividend reinvested

  Portfoliovisualizer.com Will do it, it's One of the many options. It supports the TSX (I hope I did the link properly, still a little new here). Source: over 2 years ago