Table of contents
Comprehensive Credit Reporting
Experian provides detailed credit reports that include a wide range of data on credit history, helping users better understand their financial standing.
Free Credit Monitoring
Experian offers free credit monitoring services, alerting users to changes in their credit files, such as new inquiries or accounts.
Identity Theft Protection
Experian offers identity theft protection services, which include dark web monitoring and alerts to help safeguard users' personal information.
Credit Score Tracking
Experian provides regular updates on users' credit scores, allowing them to track their creditworthiness over time.
Educational Resources
Experian offers various resources, tools, and articles to help users improve their financial literacy and make informed financial decisions.
Experian is generally regarded as a reliable and reputable service for credit monitoring and management. However, like any service, user experiences can vary depending on individual needs and expectations. It's important for potential users to evaluate their own requirements and compare with competitors.
We have collected here some useful links to help you find out if Experian is good.
Check the traffic stats of Experian on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Check the "Domain Rating" of Experian on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of Experian's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Check the "Domain Authority" of Experian on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
The latest comments about Experian on Reddit. This can help you find out how popualr the product is and what people think about it.
Go to https://experian.com and create a free account. From here you can access your Experian credit report and Experian FICO 8 score. Very few lenders use Vantage scores in lending decisions. You both should be monitoring your FICO scores. FICO imposes a penalty for 0% aggregate utilization. She should allow at least one card to report a balance. If you aren't applying for a loan in the near future there is... Source: almost 2 years ago
Most lenders use FICO scores in lending decisions. If you don’t know what that is, go to https://experian.com and create a free account. From here, you will have access to your Experian credit report and your FICO 8. Source: almost 2 years ago
I've just seen your edit. Are these Vantage scores from Credit Karma? If so, go to https://experian.com and create a free account. Once there, you'll have access to your Experian credit report and Experian FICO 8. What is your FICO 8 and has that changed as well? Source: almost 2 years ago
Check your credit reports. Get your free official credit reports from www.annualcreditreport.com, and if needed experian.com or Credit Karma (free also). Source: almost 2 years ago
If it redirected to some area of main experian.com site, it would be understandable as a brand name site created for easy to remember address. However, there are no such redirects, not even any links back to main experian.com . Source: about 2 years ago
You can set up a free account on experian.com to see what your FICO 8 score is - or to determine whether you have a score at all. Source: about 2 years ago
Yeah, we all have 40+ different credit scores. Your CK scores are "legit" in terms that they're accurate VS3 (VantageScore 3.0) it's just that VS3 is rarely used in lending decisions which makes them nearly irrelevant. Fico scores are used the the majority of lending decisions, with Fico 8 being the most commonly used model today. The Fico 9 you are getting is lesser used than Fico 8 since few lenders adopted... Source: about 2 years ago
Experian.com - create a free account, it's going to keep bugging you to update and pay a monthly fee, don't do it - will show you your Experian FICO score. Source: about 2 years ago
She should get experian.com free account and app. It take about 3-6 month to see any credit score... And it prob take about 1+ year for the score to just to stablize. Since the payment history is main thing.. ( how long she has been paying on time... Longer the better) She will be considered as... "thin profile" (Not enough information) for a while. Trying to BORROW money at this stage is VERY VERY Expensive. ... Source: about 2 years ago
Experian.com try premium feature call fico score simulator. You can ask questions like can I be 720 in 6 months? if it is possible the app will tell you the steps to take. Making ontime payments for XX months are tyical suggestion, but the experian app pull your report and give suggestion based on your profile, I used it to go from 760 >> 780 >> 800. Source: about 2 years ago
Go sign up for an account on myfico.com or experian.com to see what your actual FICO scores are. You should also pull your credit report from annualcreditreport.com. Source: over 2 years ago
Get a free experian.com account. You can see your experian FICO score. Source: over 2 years ago
You should ignore those VS3 scores, as essentially no lenders are going to use them in lending decisions. Just because a score (probably a Fico Auto version) was within 5 points of your VS3 doesn't mean you can rely on that being the case at all times. The next time you checked there could be a 100 point variance between those scores. I would suggest just tracking the Fico score(s) you have access to, like the... Source: over 2 years ago
