Creditscore.com Reviews and details

Social recommendations and mentions

• How to increase in my situation

  You can get an Experian Fico 8 score for free at Experian.com or creditscore.com and you can get your Equifax Fico 8 score for free at MyFico.com. That's what I would recommend starting. Source: over 1 year ago

• Advice on first credit card (rejected by BoA)

  Any tips on how I should go about that? I found websites like creditscore.com but don't know how reliable they are. Also I assume the score would just be a number. In that case how would I know if the possible collection is affecting it and how would I resolve this issue. Thanks. Source: over 1 year ago

• Credit scored dropped 69 points - Why?

  If you don't have a source to get a Fico score, you can grab one from creditscore.com - that is your Experian Fico Score 8, a highly relevant score used frequently in lending. Source: over 1 year ago

• Sudden Significant Credit Score Drop

  You have 30+ different Fico scores. Some are more widely used than others. You can go to creditscore.com to grab a free Experian Fico 8 score, one of the more commonly used ones. Fico scores are used in 90% of lending decisions, so the chances of you finding someone that uses VS3 is pretty rare almost never happens with credit cards. Credit card companies often provide a free VS3 on your account since it's... Source: over 1 year ago

• Why did my credit score drop??

  Be aware that you have some 30+ different Fico scores, not just one. One free source of one (Experian Fico 8) is from creditscore.com. As for how your Fico scores will compare to your VS3s, they can be all over the place. I've seen some people with Fico scores 100 points lower than VS3s, others with VS3s 100 points lower than Fico scores. It's also possible to have a 100+ point variance between Fico scores, as... Source: over 1 year ago

• Chase Credit Card question

  Fico 8 scores are the most commonly used today, so seek out your EX/TU/EQ Fico 8 scores. You can start with a free EX Fico 8 at creditscore.com which will update every 30 days for you. Source: almost 2 years ago

• Significant drop on credit score

  Sure thing. If you want a source of a free Fico score, you can get one from creditscore.com. While this isn't a 2/4/5 score used for mortgage lending, it is your Experian Fico 8 which is a very commonly used score for things like credit cards and tracking it can give you somewhat of an idea of how your other Fico scores are doing. While Fico scores can vary significantly, the trend should be similar. So if you... Source: almost 2 years ago

• dropped 6 points over night and I dont know why

  First be aware that you have 30+ different Fico scores, not just one. Some are more commonly used and therefore more relevant than others. The most common version used currently is Fico 8, so tracking your 3 F8 scores (EX8, TU8, EQ8) is a good place to start. You can get your EX8 score for free at creditscore.com. You can get all of them for $1 total at creditchecktotal.com, just cancel right after getting them. Source: almost 2 years ago

• American Express Sensitivity?

  CK provides irrelevant VS3 scores. The only thing you should be looking at with CK are your credit reports, not the unmeaningful scores they provide. Go grab your EX8 Fico score from creditscore.com to see the score that Amex would use if you were to apply. Source: almost 2 years ago

• How big is the difference between Credit Karma and your real credit?

  As stated in my reply above, when you apply for an Amex card they use your Experian Fico 8 score. You can grab that score for free at creditscore.com if you'd like to see where you stand. Source: almost 2 years ago

• Bank of America Platinum CC, good?

  You have some 30+ different Fico scores. If you have a free monthly Experian membership, they provide you with your Experian Fico 8 score. This is a very common score used in lending. For example, if you were to apply for an Amex credit card, they'd use this EX8 score. Another place you can get your EX8 score for free is creditscore.com. There are other memberships through Experian that you can spend money on... Source: almost 2 years ago

• 21 years old want to hit 800s by max 25 any advice?

  If you're getting your score through a USB credit card, there's a good chance that you're seeing a TU VS3 score and not a Fico score, which means it's largely irrelevant since it won't be used in lending decisions. Do you know your Fico scores? You can get one for free at creditscore.com to see where you stand. Source: about 2 years ago

• I want no more than two cards so what should I do?

  Yes, that VS3 which is highly irrelevant. That's the same score you'd see from Credit Karma, WalletHub, Credit Sesame or many other sources that don't provide a meaningful Fico score. You can ignore that score completely. Do you know any of your Fico scores? You can get one for free at creditscore.com and it will update every 30 days. That is your Experian Fico 8 score, which is highly relevant as it's widely... Source: about 2 years ago

• Score dropped 65 points for increased usage?

  One source for a free one is creditscore.com. There are sources like myfico where you can pay $29 and get all 30+ of your scores. Source: about 2 years ago

• Score is just yoyoing

  One place to get one for free is creditscore.com - there you'll get your Experian Fico 8 at no cost and it will update once every 30 days for you based on your most recent credit report data. Source: about 2 years ago

• Very different scores from different companies?

  As for the score you're seeing from your credit union, check and see what type of score that is. On the screen where you see the score either below the score or maybe in some fine print down below you will see a reference of the scoring model and bureau data used. Scoring model could be anything like Fico Score 8, VantageScore 3.0, Fico Score 4, etc. Bureau data would either be Experian, TransUnion or Equifax. ... Source: about 2 years ago

• Amazon prime visa credit card approval odds?

  You can get a free Experian Score 8 from creditscore.com for free for starters. If you'd like all 3 dozen or so of your Fico score and are willing to pay $30 for them you can head over to myfico.com. Source: over 2 years ago