Use experian.com it's free or cap1 has creditwise for vantage Amex also shows scores and other info or if you really want to see if you got an inquiry you could always go to annualcreditreport.com. Source: over 2 years ago
Get experian.com app and myfico.com app. Get free acount so you get the alert. Source: over 2 years ago
If you want to know your FICO scores at all three credit bureaus, you can do so by paying a fee at myfico.com or experian.com, or using a free trial. Source: over 2 years ago
FICO scores - looked in experian.com and its listed as 749 (Fico 8). Cross verified it with discover.com and it lists it as 755 (but it says it got that from TU). Another intersting this is experian.com is showing my credit limit as 10k. I checked at annualcreditreport.com (i know this is not FICO but still) and all of them are showing my credit line as 10k. I believe this is me being due to an authorizied user on... Source: over 2 years ago
Experian.com get free account and see the reason. Source: over 2 years ago
# monitor your score. Free account experian.com they have an app also. Source: over 2 years ago
Always lock your credit with pin. And monitor activity... experian.com free account and app... myfico.com free account. Source: over 2 years ago
Monitor your credit score. you will have a score posting in about 3- 6 month. experian.com sign up for free account and app. Source: over 2 years ago
Experian is a prominent entity within the credit reporting sector, widely recognized for its extensive range of services that span credit management, personal finance, and identity protection. As one of the three major credit bureaus, along with Equifax and TransUnion, Experian holds a significant place in the financial ecosystem with several services reaching both consumers and businesses.
Experian offers a comprehensive suite of services with a focus on credit-related products such as credit reports and scores. These products are frequently mentioned in the context of verifying one's financial status for significant financial decisions such as loan applications or monitoring personal credit health. A common theme in user discussions is the emphasis on accessing FICO scores, predominantly through Experian, given their prevalent use in lending decisions. This is juxtaposed against the less frequently used VantageScore, which often sees comparison but less acceptance from lenders as per user insights.
In addition to credit monitoring, Experian’s role in income and employment verification is also noted. In the UK, their service is highlighted amongst secure methods for income verification, standing alongside providers like Equifax, particularly in handling employer-backed payroll verification. This bolsters their reputation for ensuring authentic employment records and promoting secure, consent-driven processes compliant with UK data protection laws.
The general sentiment towards Experian's services indicates a considerable reliance on their product offerings for credit score monitoring and identification of credit discrepancies. Many users reference setting up free accounts through experian.com as a pivotal step towards managing or improving their credit profiles. The tools they provide, such as the FICO Score simulator, are noted for their practical value in strategizing credit improvements and understanding credit impacts.
However, a recurrent issue expressed by users is related to the promotional aspects of Experian’s services. There is a perceived pressure from the company to upgrade to paid accounts, or the premium features, with persistent prompts even within free accounts. This can create a slight friction for users who wish to keep costs minimal while maximizing the utility of the free services provided.
Among user-generated content, scattered mentions raise questions about the legitimacy of certain Experian-associated websites (such as experianidworks.com) without direct connections or redirections to the main experian.com site. This highlights an opportunity for Experian to improve clarity regarding the authenticity and relationship between its various digital assets to maintain consumer trust.
Furthermore, while Experian is highly regarded for providing access to widely accepted FICO scores, user consensus suggests that not all of their offerings are uniformly advantageous. For example, there are online discussions suggesting a lack of benefit in monitoring Vantage scores via other platforms since they are not as widely utilized in lending decisions.
Experian maintains a pivotal role in the credit and personal finance landscape, appreciated for its ability to provide critical credit insights and contribute to sound financial decision-making. Its prominence, however, necessitates continuous efforts in enhancing user experience, transparency, and engagement, particularly in reducing the barriers between freemium and premium features, to further solidify its standing amidst competitive alternatives.
Do you know an article comparing Experian to other products?
Suggest a link to a post with product alternatives.
Is Experian good? This is an informative page that will help you find out. Moreover, you can review and discuss Experian here. The primary details have not been verified within the last quarter, and they might be outdated. If you think we are missing something, please use the means on this page to comment or suggest changes. All reviews and comments are highly encouranged and appreciated as they help everyone in the community to make an informed choice. Please always be kind and objective when evaluating a product and sharing your opinion.
